topic Re: Credit App-Addiction Dungeon in Credit Cards

Credit App-Addiction Dungeon

LS2982 — Thu, 01 Dec 2011 17:13:34 GMT

There are gardeners.......and there are app-addicts like myself.

Feel free to join me while I stick my foot in my mouth..............(amazon denied)

So if your like me and just CANT control yourself, pull up a chair and vent off in this thread!

Re: Credit App-Addiction Dungeon

tcbofade — Thu, 01 Dec 2011 17:15:35 GMT

LOL!

Guilty, I guess.

Finally have ZERO baddies on all three CR's....but can't get approved for a prime card due to too many inquiries...

While I'm kind of being forced to garden, I'd much rather be out there apping for bigger and better.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 18:02:17 GMT

i have 19 hard hits on my EX CR and still got approved yesterday 4 barclays amex travelocity card.

Re: Credit App-Addiction Dungeon

Datx — Thu, 01 Dec 2011 18:35:55 GMT

I would like to vent....

Please keep the daily approval threads found on this forum to a minimum. I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself. There are times I can fight the urge to apply for a card, but there are times I cannot. Then when I get denied, I go find a corner and cry myself to sleep.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 18:44:03 GMT

@Datx wrote:
I would like to vent....

Please keep the daily approval threads found on this forum to a minimum. I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself. There are times I can fight the urge to apply for a card, but there are times I cannot. Then when I get denied, I go find a corner and cry myself to sleep.

i know it hurts when they say " no soup 4 u" and u take another hit, have u tried the sites that do a prequal (soft hit)?

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 18:45:59 GMT

@Datx wrote:
I would like to vent....

Please keep the daily approval threads found on this forum to a minimum. I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself. There are times I can fight the urge to apply for a card, but there are times I cannot. Then when I get denied, I go find a corner and cry myself to sleep.

Thanks for the chuckle! It's always great to see other people get approvals, but man it makes my app finger itchy

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 18:52:19 GMT

I apped and was approved for barclays 2 weeks ago so that kind of stopped me from applying

Re: Credit App-Addiction Dungeon

CS800 — Thu, 01 Dec 2011 18:55:18 GMT

Hello my name is CS800 and I have an app addiction.

I have apped for 5 cards and gotten 4.Please I beg you to limit the number of Chase Freedom approval threads so as to prevent me from commiting inquiries suicide on my credit reports

Either that or I can increase my stock of jack daniels to help me cope lol

Re: Credit App-Addiction Dungeon

drsmith — Thu, 01 Dec 2011 18:56:25 GMT

I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

I dont need it though. I'm fighting with myself on it.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 19:41:27 GMT

@CS800 wrote:
Hello my name is CS800 and I have an app addiction.

I have apped for 5 cards and gotten 4.Please I beg you to limit the number of Chase Freedom approval threads so as to prevent me from commiting inquiries suicide on my credit reports

Either that or I can increase my stock of jack daniels to help me cope lol

i have found that JD helps me pull the trigger

Re: Credit App-Addiction Dungeon

Skinnyminnie — Thu, 01 Dec 2011 19:50:00 GMT

@drsmith wrote:
I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

I dont need it though. I'm fighting with myself on it.

Doeeeet, I wanna see what kind of CL you get.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 19:57:15 GMT

@Skinnyminnie wrote:
@drsmith wrote:
I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

I dont need it though. I'm fighting with myself on it.
Doeeeet, I wanna see what kind of CL you get.

lol so do i

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:10:13 GMT

@Datx wrote:
"....I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself."

I wonder if after a year of waiting to finally get a FICO score if I will be like you!

Re: Credit App-Addiction Dungeon

KLGFCG — Thu, 01 Dec 2011 20:10:46 GMT

I'd like the CCC's to stop offering such fantastic sign up bonuses. I was FINE with the few cards I had, then all these companies started throwing out free money, and all of a sudden I'm up to 12 cards... yikes! $1040 in free money just for using cards for things I was going to buy anyway though... too good to pass up! Since I already have a mortgage and a car loan, I may as well use my good credit for something!

Aw, who am I kidding... I want more sign on bonuses!!!! Who cares if I need a spreadsheet to manage all my cards now... I'm all about the free cash.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:11:53 GMT

@Anonymous wrote:
@Datx wrote:
"....I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself."
I wonder if after a year of waiting to finally get a FICO score if I will be like you!

what r ur scores?

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:12:43 GMT

@KLGFCG wrote:
I'd like the CCC's to stop offering such fantastic sign up bonuses. I was FINE with the few cards I had, then all these companies started throwing out free money, and all of a sudden I'm up to 12 cards... yikes! $1040 in free money just for using cards for things I was going to buy anyway though... too good to pass up! Since I already have a mortgage and a car loan, I may as well use my good credit for something!

Aw, who am I kidding... I want more sign on bonuses!!!! Who cares if I need a spreadsheet to manage all my cards now... I'm all about the free cash.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:25:15 GMT

@Anonymous wrote:
what r ur scores?

I don't have any scores. FICO doesn't give anyone a score until they've had OPEN accounts for at least 6 months. I have only recently gotten back into the credit game after years and years of using cash only.

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:32:44 GMT

so u have no idea where u stand? have u tried creditkarma.com or credit.com for atleast free fako scores?

Re: Credit App-Addiction Dungeon

Anonymous — Thu, 01 Dec 2011 20:37:20 GMT

@Anonymous wrote:
so u have no idea where u stand? have u tried creditkarma.com or credit.com for atleast free fako scores?

I use the Credit Monitoring Service through USAA Bank which gives me daily credit report pulls on all 3 credit bureaus, that's what I've been interested in the most! They also give their FAKO PLUS Scores but, I don't pay any attention to those since they're worthless, fake and count for nothing.

Re: Credit App-Addiction Dungeon

drsmith — Thu, 01 Dec 2011 20:39:59 GMT

@Anonymous wrote:
@Skinnyminnie wrote:
@drsmith wrote:
I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

I dont need it though. I'm fighting with myself on it.
Doeeeet, I wanna see what kind of CL you get.
lol so do i

If I do it I'm going to wait it out a few more days

Want to make sure my BoA has all the time it needs to report the huge drop in the balance I've been carrying.