topic Re: In 2008 I resolve - NO HARD INQUIRIES!! in Credit Cards

In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Sun, 30 Dec 2007 04:25:23 GMT

Anybody else want to join me? Let's get our scores UP by saing NO to new apps and hard inqs!!

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Sun, 30 Dec 2007 04:29:35 GMT

Does business inq's count?

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Sun, 30 Dec 2007 07:05:23 GMT

i am willing to give it a try personally I should be able to do this I think I have appd for all I need in 2007 and since mortgage refinanced to a cheaper rate I should be straight ---I am willing to jump on the band wagon and see what happens for me in 2008--after all i do want to join the 700 club and these new accounts need to age

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Red1Blue — Mon, 31 Dec 2007 00:14:59 GMT

I am with you. No new Inq's in 2008 except for the mortgage that I am thinking of buying a house around May. Other than that no more inq's or accounts.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Mon, 31 Dec 2007 04:03:46 GMT

I wish I could join the club here. I have a long wish list though....and it's a long year ahead.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Mon, 31 Dec 2007 04:08:25 GMT

ME! ME!!! ME!!!

Re: In 2008 I resolve - NO HARD INQUIRIES!!

ccaddict — Mon, 31 Dec 2007 10:30:33 GMT

Can't join you

But I will wish you good luck in your "mission".

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Mon, 31 Dec 2007 11:12:37 GMT

COUNT ME IN TOO MANY INQUIRES JUST LET WHAT I GOT AGE LIKE FINE WINE!!!!

Re: In 2008 I resolve - NO HARD INQUIRIES!!

laryn41 — Mon, 31 Dec 2007 13:13:41 GMT

I am in...I was doing so well then I figured I would apply for a card to do a BT. Didn't happpen..I am bumded i was doing great and my scores were getting better and better.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

phumanr — Mon, 31 Dec 2007 16:07:49 GMT

OK -- CC Addicts! One day at at time!!

Phumanr

Re: In 2008 I resolve - NO HARD INQUIRIES!!

techgirl — Mon, 31 Dec 2007 16:16:07 GMT

I actually manged to do this for 2007 - I'm out - need to pay down debt, refi then get new card then a car... I plan to be busy :-) - that is after I pay down my ccs.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

MidnightVoice — Mon, 31 Dec 2007 16:27:05 GMT

Well, I got the car, don't think I need to move, so the only likely hards are if I change cell phone provider in the fall and if I want any CLIs.

But no new accounts in 2008, except for the forst report from AMEX and the car loan.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Mon, 31 Dec 2007 17:56:40 GMT

I 'm with you through Oct 15 at least - I am closing 2 cards unless I get CLIs before the AF hits and do need to replace the cards.

Keeping track of mine now is a pain - so I am PIF from christmas usage and letting them go dormant except for 3. Bring it out once a quarter and PIF the next week for the others.

Re: In 2008 I resolve - NO HARD INQUIRIES!!

Anonymous — Mon, 31 Dec 2007 18:06:20 GMT

As of right now all done with applying for anything for 2008. Applyed yesterday for sears card

approved for 1400.00 thats it for me. Got all the cards now that refused me two years ago.

Credit rebuilding takes time. Now it's time to sit back and let everything age.

Woody

Re: In 2008 I resolve - NO HARD INQUIRIES!!

MidnightVoice — Mon, 31 Dec 2007 21:11:53 GMT

I got 3 new cards in 2007, and the first one has its first birthday on January 10th