topic Re: Sign of having taken the next step in credit rebuilding process. in Credit Cards

Sign of having taken the next step in credit rebuilding process.

Anonymous — Wed, 21 Mar 2012 14:43:01 GMT

Sign of having take the next step in credit rebuilding process.

I'll start the first one.

1. Instead of worrying about APR, you worry about rewards. (Since you are going to PIF anyway)

Re: Sign of having taken the next step in credit rebuilding process.

Anonymous — Wed, 21 Mar 2012 14:45:10 GMT

No longer think app sprees are fun, or needed

Re: Sign of having taken the next step in credit rebuilding process.

nuggets321 — Wed, 21 Mar 2012 16:15:06 GMT

When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

Re: Sign of having taken the next step in credit rebuilding process.

LS2982 — Wed, 21 Mar 2012 16:18:36 GMT

@Anonymous wrote:
No longer think app sprees are fun, or needed

Re: Sign of having taken the next step in credit rebuilding process.

Anonymous — Wed, 21 Mar 2012 16:24:24 GMT

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

LOL and ditto with Credit One and Finger Hut

Re: Sign of having taken the next step in credit rebuilding process.

Walt_K — Wed, 21 Mar 2012 16:28:38 GMT

You're helping answer other people's questions rather than posting your own problems.

Re: Sign of having taken the next step in credit rebuilding process.

jamesdwi — Wed, 21 Mar 2012 16:37:00 GMT

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

got one today... it will feed the shreder.... "Pre-approved $750 Credit Limit with $525 usable" there AF is "only" $175 damm...

Re: Sign of having taken the next step in credit rebuilding process.

Anonymous — Wed, 21 Mar 2012 19:09:03 GMT

You don't apply for any CC that you expect to close in a few years.

Re: Sign of having taken the next step in credit rebuilding process.

bichonmom — Wed, 21 Mar 2012 19:13:56 GMT

YOU decide which CCs YOU want... instead of trying to figure out who will approve you!

Re: Sign of having taken the next step in credit rebuilding process.

mindacid — Wed, 21 Mar 2012 20:38:39 GMT

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

It's funny how if you rebuild very quickly you end up on marketing lists on both sides of the fence. I still get the ocassional First Premier and Orchard mailers even though I am solidly in prime territory now. My most recent approval was Citi World MC with $6,500 CL and I now get offers for other Citi cards. I still open and read the First Premer mailers just for a good laugh.

Re: Sign of having taken the next step in credit rebuilding process.

LS2982 — Wed, 21 Mar 2012 20:44:51 GMT

@bichonmom wrote:
YOU decide which CCs YOU want... instead of trying to figure out who will approve you!

Re: Sign of having taken the next step in credit rebuilding process.

TeeandDee — Wed, 21 Mar 2012 23:47:14 GMT

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

Re: Sign of having taken the next step in credit rebuilding process.

TeeandDee — Wed, 21 Mar 2012 23:48:11 GMT

@jamesdwi wrote:
@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers
got one today... it will feed the shreder.... "Pre-approved $750 Credit Limit with $525 usable" there AF is "only" $175 damm...

I got that same one yesterday...what a joke!!!! So glad those days are over!! It went directly in the shredder!

Re: Sign of having taken the next step in credit rebuilding process.

LS2982 — Wed, 21 Mar 2012 23:48:45 GMT

Going buckwild prime apping and getting APPROVED!!!!! WINNING!!!!!!!!!!!!!!!!!!!!

Re: Sign of having taken the next step in credit rebuilding process.

TeeandDee — Wed, 21 Mar 2012 23:49:57 GMT

@LS2982 wrote:
Going buckwild prime apping and getting APPROVED!!!!! WINNING!!!!!!!!!!!!!!!!!!!!

LMBO!!!!!!! Go LS!!!!!!!!

Re: Sign of having taken the next step in credit rebuilding process.

webhopper — Thu, 22 Mar 2012 01:11:27 GMT

Not automatically thinking you're declined everytime they give the 7-14 day message.

Re: Sign of having taken the next step in credit rebuilding process.

LS2982 — Thu, 22 Mar 2012 09:56:20 GMT

@webhopper wrote:
Not automatically thinking you're declined everytime they give the 7-14 day message.

Re: Sign of having taken the next step in credit rebuilding process.

Anonymous — Thu, 22 Mar 2012 11:16:13 GMT

You don't hide your CC BEHIND your driver's license.

Re: Sign of having taken the next step in credit rebuilding process.

Anonymous — Thu, 22 Mar 2012 11:31:43 GMT

When a balance posting or 5 point drop in credit score doesn't cause outright panic.

Re: Sign of having taken the next step in credit rebuilding process.

LS2982 — Thu, 22 Mar 2012 11:37:54 GMT

@drkaje I really need to get used to that, i'm now used to $0 balances too much.