topic Re: Approved by Chase! in Credit Cards

Approved by Chase!

exl — Thu, 01 Mar 2012 19:00:51 GMT

Hello everyone,

This is sort of an intro post. Hi! My fasicination with the number that determines my livelihood has recently taken over me. So I'm quite happy to see and be a part of these boards!

Anyway I wanted to report that I was approved yesterday for Chase Freedom w/ a $2K CL and Chase Slate w/ a $1K CL. (for all of those wondering, there was only 1 pull) These are actually the first cards I've been approved for since graduating college.

Anyway, I applied for the Slate primarily to transfer a balance from my Citi Dividend Platinum Select within the first 30 days upon receiving the card (no charge). However the $1K CL isn't going to do much for me. I figure I'll try requesting a CLI so that it would cover the entire balance. We'll see what happens!

Re: Approved by Chase!

Anonymous — Thu, 01 Mar 2012 19:02:09 GMT

Welcome and congratulations!!!

How long is your credit history?

Re: Approved by Chase!

exl — Thu, 01 Mar 2012 19:07:48 GMT

Thanks for the warm welcome and the congrats!

My history is 5.8 years with an average of 3.9 years. So I can expect a dreaded drop there.

Re: Approved by Chase!

Guava — Thu, 01 Mar 2012 19:09:34 GMT

Congrats! It's a great card!

Re: Approved by Chase!

crunching_numbers — Thu, 01 Mar 2012 19:10:42 GMT

Congratulations! Hwo much CL were you trying to get? What do you owe on that other card?

Re: Approved by Chase!

exl — Thu, 01 Mar 2012 19:18:47 GMT

Thanks!

This was actually in response to a targeted (pre-approved) mailer I received earlier this week. The offers were quite appealing. The application didn't ask me for a number, but I was hoping $4K on the Slate at least. I'm fine with the $2K on the Freedom for now. The balance on the other card is around $2K which I plan to pay off entirely in the coming months. I would like to transfer the balance to avoid the APR of the other card (a hefty 26%).

Re: Approved by Chase!

Anonymous — Thu, 01 Mar 2012 19:42:22 GMT

Nice approvals! I did the same thing (Slate and Freedom) on 1 INQ. I did call for a CLI for a BT and the CSR assured me it was no hard pull. 3 days later a hard did in fact show up. It took me about 8 weeks to have them remove it as I gave no permission to pull nor did they inform me that a hard would be pulled. Be very careful when requesting a CLI with Chase.

Re: Approved by Chase!

exl — Thu, 01 Mar 2012 19:44:36 GMT

Thanks for the heads up! I'll be sure to keep that in mind and be poised for betrayal.

Re: Approved by Chase!

Anonymous — Thu, 01 Mar 2012 19:45:22 GMT

@exl wrote:
Thanks for the heads up! I'll be sure to keep that in mind and be poised for betrayal.

LOL YMMV, of course...

Re: Approved by Chase!

LS2982 — Thu, 01 Mar 2012 20:31:39 GMT

congrats!!!

Re: Approved by Chase!

CreditCrusader — Thu, 01 Mar 2012 21:49:40 GMT

@exl wrote:
Hello everyone,

This is sort of an intro post. Hi! My fasicination with the number that determines my livelihood has recently taken over me. So I'm quite happy to see and be a part of these boards!

Anyway I wanted to report that I was approved yesterday for Chase Freedom w/ a $2K CL and Chase Slate w/ a $1K CL. (for all of those wondering, there was only 1 pull) These are actually the first cards I've been approved for since graduating college.

Anyway, I applied for the Slate primarily to transfer a balance from my Citi Dividend Platinum Select within the first 30 days upon receiving the card (no charge). However the $1K CL isn't going to do much for me. I figure I'll try requesting a CLI so that it would cover the entire balance. We'll see what happens!

Awesome! Congrats!

Re: Approved by Chase!

Anonymous — Thu, 01 Mar 2012 23:13:49 GMT

How do you apply for both with just 1 hard pull? Did you call and do it over the phone, or does that just happen automatically online?

Re: Approved by Chase!

exl — Thu, 01 Mar 2012 23:29:04 GMT

Hey jimbo, thanks for asking!

I received two mailers, one for each card, that came with invitation numbers. I applied one right after the other online, first Slate then Freedom. I'm assuming timing and the fact that they were both from the same bank are reasons why I suffered only one pull. With technology where it is now, I'm guessing that somewhere in the automation of it all, there is a programed check that basically computes, "We just pulled your report a few seconds ago. No need for another."

Re: Approved by Chase!

RyVision — Fri, 02 Mar 2012 02:23:44 GMT

Congrats on the Cards exl !!

Chase isn't the easiest to get 2 cards at once with, they're actually rather conservative. They almost always HP for a CLI btw.

Re: Approved by Chase!

exl — Fri, 02 Mar 2012 02:34:27 GMT

@Anonymous wrote:
It took me about 8 weeks to have them remove it as I gave no permission to pull nor did they inform me that a hard would be pulled. Be very careful when requesting a CLI with Chase.

If I have to I will beat them until they take it back. Thanks for the second heads up though!

Re: Approved by Chase!

Anonymous — Fri, 02 Mar 2012 06:34:17 GMT

@RyVision wrote:
Congrats on the Cards exl !!

Chase isn't the easiest to get 2 cards at once with, they're actually rather conservative. They almost always HP for a CLI btw.

I just pulled it off. Got approved for the CSP 6k, immediately apped for the Freedom. Got the 7-10 day wait message, then a letter saying denied because of too many requests with them. Called the backdoor number, approved 5k. No second pull yet. YMMV

Re: Approved by Chase!

exl — Fri, 02 Mar 2012 06:42:06 GMT

Awesome stuff Tom!

Tomorrow I'll see if they'll up my CL without a HP.

Re: Approved by Chase!

max2mum — Fri, 02 Mar 2012 11:40:13 GMT

Which CRA did Chase pull from??

Re: Approved by Chase!

exl — Fri, 02 Mar 2012 13:01:11 GMT

Re: Approved by Chase!

RyVision — Fri, 02 Mar 2012 18:26:08 GMT

@exl wrote:
Awesome stuff Tom!

Tomorrow I'll see if they'll up my CL without a HP.

exl;

Before you get too excited, you might want to do a double take at LTomBerry's FICO scores. With scores like that, we don't need no stinking HP

I'm not saying you can't try, I'm just saying your (or my) chances of success would be a bit lower.