topic Re: which TU fico version does discover pull? in Credit Cards

which TU fico version does discover pull?

Anonymous — Sun, 08 Apr 2012 04:11:00 GMT

I just received my disco card today plus a TU fico score... but which version is it?

Re: which TU fico version does discover pull?

LS2982 — Sun, 08 Apr 2012 12:49:27 GMT

@Anonymous wrote:
I just received my disco card today plus a TU fico score... but which version is it?

Only way you can tell is if you have access to your TU 98/08 scores, its possible they used TUO4 but there is no way to track that one.

Re: which TU fico version does discover pull?

crunching_numbers — Sun, 08 Apr 2012 13:09:57 GMT

@LS2982 wrote:
@Anonymous wrote:
I just received my disco card today plus a TU fico score... but which version is it?
Only way you can tell is if you have access to your TU 98/08 scores, its possible they used TUO4 but there is no way to track that one.

All I can say for sure is that it is was not the TU08 for me. The number was very close to my TU98 (pulls not done on the same day though), but far off from my TU08. So, since I do not know my TU04, I can only eliminate the TU08.

Re: which TU fico version does discover pull?

Anonymous — Sun, 08 Apr 2012 14:52:14 GMT

I believe most lenders use TU04 and some are transitioning to TU08. Since it sounds like we can rule out TU08, your best bet is TU04.

Re: which TU fico version does discover pull?

Anonymous — Sun, 08 Apr 2012 20:30:01 GMT

That makes sense as the disco score was ~15 higher than the fico score pulled from here. Thanks for the replies.

Re: which TU fico version does discover pull?

awdsmama — Wed, 20 Feb 2013 18:32:37 GMT

I pulled my TU Fico on here the same day I app'd online for DIscover IT.

My TU Fico here was 680.

The letter I received from Discover said my TU Fico was 682

Are the versions usually that close!?

Re: which TU fico version does discover pull?

dodgerslv — Wed, 20 Feb 2013 19:33:46 GMT

@awdsmama wrote:
I pulled my TU Fico on here the same day I app'd online for DIscover IT.

My TU Fico here was 680.

The letter I received from Discover said my TU Fico was 682

Are the versions usually that close!?

I did the same thing and the letter said my TU score was 687 while my score here on MyFico at the time was 630 and my TU08 score was 670 so i am only guessing it must have been the TU04.

Re: which TU fico version does discover pull?

Anonymous — Wed, 20 Feb 2013 19:47:41 GMT

My letter said 707, 10 days earlier WalMart had it at 702- this month Walmart has it at 703. The only thing that changed on my report was a $1500 CLI which posted after Walmart's Jan score.

Re: which TU fico version does discover pull?

Anonymous — Wed, 20 Feb 2013 22:28:03 GMT

just applied on saturday and was approved under different terms due to score...received card in mail yesterday and it showed my exact same score as my updated walmart TU08

Re: which TU fico version does discover pull?

JonStur — Thu, 21 Feb 2013 00:01:33 GMT

They pull Eq for Ohio...