topic Re: Another AMEX ZYNC Thread in Credit Cards

Another AMEX ZYNC Thread

Anonymous — Mon, 02 Apr 2012 04:52:07 GMT

I apologize for starting another AMEX Zync thread but after seeing everyone's approvals and responses I got the itch to apply for one.

Surprisingly I got approved! Although, with a $500 hard limit w/autopay for the time being. I honestly thought they'd shut it down, I have a couple collections on my record that are fairly recent.

I'm still very excited to start building my relationship with AMEX!

BTW, does anyone know how long it will take for them to graduate my ZYNC card to NPSL?

Thanks!

Re: Another AMEX ZYNC Thread

mrmagic9799 — Mon, 02 Apr 2012 04:56:01 GMT

Congrats, from what I've seen no one knows how long. Some have had the card for 13mths with nothing. I do believe they soft you every so often at 6mths I ve heard.. I just was approved for the same on Tuesday waiting on card!!

Re: Another AMEX ZYNC Thread

Anonymous — Mon, 02 Apr 2012 04:58:57 GMT

Congrats! I just applied and was approved for one too... now I can't sleep but I have to be up in 4 hours

Re: Another AMEX ZYNC Thread

bichonmom — Mon, 02 Apr 2012 05:02:42 GMT

Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

Re: Another AMEX ZYNC Thread

pizzadude — Mon, 02 Apr 2012 05:40:07 GMT

Congrats on the ZYNC approvals !!

I have had the $200 Hard Limit card since November so I'm coming up on 6 months. I agree that we haven't seen many people post about getting the NPSL removed ~ but supposedly AMEX has told people that they review at 6 months or so, prob 12 months too.

I am going to call them later this month and inquire about it If I don't get the limit removed. For me at least AMEX softs monthly on both EX and TU so they certainly know that I have been trying to keep my reports squeaky clean

Re: Another AMEX ZYNC Thread

sandsanta — Mon, 02 Apr 2012 07:11:55 GMT

@bichonmom wrote:
Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

My Zync had a 500 CL until I received the card. The reason for it was that they gave me a temporary account to use until the card actually came to my house. It went NPSL as soon as I activated it.

Re: Another AMEX ZYNC Thread

bichonmom — Mon, 02 Apr 2012 09:13:26 GMT

@sandsanta wrote:
@bichonmom wrote:
Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

My Zync had a 500 CL until I received the card. The reason for it was that they gave me a temporary account to use until the card actually came to my house. It went NPSL as soon as I activated it.

The limit you get with a temporary card is different than having the hard $500 limit with autopay imposed.

Re: Another AMEX ZYNC Thread

LS2982 — Mon, 02 Apr 2012 10:14:38 GMT

@Anonymous wrote:
I apologize for starting another AMEX Zync thread but after seeing everyone's approvals and responses I got the itch to apply for one.

Surprisingly I got approved! Although, with a $500 hard limit w/autopay for the time being. I honestly thought they'd shut it down, I have a couple collections on my record that are fairly recent.

I'm still very excited to start building my relationship with AMEX!

BTW, does anyone know how long it will take for them to graduate my ZYNC card to NPSL?

Thanks!

Congrats!!!

Re: Another AMEX ZYNC Thread

MsLadyRover — Mon, 02 Apr 2012 12:31:17 GMT

Congratulations everyone on your new Zync cards!

Re: Another AMEX ZYNC Thread

LS2982 — Mon, 02 Apr 2012 13:09:21 GMT

I guess a Zync Approval thread needs to be made LOL!

Re: Another AMEX ZYNC Thread

MsLadyRover — Mon, 02 Apr 2012 13:11:14 GMT

@LS2982 wrote:
I guess a Zync Approval thread needs to be made LOL!

That's a good idea LS. One where you can also put in whether you received NPSL or a hard limit and what your scores, utilization, and inquiries were at the time of approval.