topic Re: Amex Fraud in Credit Cards

Amex Fraud

Anonymous — Sun, 18 Mar 2012 02:15:37 GMT

Is anyone else noticing there is a lot of Amex fraud recently? Happened to my blue sky a few weeks ago, my card is in my sock drawer and I havent used it for months. Wonder if they had a security breach or something

Re: Amex Fraud

Ron1 — Sun, 18 Mar 2012 02:18:49 GMT

It happened to my Blue/BCE twice twice. I don't know it was security breach.

Ron.

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 02:31:11 GMT

Just happened to centurion 2 days ago.... in Europe one moment then America the next. Somethings going on.

Re: Amex Fraud

trumpet-205 — Sun, 18 Mar 2012 02:34:25 GMT

Time to keep a close eye on my ZYNC card.

Re: Amex Fraud

pizzadude — Sun, 18 Mar 2012 03:24:48 GMT

Yeah it really makes you wonder what is going on. AMEX seems to be pretty good about detecting fraud though. But unfortunately it is a cost of doing business, and we all know who ends up paying for it......

Re: Amex Fraud

OnTheRebound — Sun, 18 Mar 2012 04:00:30 GMT

Didn't happen to me but just this week it happened to my daughter. Someone used her Costco Amex at a brick and mortar Toys R Us in a town about 500 miles away to the tune of over $700. Funny thing is, the charge went through, they walked and then Amex called her to inquire about it. Of course she was nowhere near that town nor did she authorize anyone. They told her not to worry, they would handle it. I don't get this but Amex told her that since the purchase was made at a storefront, someone possibly got her account number and made a copy of her credit card????

Re: Amex Fraud

Open123 — Sun, 18 Mar 2012 04:03:53 GMT

OnTheRebound wrote: I don't get this but Amex told her that since the purchase was made at a storefront, someone possibly got her account number and made a copy of her credit card????

It's actually very easy to make a duplicate of a card once you have a valid number. For instance, those who specialize in perpetrating credit card fraud have machines that can imprint a valid credit card number on a magnetic strip attached to an actual replica of a major credit card along with the number, name, and all the other information superimposed on the credit just like the real thing.

Short of close inspection, you can't even tell the difference.

Re: Amex Fraud

OnTheRebound — Sun, 18 Mar 2012 04:07:06 GMT

Call me naive but I didn't know crooks had that capability. I guess I don't have a criminal mind.

Re: Amex Fraud

Open123 — Sun, 18 Mar 2012 04:10:28 GMT

@OnTheRebound wrote:
Call me naive but I didn't know crooks had that capability. I guess I don't have a criminal mind.

LOL...you'd be shocked!

They even have these portable machines where all it takes is 10 minutes and some privacy.

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 04:15:03 GMT

All this fraud is the reason I specifically request cards with no RFID chip. After the recent Zappos breach I've also gone so far as to delete CC payment info from all the websites I frequent. I figure taking 10 extra seconds to type out my CC # each time is well worth the hassle if fraud is the alternative.

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 04:15:59 GMT

Scholesy - you're the 1st person I've encountered here that also has an Amex Blue Sky!

Re: Amex Fraud

OnTheRebound — Sun, 18 Mar 2012 04:17:58 GMT

As the saying goes, "Where there's a will, there's away".

Now, if only these crooks would apply all their knowledge to a socially (and legally) acceptable endeavor.

Re: Amex Fraud

Open123 — Sun, 18 Mar 2012 04:18:45 GMT

@Anonymous wrote:
All this fraud is the reason I specifically request cards with no RFID chip. After the recent Zappos breach I've also gone so far as to delete CC payment info from all the websites I frequent. I figure taking 10 extra seconds to type out my CC # each time is well worth the hassle if fraud is the alternative.

Me too, asked AmEx to replace all my cards without the "pay wave" rubbish thing. I've also deleted my cc info from all websites opting to maually type them in each time, along with place keyboard encryption on all my pcs.

Re: Amex Fraud

trumpet-205 — Sun, 18 Mar 2012 04:31:19 GMT

You know there are RFID wallets on sale right? Those wallets block RFID signal. You can also take aluminum foil and stuff them inside your wallet, effectively blocking RFID signal too.

Re: Amex Fraud

Open123 — Sun, 18 Mar 2012 04:29:46 GMT

@trumpet-205 wrote:
You know there are RFID wallets on sale right? Those wallets blocks RFID signal. You can also take aluminum foil and stuff them inside your wallet, effectively blocking RFID signal too.

Let it be written on my tombstone that I never resorted to such measures when it's easier to swipe the card in the first place.

Re: Amex Fraud

steve23111 — Sun, 18 Mar 2012 12:14:13 GMT

@trumpet-205 wrote:
You know there are RFID wallets on sale right? Those wallets block RFID signal. You can also take aluminum foil and stuff them inside your wallet, effectively blocking RFID signal too.

Why waste aluminum foil on that when it could be used to make a perfectly good hat?

Really, people, we're still concerned about expressPay?

Those of you in this thread who have experienced these fraudulent transactions, do those transactions show up specifically as expressPay transactions in your card history, or do they show up like regular transactions? I would be very surprised if they're expressPay.

Re: Amex Fraud

LS2982 — Sun, 18 Mar 2012 12:27:44 GMT

@Anonymous wrote:
All this fraud is the reason I specifically request cards with no RFID chip. After the recent Zappos breach I've also gone so far as to delete CC payment info from all the websites I frequent. I figure taking 10 extra seconds to type out my CC # each time is well worth the hassle if fraud is the alternative.

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 14:14:10 GMT

Stuffing foil in my wallet seems so unfashionable

At any rate I have one of those slim wallets so every bit of real estate matters!

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 14:58:49 GMT

@trumpet-205 wrote:
You know there are RFID wallets on sale right? Those wallets block RFID signal. You can also take aluminum foil and stuff them inside your wallet, effectively blocking RFID signal too.

Yes but then you would look like a crazy person

Re: Amex Fraud

Anonymous — Sun, 18 Mar 2012 14:59:32 GMT

@Anonymous wrote:
Scholesy - you're the 1st person I've encountered here that also has an Amex Blue Sky!

I do love the Blue Sky, it was my first Amex card