topic Re: How Have So Many People Joined NFCU? in Credit Cards

How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 16:34:43 GMT

Just like the title says, I see so many NFCU accounts here...are there just that many service men and women out there? It seems fairly difficult to gain membership.

Re: How Have So Many People Joined NFCU?

LS2982 — Tue, 27 Mar 2012 16:53:54 GMT

I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

Re: How Have So Many People Joined NFCU?

bichonmom — Tue, 27 Mar 2012 16:55:29 GMT

@LS2982 wrote:
I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

I don't think so...

Eligibility Checklist

Navy Federal's field of membership is determined by the National Credit Union Administration.
If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and
Air Force retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees
and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy,
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy
and the United States Merchant Marine Academy; Other Officer Programs*

U.S. government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Once your family members have joined, they can extend the membership opportunity to their family members, too.

Still not sure if you are eligible? Use our Membership Eligibility Wizard or call us at 1-888-842-6328, then press *31.

Re: How Have So Many People Joined NFCU?

LS2982 — Tue, 27 Mar 2012 17:01:43 GMT

I think she may have gotten it mixed up with a different CU, i had my doubts lol

Re: How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 17:21:18 GMT

@LS2982 wrote:
I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

I wish. That's why I made this thread bc I looked at the eligibility requirements and it's not like Penfed where you can make a donation.

Re: How Have So Many People Joined NFCU?

pizzadude — Tue, 27 Mar 2012 17:29:45 GMT

NFCU is mentioned a lot here because of its popularity with rebuilders ~ they usually give very nice CLs and approvals even to people with low scores.

Re: How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 17:31:07 GMT

@pizzadude wrote:

NFCU is mentioned a lot here because of its popularity with rebuilders ~ they usually give very nice CLs and approvals even to people with low scores.

No I know why it's mentioned. I'm just surprised that so many people are eligible for membership. I for one would love an NFCU card.

Re: How Have So Many People Joined NFCU?

LS2982 — Tue, 27 Mar 2012 17:33:18 GMT

@Ctb I really want an account with them too but i dont have family in the milatary......eh.

Re: How Have So Many People Joined NFCU?

themeggerz — Tue, 27 Mar 2012 17:33:58 GMT

ctb89 wrote
No I know why it's mentioned. I'm just surprised that so many people are eligible for membership. I for one would love an NFCU card.

I'm sure you can google a recruiter in your area

Re: How Have So Many People Joined NFCU?

missji — Tue, 27 Mar 2012 17:34:09 GMT

I think it seems easy because you can actually be pretty far removed from a service member and still become a member. I was able to join because my sister works for the Navy (as a civilian) and is a member. I joined through her. The CU told me that now anyone in my immediate family or in my household can join with me as their sponsor since I'm a member. So my mom can join through me even though she isn't my sister's mom. Once she joins, anyone in her immediate family or household can join and so on.

Re: How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 17:36:18 GMT

@themeggerz wrote:

ctb89 wrote
No I know why it's mentioned. I'm just surprised that so many people are eligible for membership. I for one would love an NFCU card.
I'm sure you can google a recruiter in your area

Ha I want a card but not that badly.

Re: How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 17:38:22 GMT

@missji wrote:
I think it seems easy because you can actually be pretty far removed from a service member and still become a member. I was able to join because my sister works for the Navy (as a civilian) and is a member. I joined through her. The CU told me that now anyone in my immediate family or in my household can join with me as their sponsor since I'm a member. So my mom can join through me even though she isn't my sister's mom. Once she joins, anyone in her immediate family or household can join and so on.

Family isn't far removed and household isn't either (although it is less so). In that case, you are living with your mother which is why she could join. I guess I need to find a friend in the service who will let me have some bills sent to his/her place.

Re: How Have So Many People Joined NFCU?

LS2982 — Tue, 27 Mar 2012 17:38:45 GMT

@ctb lol! Serve your country!

Re: How Have So Many People Joined NFCU?

luvsandyshores — Tue, 27 Mar 2012 17:42:39 GMT

I just joined. My eligibility is through family members in service. If you think about it, how many people are in the armed forces? And how many civilian DOD employees are there? Then add all their family members, and you get a very large number.

Re: How Have So Many People Joined NFCU?

Anonymous — Tue, 27 Mar 2012 17:54:25 GMT

They actually just opened a local branch that I drive by daily, but not sure if I could join, my dad was in the army however he is no longer living

Re: How Have So Many People Joined NFCU?

bbb3601 — Tue, 27 Mar 2012 18:10:24 GMT

The sad part about it is no VETERANS ALLOWED!!

Re: How Have So Many People Joined NFCU?

atarvuzdar — Tue, 27 Mar 2012 18:25:28 GMT

I dunno, my grandfather was in the Army and served in the Korean War. He is no longer living. So I called up NFCU and mentioned all of this and the rep told me that so long as I knew what branch he served in and his rank and so long as he wasn't dishonorably discharged then I could qualify. I reiterated several times that he was deceased but the rep told me it wasn't an issue. I don't know if she knew what she was talking about, though... Unfortunately neither I nor anyone in my family know my grandfather's rank and I'm not sure where to go to get that information. I may call again to discuss with someone else, possibly a supervisor with them.

Re: How Have So Many People Joined NFCU?

bbb3601 — Tue, 27 Mar 2012 18:31:38 GMT

they told me no.....but hey go for it!!

Re: How Have So Many People Joined NFCU?

bbb3601 — Tue, 27 Mar 2012 18:40:39 GMT

Just called back. 80% disabled Navy Vietnam Veteran not allowed to become a member. Just doesn't seem right.

Re: How Have So Many People Joined NFCU?

Creditaddict — Tue, 27 Mar 2012 18:45:37 GMT

A lot of us got in when Navy announced buying USAFederal or USFederal (I already forget!) They were open by joining an organization and about a month or so later all accounts moved to Navy.

If you live with someone that has Navy or family you can get it.

I actually was talking to rep this morning who told me I should have people apply something about promo for $25 I think saying send friends and family... I said "Friends?" I can refer anyone, she was like well they still have to apply but tell them to call in, many don't realize all the ways we might be able to get them approved in... I'll update I sent my member number over to my friend that I was trying to get last week through his family chain, but to far down line and some passed away.