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    <title>topic Re: Absolutely loving Amex! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322489#M367579</link>
    <description>&lt;P&gt;I thought the protection kicks in after manufacturer's warranty is over ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 31 Mar 2012 18:46:27 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-03-31T18:46:27Z</dc:date>
    <item>
      <title>Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321719#M367331</link>
      <description>I purchased a hard drive for my Mac about a 2 months ago and it died on me two days ago. The company refused to replace it for me. I emailed Amex purchase protection and explained what happened. The next morning I had a statement credit of $120 (the price of the hard drive). Absolutely amazing service. This is my first Amex and I'll be staying with them for a long time. Anyone else had any experiences like this?&lt;BR /&gt;&lt;BR /&gt;BTW for those wondering, I have a Zync.</description>
      <pubDate>Sat, 31 Mar 2012 04:22:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321719#M367331</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T04:22:50Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321751#M367342</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I purchased a hard drive for my Mac about a 2 months ago and it died on me two days ago. The company refused to replace it for me. I emailed Amex purchase protection and explained what happened. The next morning I had a statement credit of $120 (the price of the hard drive). Absolutely amazing service. This is my first Amex and I'll be staying with them for a long time. Anyone else had any experiences like this?&lt;BR /&gt;&lt;BR /&gt;BTW for those wondering, I have a Zync.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Awesome! Great to know Amex stands behind their protection policy like that. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 04:53:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321751#M367342</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-03-31T04:53:48Z</dc:date>
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    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321753#M367343</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I purchased a hard drive for my Mac about a 2 months ago and it died on me two days ago. The company refused to replace it for me. I emailed Amex purchase protection and explained what happened. The next morning I had a statement credit of $120 (the price of the hard drive). &lt;FONT color="#3366FF"&gt;Absolutely amazing service.&lt;/FONT&gt; This is my first Amex and I'll be staying with them for a long time. Anyone else had any experiences like this?&lt;BR /&gt;&lt;BR /&gt;BTW for those wondering, I have a Zync.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yup! Back in December, I had a repairman come out to fix my washing machine. He looked at it, supposedly found the problem, but told me the part was out of stock. Of course, he required payment of $165 upfront to order the part. No problem, used AMEX. Well, two weeks later he still hadn't shown up or returned my calls.&amp;nbsp; I called Amex and explained and just like your experience, overnight there was a $165 credit on my account. AMEX is awesome! Even though right now I am trying to wrestle a BCP from them, I will always be a loyal customer.&amp;nbsp; Take care of them, they'll take care of you.&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 04:54:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321753#M367343</guid>
      <dc:creator>adavis425</dc:creator>
      <dc:date>2012-03-31T04:54:09Z</dc:date>
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    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321801#M367360</link>
      <description>&lt;P&gt;I can't wait fro my Zync to arrive...hopefully Monday or Tuesday.&amp;nbsp; :-)&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 05:29:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321801#M367360</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T05:29:39Z</dc:date>
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    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321813#M367364</link>
      <description>&lt;P&gt;Hearing you guys' stories makes me glad I have AMEX card, just in case&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 05:43:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321813#M367364</guid>
      <dc:creator>Guava</dc:creator>
      <dc:date>2012-03-31T05:43:41Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321899#M367397</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I purchased a hard drive for my Mac about a 2 months ago and it died on me two days ago. The company refused to replace it for me. I emailed Amex purchase protection and explained what happened. The next morning I had a statement credit of $120 (the price of the hard drive). Absolutely amazing service. This is my first Amex and I'll be staying with them for a long time. Anyone else had any experiences like this?&lt;BR /&gt;&lt;BR /&gt;BTW for those wondering, I have a Zync.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Wow................that is awesome!!!&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 10:18:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1321899#M367397</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-03-31T10:18:17Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322231#M367497</link>
      <description>I feel the same way! I bought my son an iPod touch for Christmas, and he dropped and broke it in early Feb. I called amex, put in a claim, and in 2 days, had a credit for the entire purchase. I was amazed they didnt make us send it to them! Gotta love Amex!</description>
      <pubDate>Sat, 31 Mar 2012 15:40:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322231#M367497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T15:40:03Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322237#M367500</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I feel the same way! I bought my son an iPod touch for Christmas, and he dropped and broke it in early Feb. I called amex, put in a claim, and in 2 days, had a credit for the entire purchase. I was amazed they didnt make us send it to them! Gotta love Amex!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I wonder how they get by doing that, i'm sure your not the only one!&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 15:41:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322237#M367500</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-03-31T15:41:57Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322483#M367576</link>
      <description>&lt;P&gt;Thanks for the report.&amp;nbsp; I haven't been down that road yet, but nice to know they will take care of things. &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 18:45:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322483#M367576</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T18:45:08Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322489#M367579</link>
      <description>&lt;P&gt;I thought the protection kicks in after manufacturer's warranty is over ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 18:46:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322489#M367579</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T18:46:27Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322637#M367636</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I thought the protection kicks in after manufacturer's warranty is over ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.</description>
      <pubDate>Sat, 31 Mar 2012 20:05:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322637#M367636</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T20:05:35Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322859#M367726</link>
      <description>&lt;P&gt;My ZYNC just arrived today with no pre-set limit.&amp;nbsp; I am very excited to have this in my wallet!&lt;/P&gt;</description>
      <pubDate>Sat, 31 Mar 2012 21:29:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1322859#M367726</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-31T21:29:40Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323541#M367952</link>
      <description>&lt;P&gt;Does any other card issuer do this?&amp;nbsp; And as quickly and paintless as Amex?&amp;nbsp; Just another reason to like them!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 02:41:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323541#M367952</guid>
      <dc:creator>clocktick</dc:creator>
      <dc:date>2012-04-01T02:41:51Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323857#M368063</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/205132"&gt;@clocktick&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Does any other card issuer do this?&amp;nbsp; And as quickly and paintless as Amex?&amp;nbsp; Just another reason to like them!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am not sure how the process works because I have never used it, but Visa and Mastercard have it on some of their cards. I know that all Visa Signature and World Mastercards have it. Discover only has this service on business cards I believe.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 11:16:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323857#M368063</guid>
      <dc:creator>navigatethis12</dc:creator>
      <dc:date>2012-04-01T11:16:32Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323867#M368067</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I thought the protection kicks in after manufacturer's warranty is over ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 11:45:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323867#M368067</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-01T11:45:33Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323957#M368098</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I thought the protection kicks in after manufacturer's warranty is over ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Definitely liking this benefit!!!!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 13:02:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1323957#M368098</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-04-01T13:02:28Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1324847#M368399</link>
      <description>&lt;P&gt;What kind of scores do you need to get a Zync, anyway?&lt;/P&gt;</description>
      <pubDate>Sun, 01 Apr 2012 21:29:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1324847#M368399</guid>
      <dc:creator>injustifiiable</dc:creator>
      <dc:date>2012-04-01T21:29:23Z</dc:date>
    </item>
    <item>
      <title>Re: Absolutely loving Amex!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1324881#M368407</link>
      <description>@Injust Welcome to the forums!&lt;BR /&gt;&lt;BR /&gt;To get the Zync, your EX file needs to be clear of any recent derogs. Util. needs to be around 10%, I would say FICO 660 or above. Not alot of recent INQ's. Of course YMMV.</description>
      <pubDate>Sun, 01 Apr 2012 21:50:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Absolutely-loving-Amex/m-p/1324881#M368407</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-04-01T21:50:26Z</dc:date>
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