topic Re: BoA 7-10days.... in Credit Cards

BoA 7-10days....

Anonymous — Fri, 30 Mar 2012 16:46:41 GMT

Well, I applied for a BoA card and got the 7-10 days message. Figured my app spree had to end...then a week later, the card arrives. Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1. My score in January was 575, the letter with my card listed it at 657. Couldn't be happier!

No more app'ing, thinking of refinancing my mortgage sometime this year!

Re: BoA 7-10days....

tcbofade — Fri, 30 Mar 2012 16:47:51 GMT

Congrats!

Re: BoA 7-10days....

Anonymous — Fri, 30 Mar 2012 16:49:28 GMT

Congrats!! Now garden! Lol enjoy the 0% apr for 12 months.

Re: BoA 7-10days....

MsLadyRover — Fri, 30 Mar 2012 20:25:19 GMT

Congratulations!

Re: BoA 7-10days....

Anonymous — Fri, 30 Mar 2012 20:27:33 GMT

You actually waited the whole 7 to 10 days?

Congrats!

Re: BoA 7-10days....

tcbofade — Fri, 30 Mar 2012 20:30:17 GMT

Is it May yet???

Re: BoA 7-10days....

h4ldol — Fri, 30 Mar 2012 20:36:52 GMT

@Anonymous wrote:
Well, I applied for a BoA card and got the 7-10 days message. Figured my app spree had to end...then a week later, the card arrives. Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1. My score in January was 575, the letter with my card listed it at 657. Couldn't be happier!

No more app'ing, thinking of refinancing my mortgage sometime this year!

Did you wish you got a different card or just that you hadn't applied for any new cards?

I hate CC app remorse after you've been approved. After getting my Citi Diamond Preferred card I wished I had app'ed the Dividend Platinum Select instead, for the $200 bonus and since I wasn't going to do a BT anyway, but alas, what can you do. I didn't want to close it and have it linger on my account and bring my AAoA down, so I figured I'll just PC it to the Dividend card, albeit without the $200 bonus. Unfortunately, Citi told me that I have to wait for at least 2 billing cycles before doing a PC on a new card.

Re: BoA 7-10days....

LS2982 — Fri, 30 Mar 2012 21:06:57 GMT

@Anonymous wrote:
Well, I applied for a BoA card and got the 7-10 days message. Figured my app spree had to end...then a week later, the card arrives. Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1. My score in January was 575, the letter with my card listed it at 657. Couldn't be happier!

No more app'ing, thinking of refinancing my mortgage sometime this year!

Congrats!!!!