topic Re: AMEX in Credit Cards

AMEX

Anonymous — Mon, 31 Dec 2007 20:20:13 GMT

Has anyone tried getting another Delta Skymiles after converting their original Delta 2 the Blue

Re: AMEX

fused — Mon, 31 Dec 2007 22:14:47 GMT

No, but can I ask why?

Re: AMEX

Anonymous — Mon, 31 Dec 2007 22:32:17 GMT

Because I'm looking to replace my carnival seamiles card & I would like another amex card. I know my scores are not good enough to get any of their other cards yet. I'm happy with all of my cards except the seamiles. AMEX & CCCU is where all of my business is going to for now on.

Re: AMEX

fused — Tue, 01 Jan 2008 02:19:41 GMT

What are your scores?

Re: AMEX

Anonymous — Tue, 01 Jan 2008 02:33:08 GMT

last time i checked(FICO)TU=669 EX=648 EQ=654

Re: AMEX

Anonymous — Tue, 01 Jan 2008 09:20:18 GMT

If you've been approved for Delta Gold you would probably be approved for Starwood and Hilton HHonors.

Re: AMEX

Anonymous — Tue, 01 Jan 2008 10:13:29 GMT

When I got approved for AMEX my FICO scores were TU=647 EX=619 EQ=628. The inquiry ended up being on my EX. I just dont want to get another inquiry for nothing. Kinda driving me crazy not to app after getting on this site & seeing a post about someone getting a new card with a high limit. But in July when a lot of my inquiries get past that 12 months I might look into 1 of those cards

Message Edited by l9ikjam on 01-01-2008 02:13 AM

Re: AMEX

haulingthescoreup — Tue, 01 Jan 2008 13:39:40 GMT

Yeah, after hanging out of this board for a while, you either develop a lot of self-control, or you develop a heckuva lot of inqs on your reports!

Re: AMEX

MidnightVoice — Tue, 01 Jan 2008 15:54:22 GMT

@haulingthescoreup wrote:
Yeah, after hanging out of this board for a while, you either develop a lot of self-control, or you develop a heckuva lot of inqs on your reports!

And I am afraid for too many people it is the latter

Re: AMEX

phumanr — Tue, 01 Jan 2008 20:09:44 GMT

Ditto!! Since September, 2007 I have gone from $5,000 in TL's to over $76,000. I thought after a BK and a foreclosure, I was doomed for the next 7-10 years on getting credit card trade lines.

I will never use all of this credit, but it does give me peace should I have an emergency.

Phumanr

Re: AMEX

fused — Tue, 01 Jan 2008 21:35:36 GMT

l9ikjam wrote:
When I got approved for AMEX my FICO scores were TU=647 EX=619 EQ=628. The inquiry ended up being on my EX. I just dont want to get another inquiry for nothing. Kinda driving me crazy not to app after getting on this site & seeing a post about someone getting a new card with a high limit. But in July when a lot of my inquiries get past that 12 months I might look into 1 of those cards

Message Edited by l9ikjam on 01-01-2008 02:13 AM

You can be sure if you app for ANY Amex card again, they will hard you.

Re: AMEX

Anonymous — Tue, 01 Jan 2008 23:02:23 GMT

Yeah I found that out when I called to find out if they would do a hard pull for the AMEX ONE. I dont know if its just me but every time I call amex I seem to get the same operator