topic Too many BOA accts? in Credit Cards

Too many BOA accts?

rubaty — Thu, 03 Jan 2008 09:54:48 GMT

Just got a letter saying I couldn't get the Motley Fool MC because I have too many BOA accts! I only have 2...has anybody ran into this problem with BOA before?

Re: Too many BOA accts?

Red1Blue — Thu, 03 Jan 2008 11:52:38 GMT

I have only one card with BOA so I dont know. Looks like some Banks limit the number of cards. I understand junie does not like having more then one or two cards with them.

Re: Too many BOA accts?

llecs — Thu, 03 Jan 2008 14:35:35 GMT

I bet the answer is already no, but are any of the two secured. I had two 99/500 offers from them on two different cards, and they only accepted one. The other was turned down due to having too many cards with them.

Re: Too many BOA accts?

rubaty — Thu, 03 Jan 2008 15:24:38 GMT

llecs wrote:
I bet the answer is already no, but are any of the two secured. I had two 99/500 offers from them on two different cards, and they only accepted one. The other was turned down due to having too many cards with them.

Neither are secured. 1 is BOA gold and other is BOA Plat. Do they count FIA cards?

Re: Too many BOA accts?

Anonymous — Thu, 03 Jan 2008 18:33:02 GMT

I think they do also include in FIA cards. I had the Merrill Lynch visa (FIA) and when I applied for the BOA Visa Signature the "credit specialist" I talked to on the phone noted the ML card I had. He was not as concerned about the number of account I had, but the total available credit line through BOA+FIA.
The compromise ended up being that I start off the Visa Sig with only a 5k limit and then moved some of the available credit to that card from the ML visa.