topic Re: AMEX ZYNC in Credit Cards

AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 02:57:45 GMT

I was in the mood and applied for AMEX ZYNC a few mins ago....and approved with no pre set limit!

Re: AMEX ZYNC

pizzadude — Tue, 27 Mar 2012 03:02:42 GMT

Congrats !! Is this your first AMEX card ??

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 03:03:56 GMT

Yes, my first AMEX card.

I did have an AMEX Corporate Card at one point with membership rewards. I like the rewards. :-)

Re: AMEX ZYNC

MsLadyRover — Tue, 27 Mar 2012 03:07:11 GMT

CONGRATULATIONS!

Re: AMEX ZYNC

pizzadude — Tue, 27 Mar 2012 03:08:44 GMT

Cool ! Hopefully you can get your ZYNC backdated to the member since date of your previous Corporate Card.

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 03:09:57 GMT

Nice!! Congrats!

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 03:51:10 GMT

Congrats What an awesome turnaround in a few short months!!!

Re: AMEX ZYNC

FicoTron — Tue, 27 Mar 2012 07:40:07 GMT

Any negs on your report?

Re: AMEX ZYNC

LS2982 — Tue, 27 Mar 2012 09:28:04 GMT

@Anonymous wrote:
I was in the mood and applied for AMEX ZYNC a few mins ago....and approved with no pre set limit!

Congrats!!

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 15:49:05 GMT

Congrats on your approval! I got approved last week and received the card yesterday!

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 15:53:43 GMT

Congratulations! Welcome to the AMEX family

Re: AMEX ZYNC

Anonymous — Tue, 27 Mar 2012 20:40:55 GMT

I have on e current collection in the amount of $370 from 2008

I have some very old 30 day lates (back from 2006 & 2007)

Re: AMEX ZYNC

FicoTron — Wed, 28 Mar 2012 05:28:29 GMT

@Anonymous wrote:
I have on e current collection in the amount of $370 from 2008

I have some very old 30 day lates (back from 2006 & 2007)

Unpaid?

Re: AMEX ZYNC

Anonymous — Thu, 29 Mar 2012 05:39:18 GMT

Yes unpaid currently. How much do you think it would raise my score by paying it?

Re: AMEX ZYNC

LS2982 — Thu, 29 Mar 2012 09:40:33 GMT

@Anonymous wrote:
Yes unpaid currently. How much do you think it would raise my score by paying it?

FICO scoring looks at collections the same way either paid or unpaid, so paying it will not increase it unless you can arrange a PFD.

Re: AMEX ZYNC

Anonymous — Sun, 01 Apr 2012 00:26:53 GMT

Congrats! Reading this is making me want to app for one. I just opened 2 new Citi accounts 3 months ago though so I really shouldn't put any more inq's on my report but I'm very tempted

Re: AMEX ZYNC

LS2982 — Sun, 01 Apr 2012 00:28:06 GMT

@Anonymous wrote:
Congrats! Reading this is making me want to app for one. I just opened 2 new Citi accounts 3 months ago though so I really shouldn't put any more inq's on my report but I'm very tempted

uh oh.................

Re: AMEX ZYNC

jamesdwi — Sun, 01 Apr 2012 01:14:46 GMT

@Anonymous wrote:
Yes unpaid currently. How much do you think it would raise my score by paying it?

It won't... it still reports, and fico counts as long as it counts, I haven't paid my colletions that are 3-4 years old and have been able to get Chase and AMEX.

Citi is the only prime that has said no for the Citi Dividend card, But yes to HomeDepot (citi) $500 imediate CLI to 4000 on recon.

Re: AMEX ZYNC

LS2982 — Sun, 01 Apr 2012 01:52:05 GMT

@jamesdwi wrote:
@Anonymous wrote:
Yes unpaid currently. How much do you think it would raise my score by paying it?
It won't... it still reports, and fico counts as long as it counts, I haven't paid my colletions that are 3-4 years old and have been able to get Chase and AMEX.

Citi is the only prime that has said no for the Citi Dividend card, But yes to HomeDepot (citi) $500 imediate CLI to 4000 on recon.

Re: AMEX ZYNC

FicoTron — Sun, 01 Apr 2012 15:31:25 GMT

I paid a CO that was 6years old this past December, it dropped my scores 40 points when it first happened.