topic Re: hard or soft pull in Credit Cards

hard or soft pull

Mike360 — Fri, 09 Mar 2012 05:18:16 GMT

so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/

Re: hard or soft pull

Anonymous — Fri, 09 Mar 2012 05:19:52 GMT

@Mike360 wrote:
so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/

Soft pull

Re: hard or soft pull

MarineVietVet — Fri, 09 Mar 2012 05:21:01 GMT

@Mike360 wrote:
so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/

In my experience if they are asking you this it will be a soft. BUT I have no way to know if it will be the same for you. I just want to put out that disclaimer.

Re: hard or soft pull

LS2982 — Fri, 09 Mar 2012 11:18:22 GMT

@Mike360 wrote:
so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/

Should be a SP, but YMMV.