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    <title>topic Re: I Finally Applied For Amex Gold in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328795#M369402</link>
    <description>&lt;P&gt;&lt;FONT size="7"&gt;FINALLY. CONGRATS!&lt;/FONT&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 03 Apr 2012 20:03:15 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-04-03T20:03:15Z</dc:date>
    <item>
      <title>I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328761#M369391</link>
      <description>&lt;P&gt;I know I have been killing these forums with my back and forth posts about weather or not to apply, but I finally thought &amp;nbsp;that I had all of my ducks in a row and picked up the phone and just applied for the Gold card....and....&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 19:58:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328761#M369391</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T19:58:38Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328773#M369394</link>
      <description>&lt;P&gt;after telling the rep all of my information the rep replied....Well sir, I have excellent news for you today, welcome to American Express and congratulations on being approved for the Gold card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;All of my hard work the past two years has just begun to come to fruition.&amp;nbsp; And I have noone else to thank than these forums, other than myself for being patient and calculating.&amp;nbsp; When I get the card in 7-10 days, its celebration time.&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 19:58:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328773#M369394</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T19:58:16Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328785#M369398</link>
      <description>&lt;P&gt;Congrats!! the line "welcome to American Express" gets me everytime!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328785#M369398</guid>
      <dc:creator>Guava</dc:creator>
      <dc:date>2012-04-03T20:02:00Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328787#M369399</link>
      <description>&lt;P&gt;CONGRATULATIONS!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328787#M369399</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-04-03T20:02:18Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328789#M369400</link>
      <description>&lt;P&gt;for those who are in the same boat as me as far as trying to figure out weather they qualify, here are my stats&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EX fako's (690+)&lt;/P&gt;&lt;P&gt;1-six year old CO&lt;/P&gt;&lt;P&gt;2- 30 day lates from 6+ years ago&lt;/P&gt;&lt;P&gt;AAoA- 7+ years&lt;/P&gt;&lt;P&gt;2 open credit cards with a total of $850 limit&lt;/P&gt;&lt;P&gt;util 0%&lt;/P&gt;&lt;P&gt;no store cards, no open installment loans&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328789#M369400</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:02:39Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328795#M369402</link>
      <description>&lt;P&gt;&lt;FONT size="7"&gt;FINALLY. CONGRATS!&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:03:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328795#M369402</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-03T20:03:15Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328801#M369403</link>
      <description>&lt;P&gt;I know, I flailed for so long, asking the same redundant questions, I am so happy right now, and so glad i decided to go for gold, now if it doesn't work for me, i can downgrade after a year.&amp;nbsp; But getting this card was only ever meant for a foot in with Amex...and I wedged that foot in today~!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:05:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328801#M369403</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:05:40Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328803#M369404</link>
      <description>&lt;P&gt;yippeee.&amp;nbsp;&amp;nbsp; I am so happy for you.&amp;nbsp; CONGRATS&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:06:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328803#M369404</guid>
      <dc:creator>cleanitup</dc:creator>
      <dc:date>2012-04-03T20:06:09Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328805#M369405</link>
      <description>&lt;P&gt;Yay!&amp;nbsp; Congrats, I love my Gold AMX.&amp;nbsp; Did you think about trying for a revolver?&amp;nbsp; You have pretty good scores.&amp;nbsp; I am waiting till my Gold turns 1 yr old and then going for it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:06:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328805#M369405</guid>
      <dc:creator>suebee123</dc:creator>
      <dc:date>2012-04-03T20:06:36Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328809#M369407</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats !!&amp;nbsp;Glad that you finally pulled the trigger !&amp;nbsp; &amp;nbsp;Did they waive the first year AF ?&amp;nbsp; And did you apply with a MR bonus points offer ?&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:08:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328809#M369407</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2012-04-03T20:08:10Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328821#M369410</link>
      <description>&lt;P&gt;Congrats.&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:13:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328821#M369410</guid>
      <dc:creator>Walt_K</dc:creator>
      <dc:date>2012-04-03T20:13:04Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328825#M369411</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/522294"&gt;@suebee123&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Yay!&amp;nbsp; Congrats, I love my Gold AMX.&amp;nbsp; Did you think about trying for a revolver?&amp;nbsp; You have pretty good scores.&amp;nbsp; I am waiting till my Gold turns 1 yr old and then going for it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I feel like I am a bit shy of being approved for a revolver, so I am going to use this for a year and app for one just like you, but plan to get a chase card this summer, maybe.&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:13:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328825#M369411</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:13:59Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328839#M369417</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/334242"&gt;@pizzadude&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats !!&amp;nbsp;Glad that you finally pulled the trigger !&amp;nbsp; &amp;nbsp;Did they waive the first year AF ?&amp;nbsp; And did you apply with a MR bonus points offer ?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Great question, and this is good info for those that get the mail offers.&amp;nbsp; My mail offers didn't offer ANYTHING, not even the waived AF.&amp;nbsp; That is why I called and inquired about it to the rep and they immediately offered it with a waived fee.&amp;nbsp; As far as points, I asked about that too, but they are not offering any bonus points with the regular gold right now...PR Gold offers a sign up bonus.&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:16:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328839#M369417</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:16:13Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328869#M369423</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:23:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328869#M369423</guid>
      <dc:creator>getahead</dc:creator>
      <dc:date>2012-04-03T20:23:29Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328901#M369430</link>
      <description>&lt;P&gt;I'm surprised I beat LS to congratulate you &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; It seemed like him and I kept telling you that you would get it no problem, and you did!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CONGRATSSSSSSSSSSSSSSSS!!!!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:33:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328901#M369430</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-03T20:33:18Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328913#M369435</link>
      <description>&lt;P&gt;Finally....Congrats!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:36:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328913#M369435</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-03T20:36:03Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328921#M369439</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I'm surprised I beat LS to congratulate you &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; It seemed like him and I kept telling you that you would get it no problem, and you did!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CONGRATSSSSSSSSSSSSSSSS!!!!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I know, I appreciate all of the congrats from people, but without a congrats from LS, I can't be fully satisfied.&amp;nbsp; His insight has helped a lot along the path to my Amex.&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:38:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328921#M369439</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:38:39Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328933#M369442</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/420752"&gt;@FicoTron&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;after telling the rep all of my information the rep replied....Well sir, I have excellent news for you today, welcome to American Express and congratulations on being approved for the Gold card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;All of my hard work the past two years has just begun to come to fruition.&amp;nbsp; And I have noone else to thank than these forums, other than myself for being patient and calculating.&amp;nbsp; When I get the card in 7-10 days, its celebration time.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;ABOUT TIME!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;CONGRATS!!!!! HAPPY DANCE!!!!&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;IMG title="" border="0" src="http://3.bp.blogspot.com/-G5BYiOMp5dw/T0evDq44xBI/AAAAAAAAAe8/uwvvNjELn_s/s1600/CarltonHappyDance.gif" align="middle" alt="" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:43:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328933#M369442</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-04-03T20:43:02Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328943#M369446</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;P&gt;ABOUT TIME!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;CONGRATS!!!!! HAPPY DANCE!!!!&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;IMG title="" border="0" src="http://3.bp.blogspot.com/-G5BYiOMp5dw/T0evDq44xBI/AAAAAAAAAe8/uwvvNjELn_s/s1600/CarltonHappyDance.gif" align="middle" alt="" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;HA HA HA HA HA!!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:45:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328943#M369446</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-04-03T20:45:32Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328955#M369449</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:50:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328955#M369449</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-03T20:50:51Z</dc:date>
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