topic Barclays Travelocity ???L? in Credit Cards

Barclays Travelocity ???L?

Anonymous — Mon, 12 Mar 2012 01:01:24 GMT

Just wondering ...I got a barclay nfl card in November...what my chances of getting approved? Should I wait till June ? Rewards any good? I noticed 2 types of cards...any preference..... Is it a true Amex card? Thanks

Re: Barclays Travelocity ???L?

Anonymous — Mon, 12 Mar 2012 01:07:43 GMT

@Anonymous wrote:
Just wondering ...I got a barclay nfl card in November...what my chances of getting approved? Should I wait till June ? Rewards any good? I noticed 2 types of cards...any preference..... Is it a true Amex card? Thanks

It is a AMEX network card. So from the point of view of Customer and Merchant, it is a true AMEX card.

It is provided by Barclays bank not the American Express Bank, so not the same for paying your bill.

Re: Barclays Travelocity ???L?

bichonmom — Mon, 12 Mar 2012 01:08:34 GMT

I believe you need to wait at least 6 mos before apping for a second Barclay's.

It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

Re: Barclays Travelocity ???L?

bichonmom — Mon, 12 Mar 2012 01:10:03 GMT

Here's a link to the T&C: https://www.barclaycardus.com/app/japply/lp/TnCs.jsp?prodidreq=CCAAE30993&cpc=TAX

Top line says: The Travelocity Rewards American Express ® Card is issued and administered by Barclays Bank Delaware

Re: Barclays Travelocity ???L?

LS2982 — Mon, 12 Mar 2012 01:18:16 GMT

@bichonmom wrote:
I believe you need to wait at least 6 mos before apping for a second Barclay's.

It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

Re: Barclays Travelocity ???L?

Anonymous — Mon, 12 Mar 2012 01:29:53 GMT

@LS2982 wrote:
@bichonmom wrote:
It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

+1

Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.

It has nothing to do with it being co-branded. Cobranded is the store and network.

In this case, Travelocity, AMEX (network)

Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.

Re: Barclays Travelocity ???L?

Ron1 — Mon, 12 Mar 2012 01:39:04 GMT

I didn't get instant approved online. I called backdoor and I got approved for $5K. It's not true Amex. The rate is 23.99% and it is very high compared to my other Amex cards. They pulled TU.

Ron.

Re: Barclays Travelocity ???L?

bichonmom — Mon, 12 Mar 2012 02:15:22 GMT

@Anonymous wrote:
@LS2982 wrote:
@bichonmom wrote:
It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

+1

Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.

It has nothing to do with it being co-branded. Cobranded is the store and network.
In this case, Travelocity, AMEX (network)

Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.

Yes. Just to clarify: I'm referring to Amex cards that are administered by other banks (like Barclay's). Those are not backdated. Yes, if it's an Amex that is offered on Amex's website and is administered by Amex, then it would be backdated.

Re: Barclays Travelocity ???L?

Anonymous — Mon, 12 Mar 2012 04:39:05 GMT

@Anonymous wrote:
Just wondering ...I got a barclay nfl card in November...what my chances of getting approved? Should I wait till June ? Rewards any good? I noticed 2 types of cards...any preference..... Is it a true Amex card? Thanks

Some would consider the Barclay's Travelocity a prime card with sub prime tendencies (or vice versa). Aside from the above average APRs the card nets some decent rewards. The card with the AF has a bit more earning power. Cause you can choose from a category to receive x2 points (gas, restaurants etc) in addition to x5 points you will receive from purchases from travelocity.

If you purchase $4k in travel from the travelocity website you will receive 20,000 points. 20K in Travelocity points will net a $400 credit (used towards more travel). That figures a Whopping 10% in return!!! This does not include the bonus points for sign up (not sure what it is at the moment when I signed up I received 7,500 bonus points).

The card also has a decent 0% BT offer for 9 months (what was offered when I was approved- I'm not sure what it is now) if you BT within time frame you will receive additional travelocity points (up to 5k I think). Be weary of the BT fee!

All things considered it's a pretty good card. This is essentially my gas card. I considered using it for revolving purchases at Costco but the APR does not warrant that strategy.

Re: Barclays Travelocity ???L?

mxp114 — Mon, 12 Mar 2012 10:13:17 GMT

American Express Network is another payment network like Discover, Visa and MasterCard. Up until several years ago, only American Express Centurion Bank issued cards on the American Express Network. Maybe one day we will see Bank of America, Citi and Chase issue cards on the Discover Network. Citi ThankYou Preferred Discover Card? Chase Sapphire Discover?

Re: Barclays Travelocity ???L?

LS2982 — Mon, 12 Mar 2012 10:24:04 GMT

@mxp114 wrote:
American Express Network is another payment network like Discover, Visa and MasterCard. Up until several years ago, only American Express Centurion Bank issued cards on the American Express Network. Maybe one day we will see Bank of America, Citi and Chase issue cards on the Discover Network. Citi ThankYou Preferred Discover Card? Chase Sapphire Discover?

Never really understood why there are co-branded cards

Re: Barclays Travelocity ???L?

mxp114 — Mon, 12 Mar 2012 10:49:07 GMT

AFAIK a co-branded card involves two brands, one is the issuer and the other partner. Otherwise technically the Citi AAdvantage MasterCard is a tri-branded card, so I don't think the network (A/V/MC/D) is considered.

Re: Barclays Travelocity ???L?

LS2982 — Mon, 12 Mar 2012 11:04:02 GMT

@mxp114 wrote:
AFAIK a co-branded card involves two brands, one is the issuer and the other partner. Otherwise technically the Citi AAdvantage MasterCard is a tri-branded card, so I don't think the network (A/V/MC/D) is considered.

I guess that makes sense. I guess it has it's advantages too.

Re: Barclays Travelocity ???L?

Anonymous — Wed, 04 Apr 2012 21:06:55 GMT

@Anonymous wrote:
@LS2982 wrote:
@bichonmom wrote:
It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

+1

Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.

It has nothing to do with it being co-branded. Cobranded is the store and network.
In this case, Travelocity, AMEX (network)

Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.

Just wondering..so this card does not back date correct?

Re: Barclays Travelocity ???L?

Anonymous — Tue, 10 Apr 2012 15:01:57 GMT

@Anonymous wrote:
@Anonymous wrote:
@LS2982 wrote:
@bichonmom wrote:
It's a co-branded Amex. It's got the Amex logo, but the banking behind it is Barclay's. (Approvals, CLIs, etc. would all be from Barclays.) Also, NO backdating with co-branded Amex.

+1

Not exactly true. Backdating is something that American Express bank does. Barclay bank does not back date.

It has nothing to do with it being co-branded. Cobranded is the store and network.
In this case, Travelocity, AMEX (network)

Ameican Express Bank has cobranded cards like Delta Sky Miles, AMEX(network). I believe they backdate for those.
Just wondering..so this card does not back date correct?

Correct!

This card does NOT backdate and there are no membership dates associated with the account as it is backed by Barclay's bank not Amex.