topic Re: Best CC for 763 FICO in Credit Cards

Best CC for 763 FICO

Nick777 — Sun, 06 Jan 2008 00:34:22 GMT

I'm looking to get another card...here's what I have: Capital One Visa cash back with $2,900 limit Amex Blue Cash with $25,000 I'm thinking to maybe pick up a Discover cash back? I'm looking for something that is going to be 0% intro. Free balance transfers on a new card would be nice, and I'm looking for at least 10-15k as a limit. Other than a Discover, I'll take a Mastercard. I'm at 764 Equifax and 763 Transunion, IDK Experian. Any Recommendations?

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 00:39:16 GMT

Your EQ score should get you a really good card with Citi, as long as you don't have any collections, which seems unlikely with your scores. Citi offers bal trans and intro rate of 0% for 12 months. I do not know anything about Discover, maybe someone that does will chime in.

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 00:45:54 GMT

Chase may be one for you to look into.

Re: Best CC for 763 FICO

orl2185 — Sun, 06 Jan 2008 00:53:42 GMT

I'm astounded with those superb scores. Sky is the limit there, creditors should be begging you for ur business lol

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 01:01:03 GMT

You should be able to get any Discover that you want. I have the Discover More (used to be called Platinum). If you check out the discovercard.com site, they show all of the cards: More, Motiva, Open Road, and Miles. You can read about the cards and benefits on the site, and decide which one is for you. Or if none of them work for you.

I have only positive things to say about Discover. Their CS is almost as good as AMEX.

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 01:01:57 GMT

My wife has scores between 795 ans 810. In the last three years she's gotten a Chase Visa with a $13,000 CL and BOA MC with a $11,000 limit. The BOA card is now closed. This was before we knew anything about playing the FICO game. Like orl2185 said, just going by numbers alone, you should be good. Just look around and don't assume your getting the best deal out of the gate.

krystofur

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 02:12:15 GMT

Chase Freedom Platinum (watch Visa siggy will not report the credit limit, only the high balance; plus Experian does not count this as an "open"-type credit acct, which dings my score b/c util). I've been very happy with this card. It is a pif, even the best APR is quite high.

A good CU like: Penfed usually has great limits and a card with 5% CB on gas, 1.25% other, credited monthly.

Ime, Discover has not been forthcoming with higher CLs. Don't get me started on Cap1 !!

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 02:19:29 GMT

Aren't the Merrill and Charles Schwab uber cards up in the 750+ range?

Re: Best CC for 763 FICO

inquring_minds — Sun, 06 Jan 2008 04:04:28 GMT

EddieX,

I like your signature too funny LOL!!

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 04:08:38 GMT

Yes- EddieX will be our famous forum member on the 11 o'clock news

Re: Best CC for 763 FICO

wmarat — Sun, 06 Jan 2008 05:17:48 GMT

I would consider Citi Amex Platinum and Penfed Visa Platinum

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 12:59:26 GMT

@inquring_minds wrote:
EddieX,
I like your signature too funny LOL!!

Sometimes it takes a crowbar upside the head instead of a letter

Re: Best CC for 763 FICO

Anonymous — Sun, 06 Jan 2008 21:57:24 GMT

Nick777 wrote:
I'm looking to get another card...here's what I have: Capital One Visa cash back with $2,900 limit Amex Blue Cash with $25,000 I'm thinking to maybe pick up a Discover cash back? I'm looking for something that is going to be 0% intro. Free balance transfers on a new card would be nice, and I'm looking for at least 10-15k as a limit. Other than a Discover, I'll take a Mastercard. I'm at 764 Equifax and 763 Transunion, IDK Experian. Any Recommendations?

Try Citi's CitiUpromise and Home Rebate cards. Free balance transfers

at 0% for 12 months. Get both and if the credit limit isn't high enough on

one card, ask them to combine the two. I did this and received a CL of

$11,500.00. I applied online and was instantly approved. Had to call Citi

to combine the card limits. Took a few minutes only.

Great scores!! Keep up the good work!!

SandyK