topic Morgan Stanley Amex!!! in Credit Cards

Morgan Stanley Amex!!!

Ron1 — Tue, 20 Mar 2012 11:41:13 GMT

link:

http://www.morganstanley.com/about/press/articles/98a65125-c26e-447c-b05d-7798f41fc1b8.html

http://www.morganstanleyindividual.com/accountoptions/MSCards/default.asp

Ron.

Re: Morgan Stanley Amex!!!

Repo-ed — Tue, 20 Mar 2012 11:33:40 GMT

Some nice AFs there

Re: Morgan Stanley Amex!!!

jamesdwi — Tue, 20 Mar 2012 13:47:02 GMT

@Repo-ed wrote:
Some nice AFs there
especially since they can be waived with enough use http://www.morganstanleyindividual.com/accountoptions/MSCards/default.asp

4. If the total eligible purchases charged to your Morgan Stanley Credit Card from American Express Card Account equals $25,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit one hundred dollars ($100) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.

10.If the total eligible purchases charged to your Platinum Card® from American Express exclusively for Morgan Stanley Card Account equals $100,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit five hundred dollars ($500) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.

Re: Morgan Stanley Amex!!!

pizzadude — Tue, 20 Mar 2012 14:58:47 GMT

@jamesdwi wrote:
@Repo-ed wrote:
Some nice AFs there
especially since they can be waived with enough use http://www.morganstanleyindividual.com/accountoptions/MSCards/default.asp

4. If the total eligible purchases charged to your Morgan Stanley Credit Card from American Express Card Account equals $25,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit one hundred dollars ($100) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.

10.If the total eligible purchases charged to your Platinum Card® from American Express exclusively for Morgan Stanley Card Account equals $100,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit five hundred dollars ($500) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.

Looks like they are throwing .5% cash back at you. If I was going to run 100K thru a card I'd probably go for a 1 or 2% card.

Re: Morgan Stanley Amex!!!

jamesdwi — Tue, 20 Mar 2012 15:02:59 GMT

@pizzadude wrote:
@jamesdwi wrote:
@Repo-ed wrote:
Some nice AFs there
especially since they can be waived with enough use http://www.morganstanleyindividual.com/accountoptions/MSCards/default.asp

4. If the total eligible purchases charged to your Morgan Stanley Credit Card from American Express Card Account equals $25,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit one hundred dollars ($100) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.

10.If the total eligible purchases charged to your Platinum Card® from American Express exclusively for Morgan Stanley Card Account equals $100,000 or more during each anniversary year as described below, Morgan Stanley Smith Barney shall deposit five hundred dollars ($500) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney.
Looks like they are throwing .5% cash back at you. If I was going to run 100K thru a card I'd probably go for a 1 or 2% card.

no, regular AMEX MR points earnings still apply at $1 == 1 pt, they are basicly refunding your anual fee if you spend enough.

Re: Morgan Stanley Amex!!!

pizzadude — Tue, 20 Mar 2012 15:06:44 GMT

Oh, yeah, got it ~ guess I should read the article first....

I did notice this in the fine print though:

Clients must have an eligible Morgan Stanley Smith Barney brokerage account to apply for the Morgan Stanley Cards from American Express.

Re: Morgan Stanley Amex!!!

lurk2mem1 — Tue, 20 Mar 2012 19:37:55 GMT

Can you PC from say the Green to the Morgan Stanley Amex (Non Plat). I have an account with MS?

Re: Morgan Stanley Amex!!!

pizzadude — Tue, 20 Mar 2012 19:53:06 GMT

@lurk2mem1 wrote:
Can you PC from say the Green to the Morgan Stanley Amex (Non Plat). I have an account with MS?

I don't believe so ~ it appears that it is a credit card. AMEX Charge cards can only be PC'd into other charge cards.

Re: Morgan Stanley Amex!!!

lurk2mem1 — Tue, 20 Mar 2012 20:05:07 GMT

Thanks! Typically, these types of Amex's dont get backdated correct?

Re: Morgan Stanley Amex!!!

Anonymous — Tue, 20 Mar 2012 20:08:15 GMT

@lurk2mem1 wrote:
Thanks! Typically, these types of Amex's dont get backdated correct?

Probably not. It looks like it's issued by Morgan Stanley but operates on the Amex network. Kind of like how USAA, FIA/BofA, etc. issue Amexes.

Re: Morgan Stanley Amex!!!

lurk2mem1 — Tue, 20 Mar 2012 20:09:42 GMT

Right..Right! Thanks guys!

Re: Morgan Stanley Amex!!!

pizzadude — Tue, 20 Mar 2012 20:11:43 GMT

Actually in this case they could ~ as long as they are issued ( underwritten ) by AMEX they can be backdated:

The Morgan Stanley Cards from American Express are issued by American Express Bank, FSB, not Morgan Stanley Smith Barney.

Re: Morgan Stanley Amex!!!

Anonymous — Tue, 20 Mar 2012 20:13:49 GMT

@pizzadude wrote:

Actually in this case they could ~ as long as they are issued ( underwritten ) by AMEX they can be backdated:

The Morgan Stanley Cards from American Express are issued by American Express Bank, FSB, not Morgan Stanley Smith Barney.

I stand corrected! In this case they should backdate and come with all the typical Amex benefits.

Re: Morgan Stanley Amex!!!

lurk2mem1 — Wed, 21 Mar 2012 11:44:11 GMT

This is incentive. I'll give it a try in a few weeks and let you guys know the results. I just got the Costco Amex a couple weeks ago, so I'm going to wait a bit before applying.

Thanks!

Re: Morgan Stanley Amex!!!

Anonymous — Thu, 22 Mar 2012 01:15:21 GMT

Wow shows how fickle I am, as soon as I saw the card I just thought, wow I want it. No good reason for it. I feel like I want to make an investment collection. Have fidelity amex, JP Morgan Select, morgan stanley amex. Thinking of investing $5 in each of these places to qualify ha ha ha ha

Re: Morgan Stanley Amex!!!

lurk2mem1 — Thu, 22 Mar 2012 03:06:25 GMT

Ok.. I'll admit.. I lied to all of you and to myself......

I apped for the card and was Approved!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

It's similar to an Amex Green but it's a revolver.. $3k CL to start. and I will do the CLI in 61 days.. And yes, they do backdate!!

This will be my 5th Amex card averaging 12 years a card.. I'm in love with them and I think the kinda like me right now! I think I'm done for now..

No for real this time.. LOL

Re: Morgan Stanley Amex!!!

pizzadude — Thu, 22 Mar 2012 03:45:44 GMT

@lurk2mem1 wrote:
Ok.. I'll admit.. I lied to all of you and to myself......

I apped for the card and was Approved!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

It's similar to an Amex Green but it's a revolver.. $3k CL to start. and I will do the CLI in 61 days.. And yes, they do backdate!!

This will be my 5th Amex card averaging 12 years a card.. I'm in love with them and I think the kinda like me right now! I think I'm done for now..

No for real this time.. LOL

Congrats on the approval !!! What was the AF for this one, something like $100 or $150 ?

Re: Morgan Stanley Amex!!!

Anonymous — Thu, 22 Mar 2012 04:06:00 GMT

O' man I love my AmEx Costco card. I'm always getting some awesome deals and you get a lot back at the end of the year! I'm going to look into this other one you speak of but you know I have a Navy Fed card that I just can't seem to see or get any better deals that what I have with it. So I'm not sure I need anything else but it would be cool to have like a Platinum AmEx card one day just to have it!

Re: Morgan Stanley Amex!!!

lurk2mem1 — Thu, 22 Mar 2012 12:12:09 GMT

@pizzadude wrote:
@lurk2mem1 wrote:
Ok.. I'll admit.. I lied to all of you and to myself......

I apped for the card and was Approved!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

It's similar to an Amex Green but it's a revolver.. $3k CL to start. and I will do the CLI in 61 days.. And yes, they do backdate!!

This will be my 5th Amex card averaging 12 years a card.. I'm in love with them and I think the kinda like me right now! I think I'm done for now..

No for real this time.. LOL
Congrats on the approval !!! What was the AF for this one, something like $100 or $150 ?

The AF is $95, waived for the first 12 months, similar to the Green Amex.

Re: Morgan Stanley Amex!!!

Anonymous — Thu, 22 Mar 2012 12:52:48 GMT

So, do you have to set up a brokerage account with them before you even apply for this?

And what is the minimum deposit for a brokerage account?

Then, where do you find a link to apply for the card? I could dig around the site for 1/2 hour, but if you could clarify some of this I'd appreciate it. Thanks in advance.