topic Re: Does Chase Blacklists? in Credit Cards

Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 18:32:47 GMT

My sig. other is about to settle on a Chase account soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card, if you settled onone of their account. Does anyone knows if Chase or any other card issuers do the same blacklisting.

Thanks

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 18:24:21 GMT

@Anonymous wrote:
I sig. other is about to settle on an Chasea ccount soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card if you settled on an old account, but does anyone knows if Chase (or any other card issuers do the same) or any other card issuers do the same.

Thanks

I know Citi does.

Re: Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 18:33:14 GMT

Any other responses are appreciated

Re: Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 18:37:48 GMT

I believe so.

Re: Does Chase Blacklists?

Creditaddict — Tue, 27 Mar 2012 18:40:36 GMT

I believe Chase will go back at least 10 years if you filed BK on them or they lost money on you, according to a rep a year or so ago they will not issue loans/credit cards.... this was when a friend closed is $8500 Wamu Card after it had been with Chase about 6 months and turned around a month later and applied for Zappos and was instantly denied... upon calling and talking about the large CL just closed, she said it was new policy and you should have left the other account open!

Re: Does Chase Blacklists?

bichonmom — Tue, 27 Mar 2012 18:53:19 GMT

I've done searches here under Chase blacklist and Citi blacklist, and from what I've read, they both blacklist. If a LONG time has gone by, you *might* get lucky, but doubtful.

Re: Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 19:10:33 GMT

Yes Chase does blacklist! They even blacklist for folks who defaulted on Wamu and Providian accounts (or any other account that was in existence prior to Chase gobbling them up).

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 19:11:36 GMT

Old post from CA on it

Re: Does Chase Blacklists?

learnin113 — Tue, 27 Mar 2012 19:43:59 GMT

@Anonymous wrote:
My sig. other is about to settle on a Chase account soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card, if you settled onone of their account. Does anyone knows if Chase or any other card issuers do the same blacklisting.

Thanks

YES!

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 19:45:31 GMT

Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............

Re: Does Chase Blacklists?

learnin113 — Tue, 27 Mar 2012 19:46:44 GMT

@LS2982 wrote:
Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............

My card was 15 yrs old, and they still had the nerve to bring it up. Ugghh.

Re: Does Chase Blacklists?

Brian_Trying_700 — Tue, 27 Mar 2012 19:54:13 GMT

Chase and Citi Bank does black list. Im a prime example. Last week I applied for the Chase Freedom and was denied. Back in High School 12 years ago I messed up my credit. Chase explained to me why. I had no idea I owed them anything. Thanks to the site I know what a black list is. Chase said they would consider me if both were paid in full.

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 19:55:31 GMT

@Brian_Trying_700 wrote:
Chase and Citi Bank does black list. Im a prime example. Last week I applied for the Chase Freedom and was denied. Back in High School 12 years ago I messed up my credit. Chase explained to me why. I had no idea I owed them anything. Thanks to the site I know what a black list is. Chase said they would consider me if both were paid in full.

That is a + that they will forgive if paid off, I believe Citi will as well.

Re: Does Chase Blacklists?

Brian_Trying_700 — Tue, 27 Mar 2012 20:08:21 GMT

Some People make mistakes and learn the hard way.

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 20:10:52 GMT

@Brian_Trying_700 wrote:
Some People make mistakes and learn the hard way.

Yea but thats just mean!

Re: Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 20:32:39 GMT

@LS2982 wrote:
Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............

The 19-20 y/o version of me blew citi and wamu out the water! Good luck if my kids can get any accounts with them

Re: Does Chase Blacklists?

Anonymous — Tue, 27 Mar 2012 22:29:55 GMT

Both Citi and Chase do because I've applied for both, denied for both, and called in to both to recon.

On the plus side I was succesful with a Chase recon (got a Slate) over the phone listed in this forum's sticky, got my account reviewed further based on past (way past BK) compared to current stuff.

I'm saving Citi for another recon for next year or until I get some type of Citi offer in the meantime.

Re: Does Chase Blacklists?

icebain — Tue, 27 Mar 2012 22:57:40 GMT

The 20 y/o version of me destroyed providian. Luckily I just got a Chase card through Amazon.

Re: Does Chase Blacklists?

LS2982 — Tue, 27 Mar 2012 23:00:26 GMT

@Teenastie LOL! THINK OF THE KIDS MAN!!!!

Re: Does Chase Blacklists?

bichonmom — Tue, 27 Mar 2012 23:48:41 GMT

@icebain wrote:
The 20 y/o version of me destroyed providian. Luckily I just got a Chase card through Amazon.

It's still Chase. If you were blacklisted, you wouldn't have been approved.