topic Re: Looks like GE is using TU FICO's for SP CLI's in Credit Cards

Looks like GE is using TU FICO's for SP CLI's

LS2982 — Wed, 14 Mar 2012 21:40:43 GMT

Got my letters for my CLI approvals for Walmart and Old Navy, TU score was 676 and score range was 300-850........

Looks like they're using FICO's now!

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Wed, 14 Mar 2012 21:41:47 GMT

I'm so devastated that the luv button is gone

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Wed, 14 Mar 2012 21:43:01 GMT

Just call and use the automated system.

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Wed, 14 Mar 2012 21:43:39 GMT

There is an automated system?!

Re: Looks like GE is using TU FICO's for SP CLI's

bichonmom — Wed, 14 Mar 2012 22:03:03 GMT

@LS2982 wrote:
Got my letters for my CLI approvals for Walmart and Old Navy, TU score was 676 and score range was 300-850........

Looks like they're using FICO's now!

I got a letter, too, since my CLI wasn't as much as I asked for. It gave me my TU FICO from March 1st. It was the same # as my TU Walmart FICO that posted this month.

It looks like they might be softing us monthly, since the score on the letter was dated 3/1, and I asked for the CLI on the 5th.

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Wed, 14 Mar 2012 22:11:56 GMT

I got the same thing from my GE card

Re: Looks like GE is using TU FICO's for SP CLI's

LS2982 — Wed, 14 Mar 2012 22:23:40 GMT

@bichonmom wrote:
@LS2982 wrote:
Got my letters for my CLI approvals for Walmart and Old Navy, TU score was 676 and score range was 300-850........

Looks like they're using FICO's now!
I got a letter, too, since my CLI wasn't as much as I asked for. It gave me my TU FICO from March 1st. It was the same # as my TU Walmart FICO that posted this month.

It looks like they might be softing us monthly, since the score on the letter was dated 3/1, and I asked for the CLI on the 5th.

I believe they SP every 3 months or on the spot when you request it. Might be monthly now, that would be a + for all of us!!

Re: Looks like GE is using TU FICO's for SP CLI's

boomhower — Thu, 15 Mar 2012 01:20:52 GMT

Last time I requested it was old. They denied with my score being abysmal due to UT. I had payed everything off a week or so before and my score had went up drastically. I need to give them a call again.

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Thu, 15 Mar 2012 01:22:59 GMT

@Anonymous wrote:
There is an automated system?!

Yep, just call in and request a certain amount. If it's too high, the automated system will counter with a lower offer.

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Thu, 15 Mar 2012 02:20:59 GMT

Well I just got a CLI of $300, brining my total lilne to $1500. But I might as well try

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Thu, 15 Mar 2012 03:18:04 GMT

Damn Amazon my letter listed a score of 733/850 and they keep denying me a CLI. I've had the card for about 2 years last (and only) CLI more than a year ago!!

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Thu, 15 Mar 2012 03:59:06 GMT

@Anonymous wrote:
Damn Amazon my letter listed a score of 733/850 and they keep denying me a CLI. I've had the card for about 2 years last (and only) CLI more than a year ago!!

I was approved with a starting line of $1200 and bought an $800 TV that I ended up returning, leaving a balance of about $80. And they still gave me a CLI

Re: Looks like GE is using TU FICO's for SP CLI's

JustMe77 — Thu, 15 Mar 2012 05:31:26 GMT

I asked for a CLI on my BR Visa a few weeks ago (early March) and was denied because of my December TU score.

Re: Looks like GE is using TU FICO's for SP CLI's

LS2982 — Thu, 15 Mar 2012 09:27:31 GMT

@Anonymous wrote:
Damn Amazon my letter listed a score of 733/850 and they keep denying me a CLI. I've had the card for about 2 years last (and only) CLI more than a year ago!!

Is there something different on your CR?? I would check them for any changes.

Re: Looks like GE is using TU FICO's for SP CLI's

Anonymous — Thu, 15 Mar 2012 12:07:33 GMT

I check them often. All 3 are clean. I was in mandatory gardening mode because of debt that I have since paid down now util <9% and scores in 730s across.

Re: Looks like GE is using TU FICO's for SP CLI's

frogfan12 — Thu, 15 Mar 2012 13:55:48 GMT

If that's the case, then I may have a good chance next go round.

Re: Looks like GE is using TU FICO's for SP CLI's

LS2982 — Thu, 15 Mar 2012 14:42:45 GMT

It seems like that it is the case frogfan. That score they gave me is very close to my TU 08 and TU98 FICO scores.