topic Re: Old Navy upgrading question in Credit Cards

Old Navy upgrading question

Anonymous — Thu, 19 Jan 2012 20:54:50 GMT

I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?

Re: Old Navy upgrading question

LS2982 — Thu, 19 Jan 2012 21:49:17 GMT

@Anonymous wrote:
I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?

I can't get them to increase my limit. I've had the card for 6 months. Driving me nuts!

Re: Old Navy upgrading question

Anonymous — Thu, 19 Jan 2012 22:08:58 GMT

I think all but two of my CLI has been been because of the love button. I have stayed on top of that. It worked with Old Navy and JC where I also started off with a 200 limit and now it is at $4,800.00.

Re: Old Navy upgrading question

Anonymous — Thu, 19 Jan 2012 22:14:48 GMT

i have banana rep store card opened since nov.2010 with 300cl (1st cli 700 2nd cli 1500)they upgraded it last sept 2011 with 3000 cl.today i hit the luv button and they increase for 4k.

Re: Old Navy upgrading question

JustMe77 — Thu, 19 Jan 2012 23:41:58 GMT

I would call and ask.

My BR store opened in 3/2011 with a $300 limit. With a lot of heavy use (but never carrying a balance), it was automatically increased to $1000 after 3 months. In 10/2011, I received an email inviting me to apply for the BR Visa. I applied and they gave me a $3000 CL.

I sort of regret changing it to a BR Visa becuase they closed my BR store card automatically. The new account hurt my AAoA. On the brighter side, the only HP from GE was when I first opened the store card in 3/2011.

Re: Old Navy upgrading question

laboi_22 — Fri, 20 Jan 2012 00:32:03 GMT

@Anonymous wrote:
I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?

They probably have offered you the upgrade already. I was upgraded after like 61/2 months. I too started out with a low $200 limit. I have the Gap Card. They increased after the 4th statement to $650. I was checking my account on day and at the top where it says special offers(something similar??) I noticed the option to upgrade to the VISA version. I was like ok. I did it and was upgraded. My new CL is $2000.

Did you check you special offers menu in your account. No telling how long it had been sitting there waiting for me. I just noticed and upgraded right away!!! Check and let us know!!

Re: Old Navy upgrading question

frogfan12 — Fri, 20 Jan 2012 02:57:48 GMT

I think once your CL gets around $2K they will definitely extend the Visa offer to you. My CL was $2K prior to being upgraded to the Visa. Once I clicked upgrade online, my CL was bumped up to $4K (not too shabby Old Navy). Check online like others have mentioned and call in if you really want it. I hope it goes well. And I just received my card within the last month and they are offering a $20 reward card if you use your ON Visa outside of ON within the first month.

Re: Old Navy upgrading question

Anonymous — Fri, 30 Mar 2012 02:35:48 GMT

I had my old navy 9 months today ,started with $300.00 cl

got up to $1100.00 cl at 8 month mark,logged in today to pay my bill

off was greated with congrats you approve for upgrade I said ok hit the button

was given a $4000.00 cl told id recive card in 7 days im still stunned heck havent even

had the card a year yet,I was very surprised,Got $400 cli each time to get the $1100.00

walmart fico is 713

credit karma is 758 vantage 703 transrisk

fico 723 i belive hope this helps

Re: Old Navy upgrading question

halos24 — Fri, 30 Mar 2012 02:47:14 GMT

@Anonymous wrote:
I had my old navy 9 months today ,started with $300.00 cl
got up to $1100.00 cl at 8 month mark,logged in today to pay my bill
off was greated with congrats you approve for upgrade I said ok hit the button
was given a $4000.00 cl told id recive card in 7 days im still stunned heck havent even
had the card a year yet,I was very surprised,Got $400 cli each time to get the $1100.00
walmart fico is 713
credit karma is 758 vantage 703 transrisk
fico 723 i belive hope this helps

Just urious if it is literally a pop up window as soon as you log in, or something specific I should look for? I have had both Old Navy and Gap since Sept-Nov 2010 and no upgrade... yes I have been shown some love but not so generous and I have used the cards heavily and most of the time PIF.

Re: Old Navy upgrading question

Anonymous — Fri, 30 Mar 2012 02:51:12 GMT

mine was a pop up,it came up between login and pass word

Re: Old Navy upgrading question

halos24 — Fri, 30 Mar 2012 02:53:53 GMT

I will keep an eye for it... Thanks!

Re: Old Navy upgrading question

Anonymous — Fri, 30 Mar 2012 03:00:54 GMT

your welcome good luck yo you,

Re: Old Navy upgrading question

bichonmom — Fri, 30 Mar 2012 03:04:13 GMT

I've had ON for 1 yr this month. I've gotten a CLI every 4 mos when I've hit the luv button. Started @ $200. Last CLI up to $1500 this month (declined offer to $2k and countered w/$1500). Would LOVE a ON Navy Visa, but also don't really want to lose the aging, since this was my first card when rebuilding. Logged in and looked under "offers & benefits" tab, but nothing about upgrading.

Re: Old Navy upgrading question

LS2982 — Fri, 30 Mar 2012 10:56:01 GMT

@bichonmom wrote:
@I've had ON for 1 yr this month. I've gotten a CLI every 4 mos when I've hit the luv button. Started @ $200. Last CLI up to $1500 this month (declined offer to $2k and countered w/$1500). Would LOVE a ON Navy Visa, but also don't really want to lose the aging, since this was my first card when rebuilding. Logged in and looked under "offers & benefits" tab, but nothing about upgrading.

I hoping for the upgrade offer soon! 9 months open in April.

Re: Old Navy upgrading question

Repo-ed — Fri, 30 Mar 2012 11:34:20 GMT

This is another card that the DGF has had auto-cli'd up to $3800 from an initial CL of $750. She's had the card around 2 years +/- (It's the Visa, not sure if there are other Old Navy card types)

Re: Old Navy upgrading question

Anonymous — Wed, 20 Jun 2012 10:47:39 GMT

What is the love button I'm lost lol

Re: Old Navy upgrading question

llecs — Wed, 20 Jun 2012 13:29:33 GMT

@Anonymous wrote:
What is the love button I'm lost lol

When you are online with some CCs, and depending on the creditor, you'll sometimes see a link to request an upgrade, ask for a CLI, etc.

Re: Old Navy upgrading question

CS800 — Wed, 20 Jun 2012 14:06:11 GMT

I have a silly question.

The ON card can only be used at an ON store unless it's a Visa?

Is there a card that can be used at ON , GAP and other stores?

Re: Old Navy upgrading question

laboi_22 — Wed, 20 Jun 2012 14:11:43 GMT

You can use the ON card at any of the brands ON, Gap, Baby Gap, Banana Republic, online and in stores Piperlime and etc. same goes for Gap card if it's not a gap Visa you can use across all the brands.

Re: Old Navy upgrading question

CS800 — Wed, 20 Jun 2012 14:21:11 GMT

@laboi_22 wrote:
You can use the ON card at any of the brands ON, Gap, Baby Gap, Banana Republic, online and in stores Piperlime and etc. same goes for Gap card if it's not a gap Visa you can use across all the brands.

Which one of these store cards are easier to get and which one has a better reward structure?