topic Re: Appoved for USAA Rewards World Mastercard! in Credit Cards

Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 12:40:41 GMT

Ok, so my plan is to ditch my Capital One Platinum card. It helped me re-establish my credit and for that I am grateful.

But the time has come to get rid of them. $59 annual fee and no rewards.

So to replace it, I decided to apply for a USAA Rewards World Mastercard and was instantly approved for $10,000!

So needless to say, Cap One is getting kicked to the curb.

Unless they want to switch me to a Venture card with no HP.

Yeah right like that will happen!

I'm all done with the credit cards now.

Gardening time and oh one more thing.....

Winning!

Re: Appoved for USAA Rewards World Mastercard!

Repo-ed — Tue, 13 Mar 2012 12:53:56 GMT

That is AWESOME. I to received a pre-app for USAA world card last night, but threw it away.

What was your file like that enabled you to go from a cap one (secured or non-secured?) to a 10k limit - like that?!

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 12:56:42 GMT

My EQ score is 717.

The only thing bad on there is a 120 day late that is 6 years and 3 months old.

That's it.

By the way,

I also got approved for an Amex BCE on March 1st for $4,000. I'm done now.

3 years ago, my scores were in the low 500s.

I've come a long way!

Re: Appoved for USAA Rewards World Mastercard!

Repo-ed — Tue, 13 Mar 2012 12:58:40 GMT

Where did you get your EQ score from?

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 14:14:41 GMT

This website.

Re: Appoved for USAA Rewards World Mastercard!

DantGwyrdd — Tue, 13 Mar 2012 14:18:51 GMT

Very nice, congrats!

Re: Appoved for USAA Rewards World Mastercard!

Juan123 — Tue, 13 Mar 2012 15:15:06 GMT

congrats!! i wish i had some sort of affiliation with the military so i'd be able to get this card!

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 16:01:05 GMT

@Juan123 wrote:
congrats!! i wish i had some sort of affiliation with the military so i'd be able to get this card!

You don't need military affiliation. You can register with USAA and just select "No" to all the military questions, then log in and apply.

Re: Appoved for USAA Rewards World Mastercard!

bichonmom — Tue, 13 Mar 2012 16:30:31 GMT

@Anonymous wrote:
@Juan123 wrote:
congrats!! i wish i had some sort of affiliation with the military so i'd be able to get this card!

You don't need military affiliation. You can register with USAA and just select "No" to all the military questions, then log in and apply.

The CCs avail for full members are different than those for limited members. Unfortunately the World MC is not avail for ltd members. If you log in (and you're a ltd member), the CCs you can app for changes from what you see if you look at what's avail when you're not logged in. I also would love to be able to get this card, but it's not avail for ltd members. Ltd members have higher interest rates and lower rewards.

Re: Appoved for USAA Rewards World Mastercard!

bichonmom — Tue, 13 Mar 2012 16:31:09 GMT

@Anonymous wrote:
Ok, so my plan is to ditch my Capital One Platinum card. It helped me re-establish my credit and for that I am grateful.

But the time has come to get rid of them. $59 annual fee and no rewards.

So to replace it, I decided to apply for a USAA Rewards World Mastercard and was instantly approved for $10,000!

So needless to say, Cap One is getting kicked to the curb.

Unless they want to switch me to a Venture card with no HP.

Yeah right like that will happen!

I'm all done with the credit cards now.

Gardening time and oh one more thing.....

Winning!

Congrats! Great card and CL!

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 16:32:46 GMT

Ah good to know thanks.

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 16:42:03 GMT

Thank you Bichon, I appreciate it.

They are a fabulous bank to do business with and this CL will allow me to close Cap One.

Re: Appoved for USAA Rewards World Mastercard!

Kappa1911 — Tue, 13 Mar 2012 16:48:33 GMT

Congrats on your success! This is my first reply on this website. I couldn't resist the temptation not to reply because your situation closely mirrors mine. I was in the low 500s two years ago. My scores are 711 EQ (myfico.com), 705 TU (myfico.com) 720 TU (Walmart), 686 EX (Experian.com), 766 EX (truecredit.com). My question to you is what other cards did you have before you applied for the USAA card? What were there limits? Currently I have a Capital One card that started with a $500 limit two years ago. Now I'm at a $3200 limit. All my other cards range from $300 - $1500 limits. All of which have low utl. I am desperately trying to not apply for anything else because I don't want to do it if I am going to get anything less than a 5k limit.

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Tue, 13 Mar 2012 17:10:04 GMT

Here are my cards with limits that I had prior to applying:

Capital One Platinum Visa-$5,500

Amex BCE-$4,000-This is not reporting yet as I was just approved on March 1st.

Best Buy-$2,000

Shell-$600-Just a regular Shell Drive for 5

HSBC Direct Rewards Discover-$300-This was a consolation prize three years ago when Discover wouldn't approve me.

Jared-$10,000

I will be dropping Capital One and the HSBC card soon to avoid any further AF.

Re: Appoved for USAA Rewards World Mastercard!

Anonymous — Wed, 14 Mar 2012 01:38:29 GMT

Anyone know what exactly is the difference between this and the active duty card? I went on the website and saw that they were almost identical. The active duty card has a few benefits that make it amazing as a resolving account if you deploy or move.