topic Re: 5% gas cards cut-off in Credit Cards

5% gas cards cut-off

clocktick — Fri, 30 Mar 2012 18:28:52 GMT

I'm talking specifically for the Discover More and Chase Freedom. Both of them end 3/31 for the 5% off of gas. We want to fill all of our cars before this. Does it matter the date you pump it or the date it actually posts on your account? If we pumped it on 3/31 and it didn't post until, say, 4/2, would it still count for the 5% off?

Thanks.

Re: 5% gas cards cut-off

trumpet-205 — Fri, 30 Mar 2012 18:31:14 GMT

You have to look at the term, which I don't have it with me at the moment.

Re: 5% gas cards cut-off

flowfaster — Fri, 30 Mar 2012 18:35:03 GMT

AFAIK the charge has to post by 3/31. So basically if you fill up today it probly wont post till April. That is for Discover IDK about Freedom.

Re: 5% gas cards cut-off

Anonymous — Fri, 30 Mar 2012 18:42:15 GMT

Funny that you posted this, I went through this same conversation with someone else on the 28th and we both decided that just to play it safe, we'd fill up on the 28th.

It already had posted today.

Re: 5% gas cards cut-off

flowfaster — Fri, 30 Mar 2012 18:48:49 GMT

lol I filled up my BEAST on the 28th too. Chrysler 300 Special M

Re: 5% gas cards cut-off

Anonymous — Fri, 30 Mar 2012 18:54:18 GMT

Damn I should've done that yesterday.... I wonder if I top off after work if it'll post before the 1st

Re: 5% gas cards cut-off

trumpet-205 — Fri, 30 Mar 2012 19:00:52 GMT

Oh well. Fueled up my Forester, so finger crossed.

Re: 5% gas cards cut-off

Anonymous — Fri, 30 Mar 2012 19:15:23 GMT

Look at it this way, you had to get gas anyway.

Re: 5% gas cards cut-off

LS2982 — Fri, 30 Mar 2012 19:25:03 GMT

I paid no mind to that this month.........grrrrr

Oh well i'll have my ducks in a row for next quarter!

Re: 5% gas cards cut-off

Anonymous — Fri, 30 Mar 2012 19:27:13 GMT

Do any cards have 5% cashback on gas next quarter?

I know Chase and Discover don't, that I could see. It's going on AMEX the next quarter.

Re: 5% gas cards cut-off

trumpet-205 — Fri, 30 Mar 2012 19:47:33 GMT

Not that I know of. Citi is doing home improvment on upcoming quarter.

Re: 5% gas cards cut-off

Anonymous — Fri, 30 Mar 2012 22:47:51 GMT

Penfed has a card that is 5% on gas all the time, no limits

Re: 5% gas cards cut-off

clocktick — Fri, 30 Mar 2012 23:32:27 GMT

@Anonymous wrote:
Penfed has a card that is 5% on gas all the time, no limits

I know...and they already accepted me as a member during the "Penfed craze" a couple of years ago. I just don't think my CRs are ready for a Penfed card between the inquiries, the "newer" credit (pyramiding anyone? haha) and my utilization for using 0% on a card. Plus I'm waiting to go for a travel card for better deals on airfare.

Re: 5% gas cards cut-off

LS2982 — Fri, 30 Mar 2012 23:47:24 GMT

@clocktick wrote:
@Anonymous wrote:
Penfed has a card that is 5% on gas all the time, no limits

I know...and they already accepted me as a member during the "Penfed craze" a couple of years ago. I just don't think my CRs are ready for a Penfed card between the inquiries, the "newer" credit (pyramiding anyone? haha) and my utilization for using 0% on a card. Plus I'm waiting to go for a travel card for better deals on airfare.

Time will get you in!

Re: 5% gas cards cut-off

honky — Sat, 31 Mar 2012 00:54:30 GMT

Luckily I fill up every day due to work, so curoff doesnt make much of a difference

Re: 5% gas cards cut-off

jamesdwi — Sat, 31 Mar 2012 01:10:56 GMT

@clocktick wrote:
I'm talking specifically for the Discover More and Chase Freedom. Both of them end 3/31 for the 5% off of gas. We want to fill all of our cars before this. Does it matter the date you pump it or the date it actually posts on your account? If we pumped it on 3/31 and it didn't post until, say, 4/2, would it still count for the 5% off?

Thanks.

just remember its a maximum of 1500 in gas... fill up more than 2 cars and you are at the max benefit lol

Re: 5% gas cards cut-off

Brian_Trying_700 — Sat, 31 Mar 2012 01:20:29 GMT

I got my card in Feb Total to date $ 2343 in gas between my work trucks and personal cars Will be paid in full with my $1700.00 limit. This will be my 2nd statement.

Re: 5% gas cards cut-off

lithium78 — Sat, 31 Mar 2012 02:38:54 GMT

The last time I got gas right before the cutoff date for Discover, they counted it as part of the 5% category month, since the initial authorization was before the cutoff date. Maybe other people have had a different experience. I got my 5% cashback, though.

Re: 5% gas cards cut-off

Anonymous — Sat, 31 Mar 2012 03:12:56 GMT

Not saying they will not count it but the terms seem clear on this:

* Earn 5% Cashback Bonus on purchases made on gas (at stand alone gas stations), movies and museums from 1/1/12 (or the date on which you signed up, whichever is later) through 3/31/12, subject to a cap of $1,500 in purchases. Movie ticket and movie rental purchases are those made at merchants classified as movie theaters, video rental stores, and online movie ticket and movie rental services. These purchases must post to your account by 3/31/12. Purchases made at warehouse clubs, wholesale distributors or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account at the end of your billing period. See Cashback Bonus Program Terms and Conditions for further details.

Re: 5% gas cards cut-off

LS2982 — Sat, 31 Mar 2012 13:27:19 GMT

@jamesdwi wrote:
@clocktick wrote:
I'm talking specifically for the Discover More and Chase Freedom. Both of them end 3/31 for the 5% off of gas. We want to fill all of our cars before this. Does it matter the date you pump it or the date it actually posts on your account? If we pumped it on 3/31 and it didn't post until, say, 4/2, would it still count for the 5% off?

Thanks.
just remember its a maximum of 1500 in gas... fill up more than 2 cars and you are at the max benefit lol