topic Credit Report Update in Credit Cards

Credit Report Update

Braydon — Mon, 02 Apr 2012 19:43:23 GMT

Can some body tell me when its a good time to pull my reports each month? I want to pull my EX and check my score today but I'm not sure if its to soon. I'm not sure when they cycle them..

And BTW thank you to every one on this forum I have learned so much this past year. All the way from a Cap 1 card to the Zinc card in a year.

EX FICO 681 TU FICO 731 EQ 727 FAKO

Re: Credit Report Update

LS2982 — Mon, 02 Apr 2012 20:51:13 GMT

@Braydon wrote:
Can some body tell me when its a good time to pull my reports each month? I want to pull my EX and check my score today but I'm not sure if its to soon. I'm not sure when they cycle them..
And BTW thank you to every one on this forum I have learned so much this past year. All the way from a Cap 1 card to the Zinc card in a year.

EX FICO 681 TU FICO 731 EQ 727 FAKO

Do you know the statement closing dates on all of your cards?

Re: Credit Report Update

Braydon — Mon, 02 Apr 2012 21:04:56 GMT

I think they all end around the end of the month I'll go in and check each one and see. What am I looking for in terms of the closing date vs when to pull my report?

Re: Credit Report Update

daveg38 — Mon, 02 Apr 2012 21:07:01 GMT

My CR's update within a week of CC close. Example: Barclaycard closes on 8th - it's updated on my report by the 10th.

Re: Credit Report Update

LS2982 — Mon, 02 Apr 2012 21:09:03 GMT

@Braydon wrote:
I think they all end around the end of the month I'll go in and check each one and see. What am I looking for in terms of the closing date vs when to pull my report?

Closing dates are not the same as the due date. You need to call each creditor up and get the closing date from them.

Re: Credit Report Update

Braydon — Mon, 02 Apr 2012 21:14:04 GMT

Thanks guys!!