topic Re: New Barclays First Crowdsourced Credit Card!!!! in Credit Cards

New Barclays First Crowdsourced Credit Card!!!!

Ron1 — Tue, 06 Mar 2012 17:16:37 GMT

link:

http://www.businesswire.com/news/home/20120305006339/en/Barclaycard-Introduces-Crowdsourced-Credit-Card-Driven-Online

Ron.

Re: New Barclays First Crowdsourced Credit Card!!!!

Ron1 — Tue, 06 Mar 2012 17:20:37 GMT

8% APR is good rate for purchases and balance transfer with no fee. I wondered how tough is to get the card.

Ron.

Re: New Barclays First Crowdsourced Credit Card!!!!

smc733 — Tue, 06 Mar 2012 17:27:17 GMT

@Ron1 wrote:
8% APR is good rate for purchases and balance transfer with no fee. I wondered how tough is to get the card.

Ron.

This will be the perfect card to replace my Citi as an "emergency" card. Nice low rate.

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Tue, 06 Mar 2012 18:05:18 GMT

Sounds interesting.

Although I am a bit wary of Barclays....

Re: New Barclays First Crowdsourced Credit Card!!!!

jeffery581 — Tue, 06 Mar 2012 18:23:19 GMT

RE:

Sounds interesting.

Although I am a bit wary of Barclays....

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Tue, 06 Mar 2012 18:28:16 GMT

Barclay's.

Gives me a reverse happy.

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Tue, 06 Mar 2012 19:01:39 GMT

T&C

http://www.barclaycardring.com/t5/custom/page/page-id/terms-and-conditions

Re: New Barclays First Crowdsourced Credit Card!!!!

LS2982 — Tue, 06 Mar 2012 21:21:48 GMT

I wonder if you can PC to this?? Hope this isn't one of thoe you need "excellent" credit to get the card.

Re: New Barclays First Crowdsourced Credit Card!!!!

trumpet-205 — Tue, 06 Mar 2012 21:52:26 GMT

@LS2982 wrote:
I wonder if you can PC to this?? Hope this isn't one of thoe you need "excellent" credit to get the card.

Looking at the term, I feel this card is for those with excellent credit. With low APRs, no BT fee, and 1% cash advance fee, I don't see any lender would issue this card to those with good credit or below. This type of cards most likely is for those excellent credit only.

Re: New Barclays First Crowdsourced Credit Card!!!!

bichonmom — Wed, 07 Mar 2012 09:16:26 GMT

@Ron1 wrote:
link:

http://www.businesswire.com/news/home/20120305006339/en/Barclaycard-Introduces-Crowdsourced-Credit-Card-Driven-Online

Ron.

Looks interesting. I wonder if if has rewards... and how they're going to begin offering it. I'd love to be in their alpha test group!

Re: New Barclays First Crowdsourced Credit Card!!!!

mxp114 — Wed, 07 Mar 2012 09:27:15 GMT

Nice card design but passe Platinum? This card should be a World MasterCard

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Wed, 07 Mar 2012 11:13:50 GMT

@Anonymous wrote:
T&C

http://www.barclaycardring.com/t5/custom/page/page-id/terms-and-conditions

This card is sweet but after reading the T&C I probably won't be able to get it since I already have a credit card from them.

Quoting Barclay "This offer may not be available to you if already have or have had a Credit Card account with us."

Re: New Barclays First Crowdsourced Credit Card!!!!

LS2982 — Wed, 07 Mar 2012 11:27:02 GMT

@Anonymous wrote:
@Anonymous wrote:
T&C

http://www.barclaycardring.com/t5/custom/page/page-id/terms-and-conditions
This card is sweet but after reading the T&C I probably won't be able to get it since I already have a credit card from them.

Quoting Barclay "This offer may not be available to you if already have or have had a Credit Card account with us."

Even if you close your account with them you cant get it!

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Wed, 07 Mar 2012 11:38:16 GMT

I'm going to call and find out more about it

Re: New Barclays First Crowdsourced Credit Card!!!!

LS2982 — Wed, 07 Mar 2012 11:40:48 GMT

@Anonymous wrote:
I'm going to call and find out more about it

Welcome to the forums!!

Yes, if you could find out more about that it would be sweet!

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Wed, 07 Mar 2012 11:44:23 GMT

@LS2982 wrote:
@Anonymous wrote:
I'm going to call and find out more about it
Welcome to the forums!!

Yes, if you could find out more about that it would be sweet!

Thanks! btw what is psecu?

Re: New Barclays First Crowdsourced Credit Card!!!!

CreditScholar — Wed, 07 Mar 2012 11:50:37 GMT

With terms like this, I don't see it being offered to anyone without very good or excellent credit. This sounds like play by Barclays to draw a higher caliber clientele then they're used to having. It wouldn't surprise me if they heavily restrict this to new customers and very good existing ones only.

Re: New Barclays First Crowdsourced Credit Card!!!!

LS2982 — Wed, 07 Mar 2012 12:12:13 GMT

@Anonymous wrote:
@LS2982 wrote:
@Anonymous wrote:
I'm going to call and find out more about it
Welcome to the forums!!

Yes, if you could find out more about that it would be sweet!
Thanks! btw what is psecu?

PSECU = Pennsylvania State Employees Credit Union.

They are a CU in PA. They are the only place you can get your EX FICO other than apping and getting the score. They used to take in people outside of PA if you made a contribution to one of their approved partners but unfortunately they did away with this last year.

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Wed, 07 Mar 2012 12:13:57 GMT

Thanks! It's a bummer I missed out. Is that how you joined? Btw do you have a CC through them?

Re: New Barclays First Crowdsourced Credit Card!!!!

Anonymous — Wed, 07 Mar 2012 15:16:33 GMT

Sounds interesting, but with their reputation, i would be hesitant to apply. That and if they mean facebook for their crowdsource social media crud, i would be out of luck. I for one find facebook and google to be two of the most dangerous companies on the planet.