topic Re: Citi ThankYou Premier: Approved!! in Credit Cards

Citi ThankYou Premier: Approved!!

mxp114 — Mon, 02 Apr 2012 14:27:40 GMT

I wanted this card for a while and just got approved:

Step 3: Approval Status

Approved!

Congratulations, mxp114. You have been approved for a Citi ThankYou® Premier Card.

Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1

Card Name:	Citi ThankYou® Premier Card
Initial Credit Line:	$18,500.00
Purchase APR:	13.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR: Your Credit Score and Understanding Your Credit ScoreYour credit score 806 Source: Equifax Date: 04/2012 What you should know about credit scores Your credit score is a number that reflects the information in your credit report. We used your credit score to set the terms of credit we are offering you. Your credit score can change, depending on how your credit history changes. The range of scores Scores range from a low of 250 to a high of 900.

Re: Citi ThankYou Premier: Approved!!

MsLadyRover — Mon, 02 Apr 2012 14:29:20 GMT

CONGRATULATIONS! Nice limit!

Re: Citi ThankYou Premier: Approved!!

LS2982 — Mon, 02 Apr 2012 14:30:58 GMT

BIG CONGRATS MXP! And excellent CL and score!

Re: Citi ThankYou Premier: Approved!!

mxp114 — Mon, 02 Apr 2012 14:33:00 GMT

I kept my EQ clean for six months since I knew Citi can be INQ/new account sensitive. Finally 4/1 arrived, the day I have been anticipating since my app spree in Sept 2011. I go to unlock EQ and it failed, so I had to wait one more day. I got the freeze lifted, I applied and was so nervous waiting for it to process. I thought it would say to call in but it was so exciting to see the approval instantly. I am so happy right now, thanks

Re: Citi ThankYou Premier: Approved!!

CS800 — Mon, 02 Apr 2012 14:34:17 GMT

Congrats !!

With a score like that it comes as no surprise

Re: Citi ThankYou Premier: Approved!!

LS2982 — Mon, 02 Apr 2012 14:35:28 GMT

@mxp can you say what your EQ file looked like? AAoA, accts, INQ's?

Re: Citi ThankYou Premier: Approved!!

mxp114 — Mon, 02 Apr 2012 14:39:48 GMT

AAoA is 5 years, no baddies, 7 INQ in 24 months - 0 in last six months, no lates.

Re: Citi ThankYou Premier: Approved!!

LS2982 — Mon, 02 Apr 2012 14:41:39 GMT

@mxp Awesome! I cant wait until my stats are close to that!

Re: Citi ThankYou Premier: Approved!!

trumpet-205 — Mon, 02 Apr 2012 14:45:48 GMT

So Citi is not using FICO score. Guess more lenders start to use alternative. Myabe FICO score becomes too expensive for them?

@OP What a big limit! Your limit is even greater than my dad's CL and he has FICO scores around 830.

Re: Citi ThankYou Premier: Approved!!

Anonymous — Mon, 02 Apr 2012 15:02:20 GMT

@mxp114 wrote:
I wanted this card for a while and just got approved:

Step 3: Approval Status
Approved!
Congratulations, mxp114. You have been approved for a Citi ThankYou® Premier Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name: Citi ThankYou® Premier Card
Initial Credit Line: $18,500.00
Purchase APR: 13.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:

Your Credit Score and Understanding Your Credit ScoreYour credit score 806
Source: Equifax Date: 04/2012 What you should know about credit scores Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes. The range of scores Scores range from a low of 250 to a high of 900.

Congrats! I had my Citi AAdvantage card converted to a ThankYou Premier World MC. The card finally arrived on Saturday. I LOVE IT!

Re: Citi ThankYou Premier: Approved!!

RockinRay — Mon, 02 Apr 2012 15:10:03 GMT

Very nice indeed! Congrats!

Re: Citi ThankYou Premier: Approved!!

Anonymous — Mon, 02 Apr 2012 15:12:42 GMT

Thats some starting limit. Congrats!!!!!!!!

I thought Citi Pulled Experian?

Re: Citi ThankYou Premier: Approved!!

mxp114 — Mon, 02 Apr 2012 15:13:44 GMT

Thanks everyone. They pull EQ for NY state I guess.