topic Re: Citi: Diamond Preferred vs Simplicity in Credit Cards

Citi: Diamond Preferred vs Simplicity

drsmith — Sat, 03 Mar 2012 17:18:46 GMT

Looking for a good low interest offer, and these both offer 18 months of 0%.

It seems the only difference is the Diamond preferred offers concierge service. I really like that card, but I'd also really like to add a Visa to my collection.

What is this concierge service, and is it really of any use?

Re: Citi: Diamond Preferred vs Simplicity

birjest — Sat, 03 Mar 2012 17:25:24 GMT

I have the Diamond Preferred. Great for the BT...never use the service.

Re: Citi: Diamond Preferred vs Simplicity

frogfan12 — Sat, 03 Mar 2012 17:45:54 GMT

What's so special about the Diamond Preferred? I've been getting offers from them as of late.

Re: Citi: Diamond Preferred vs Simplicity

drsmith — Sat, 03 Mar 2012 17:47:31 GMT

Nothing I guess.

It's a simplicity card, with the concierge service.

They look amazing though

Re: Citi: Diamond Preferred vs Simplicity

smc733 — Sat, 03 Mar 2012 19:07:10 GMT

@drsmith wrote:
Nothing I guess.

It's a simplicity card, with the concierge service.

They look amazing though

Not entirely. The simplicity has some neat features for those who may need to rely on the "credit" portion, such as:

-Cash APR is the same as purchase APR

-No late penalties or APRs

Re: Citi: Diamond Preferred vs Simplicity

drsmith — Sat, 03 Mar 2012 22:35:04 GMT

I see

I really only care about the intro APR, and I'd like a Visa. I'm just so torn because I've always really liked the Diamond Preferred.

Does Citi allow PCs to rewards cards from BT cards?