topic Re: Reasons why I like citi in Credit Cards

Reasons why I like citi

Anonymous — Fri, 02 Mar 2012 03:05:48 GMT

My story begins with me applying for their mtvu card and them accepting me for 4k, 6 months later they upped it to 5500k, and they also converted it to the forward for me keep in mind both were visa, well last week I asked to be converted to the thank you card and they did, this time I told them to put Amex instead of visa. They are a great company and if it came down to me closing any of my cards citi would be the last one I'd choose.

Re: Reasons why I like citi

Anonymous — Fri, 02 Mar 2012 03:15:20 GMT

That's a nice CLI. Did you request it or was it auto? I'm sitting at 4k and would like a bump up once I hit 6 months. Thinking of asking for $6000 but I don't want a HP.

Re: Reasons why I like citi

Anonymous — Fri, 02 Mar 2012 03:25:36 GMT

I asked could they try auto and they did , I'm glad it's Amex now looks amazing

Re: Reasons why I like citi

Anonymous — Fri, 02 Mar 2012 04:02:43 GMT

I wish I had the same experience. I have had my Platinum Select Mastercard for just approaching 7 months and they will NOT convert my card to the dividend or forward and I have called them many many times. I PIF always and have never been late.

Re: Reasons why I like citi

Gray — Fri, 02 Mar 2012 04:20:49 GMT

You pay in full--so they never make any money off you. So they lose money serving you. Why would they want to give you a dividend?

Just food for thought.

Re: Reasons why I like citi

boomhower — Fri, 02 Mar 2012 09:58:15 GMT

@Gray wrote:
You pay in full--so they never make any money off you. So they lose money serving you. Why would they want to give you a dividend?

Just food for thought.

They are still making money. Swipe fees add up quickly even when you don't carry a balance.

Re: Reasons why I like citi

LS2982 — Fri, 02 Mar 2012 10:06:48 GMT

@Anonymous wrote:
My story begins with me applying for their mtvu card and them accepting me for 4k, 6 months later they upped it to 5500k, and they also converted it to the forward for me keep in mind both were visa, well last week I asked to be converted to the thank you card and they did, this time I told them to put Amex instead of visa. They are a great company and if it came down to me closing any of my cards citi would be the last one I'd choose.

Very nice!! Cognrats!!

Re: Reasons why I like citi

frogfan12 — Fri, 02 Mar 2012 12:54:57 GMT

I love Citi!

Re: Reasons why I like citi

Gray — Sat, 03 Mar 2012 05:42:03 GMT

Card companies prefer customers that revolve their balance. They are preferred on every level over customers that pay in full unless their risk profile turns to the negative,

Re: Reasons why I like citi

annalog — Sat, 03 Mar 2012 09:26:30 GMT

Yeah, banks refer to people who pay in full as "Deadbeats"

Re: Reasons why I like citi

littlesister — Sat, 03 Mar 2012 13:04:35 GMT

I agree about liking citi. When I first got my card ,I was a victim of fraud! Someone used it online

but thankfully I monitor my accounts daily and I caught it that day.

I called citi and they immediately closed my account, credited my account for the purchase price, and the next morning I had a new card

in hand that was overnited. Same history, but different account number.

Re: Reasons why I like citi

LS2982 — Sat, 03 Mar 2012 14:45:28 GMT

I want to get in with Citi but don;t want to waste an INQ as I may still be blacklisted. Is it a forever type thing with them if you had a very old CO?