topic Re: "The day you got your 1st AMEX" in Credit Cards

"The day you got your 1st AMEX"

LS2982 — Fri, 23 Mar 2012 23:14:16 GMT

If you can remember describe how that felt..................your surroundings.................the utter joy of it....................

go!

Re: "The day you got your 1st AMEX"

afbar1114 — Fri, 23 Mar 2012 23:17:51 GMT

@LS2982 wrote:
If you can remember describe how that felt..................your surroundings.................the utter joy of it....................

go!

it felt awsome my DGF was really happy and i bought her DD with it lol....its my daily use card now...

Re: "The day you got your 1st AMEX"

Anonymous — Fri, 23 Mar 2012 23:17:55 GMT

Platinum. I was like yay

Re: "The day you got your 1st AMEX"

LS2982 — Fri, 23 Mar 2012 23:20:12 GMT

@Anonymous wrote:
Platinum. I was like yay

C'mon, you had more emotion than that!!!!

Re: "The day you got your 1st AMEX"

Anonymous — Fri, 23 Mar 2012 23:26:46 GMT

I had just turned 17, I had been seeing the AMEX Blue card commercial and I kept thinking to myself: how cool is it that they have this EMV in the card? I applied having virtually no credit to my name: I wasn't ever an AU on anything, I had no loans, I hadn't purchased my first car yet, and I didn't have a checking account. I did, however, have a savings account. When I received my card in the mail and found out I got approved for $2,000, I was jumping up and down with excitement. It was my first credit card ever and I was barely 17! Too bad I didn't learn how to take care of credit and that was my road to my demise. Now I am a wise "29-year old". I don't think I've ever been excited about being approved since that first approval.

Re: "The day you got your 1st AMEX"

LS2982 — Fri, 23 Mar 2012 23:30:25 GMT

I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

it felt like an eternity................

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

Then.........................

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

I couldn't believe it.................

I needed more evidence I wasn't being punked by Ashton!!!

I go to the app. status page and...............

OMG........................

(I'm sure i'm going to get laughed at on this one)

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

Goosebumps.

Yes, This AMEX approval was up there with some great moments in my life.

Thank you AMEX!!!!! Thank you!!!!

Re: "The day you got your 1st AMEX"

Anonymous — Fri, 23 Mar 2012 23:32:05 GMT

yoy guys are killing me....jeezzzz lol

Re: "The day you got your 1st AMEX"

Anonymous — Fri, 23 Mar 2012 23:33:05 GMT

Well congratulations! Your card will be here soon, I promise. Does anyone else find it ironic that LS's name is Luke and yet he's the Darth Vader to the appbar Luke Skywalker?

Re: "The day you got your 1st AMEX"

credithappy — Fri, 23 Mar 2012 23:45:47 GMT

@LS2982 wrote:
If you can remember describe how that felt..................your surroundings.................the utter joy of it....................

go!

I was on cloud 9 for about a month because I was so HAPPY went I got my first Amex card. It is always a good feeling to get any prime CC.

Re: "The day you got your 1st AMEX"

LS2982 — Fri, 23 Mar 2012 23:47:54 GMT

@credithappy wrote:
@LS2982 wrote:
If you can remember describe how that felt..................your surroundings.................the utter joy of it....................

go!
I was on cloud 9 for about a month because I was so HAPPY went I got my first Amex card. It is always a good feeling to get any prime CC.

Yea, I was walking around with a lil pep in my step today, feeling like i'm a part of the prime credit world!

Re: "The day you got your 1st AMEX"

Anonymous — Fri, 23 Mar 2012 23:56:45 GMT

@LS2982 wrote:
@Anonymous wrote:
Platinum. I was like yay
C'mon, you had more emotion than that!!!!

I did create a to do list on here with CS.

Re: "The day you got your 1st AMEX"

NikJ4 — Sat, 24 Mar 2012 00:00:18 GMT

@LS2982 wrote:
I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

it felt like an eternity................

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

Then.........................

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

I couldn't believe it.................

I needed more evidence I wasn't being punked by Ashton!!!

I go to the app. status page and...............

OMG........................

(I'm sure i'm going to get laughed at on this one)

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

Goosebumps.

Yes, This AMEX approval was up there with some great moments in my life.

Thank you AMEX!!!!! Thank you!!!!

OH congrats! I thought you were going to wait but I defintely understand. I am happy happy for ya! Who did they pull?

Re: "The day you got your 1st AMEX"

Anonymous — Sat, 24 Mar 2012 00:01:59 GMT

I remember getting my first Amex, a Gold Card. It was my first prime card of any kind. I was excited that I was then able to put CapOne in the sockdrawer, where it stayed for almost 2 years before finding itself in the shredder.

Re: "The day you got your 1st AMEX"

LS2982 — Sat, 24 Mar 2012 00:04:47 GMT

@NikJ4 wrote:
@LS2982 wrote:
I'm sure the whole board knows or heard of my encounter with the biggest AMEX denial of 2012:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Decision/m-p/1155897#M322841

So when I gathered up the guts to go for it a 3rd time 2 days ago I don't think I ever had as many butterflies in my stomach in my life. I filled out the app, hit submit.............

it felt like an eternity................

I was actually sweating some, just knowing I was going to be denied for 3rd time.................

Then.........................

I sat there in shock, literally for about 5 minutes with my mouth partially open......................

I couldn't believe it.................

I needed more evidence I wasn't being punked by Ashton!!!

I go to the app. status page and...............

OMG........................

(I'm sure i'm going to get laughed at on this one)

But everytime I get a big approval for a CC I take and ride in my truck and play Tom Petty's "Into the great wide open" while the sun is shining!! Makes it that much better!!

Goosebumps.

Yes, This AMEX approval was up there with some great moments in my life.

Thank you AMEX!!!!! Thank you!!!!

OH congrats! I thought you were going to wait but I defintely understand. I am happy happy for ya! Who did they pull?

I'm sorry NikJ, the itch was too much to hold off! They pulled EX. I'm hoping you stay the course and in January get your own!! I'm pulling for you!!

Re: "The day you got your 1st AMEX"

navigatethis12 — Sat, 24 Mar 2012 00:21:12 GMT

I guess I am the oddball. It was just another day for me. Of course, I thought they were owned by Capital One (I know, blasphemy) and read a lot of bad stuff about Capital One so was not to happy about having the card anymore. Then I found out they were not so I was relieved. I am very happy with them though.

Re: "The day you got your 1st AMEX"

Anonymous — Sat, 24 Mar 2012 00:32:18 GMT

I'm a noob when it comes to credit and these boards taught me a lot the past few months. When I applied for my first Amex I had no idea it was highly regarded. I just didn't want to deal with BofA anymore so I decided to go with a different company. Was approved for Blue Cash Everyday and (being ignorant at the time) didn't think much of it. Fast forward to today I am very grateful that they gave me a chance when I had a fairly thin file. I was even approved for a 2nd Amex recently!

Re: "The day you got your 1st AMEX"

Anonymous — Sat, 24 Mar 2012 01:25:27 GMT

I got two pre approvals in the mail, so it wasn't a surprise...no real joy. I did think it was cool when I went out to the bars the weekend that I got it, and it glows bright white "AMEX" under a black light.

Re: "The day you got your 1st AMEX"

aftermath — Sat, 24 Mar 2012 01:29:54 GMT

My first Amex was the Delta Gold back in 2006. Either I was drunk or I accidently slammed into my laptop during "sexy time" with the GF, because I don't remember applying for it.

An envelope with the card in it showed up in the mail. I thought maybe it was fraud, so when I called up to activate the card, the CSR asked me what the name of my favorite pet was for security purposes. I have always put the name of my ex girlfriend from back in college whenever I'm asked this question because she was a "b*tch!

No one but me would know the real answer to that question so I guess I really did apply for the card.

Re: "The day you got your 1st AMEX"

Repo-ed — Sat, 24 Mar 2012 01:33:18 GMT

My first Amex was a Delta Skymiles and honestly, I don't even remember where I app'd it. I don't remember getting it, and pretty much took it for granted I guess. I only used it to auto-pay my cell bill for 3 years, before they closed the account for whatever their reasoning was.

Re: "The day you got your 1st AMEX"

aftermath — Sat, 24 Mar 2012 01:37:34 GMT

@Repo-ed wrote:
My first Amex was a Delta Skymiles and honestly, I don't even remember where I app'd it. I don't remember getting it, and pretty much took it for granted I guess. I only used it to auto-pay my cell bill for 3 years, before they closed the account for whatever their reasoning was.

@Anonymous @ Delta and not remembering! (Read my post)