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    <title>topic Re: pre-approved.... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340499#M372555</link>
    <description>Dude, I thought you were on hiatus?!</description>
    <pubDate>Tue, 10 Apr 2012 02:24:04 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-04-10T02:24:04Z</dc:date>
    <item>
      <title>pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340459#M372547</link>
      <description>&lt;P&gt;&lt;IMG title="Screen Shot 2012-04-09 at 10.06.14 PM.png" border="0" src="http://ficoforums.myfico.com/t5/image/serverpage/image-id/2085iF2CF6008CF28D9A7/image-size/original?v=mpbl-1&amp;amp;px=-1" align="center" alt="Screen Shot 2012-04-09 at 10.06.14 PM.png" /&gt;not apping but i do have to confess i messed up today but first i logged in to amex and went to view all cards and it said i was pre-approved for the amex plat never had that &amp;nbsp;show up before it even says upgrade!!!.... but i did mess up today because i accednlty got a HP because i couldnt understand the Chase CSR when they called as it was over seas &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; i was very bad. i was driving and in the middle of doing something when they called so i wasnt paying attention....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:07:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340459#M372547</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T02:07:43Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340471#M372549</link>
      <description>&lt;P&gt;Perhaps there is still one person who is active on the Credit Card forum who doesn not know that Chase HP's for everything, including CLI's...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're not that person, I don't think.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;eta: wait, Chase called you for something or another, and it resulted in an HP? Do tell...&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:08:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340471#M372549</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2012-04-10T02:08:56Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340475#M372550</link>
      <description>Lol only appbar could app without even knowing it &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:11:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340475#M372550</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-04-10T02:11:27Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340477#M372551</link>
      <description>&lt;P&gt;yea when i log on it says chase is listening so i have been sending feed back and one of the ones i sent was i wanted them to match my BoA card and upgrade me as BoA already upgraded me. they called me today and i wasnt really paying attention nor could i really hear the overseas rep plus i was in the middle of doing a bunch of things and not paying attention. so i complete take fault in this as such i froze my reports from something like that happening again&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:11:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340477#M372551</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T02:11:44Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340487#M372553</link>
      <description>&lt;P&gt;SMH&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:16:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340487#M372553</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2012-04-10T02:16:46Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340499#M372555</link>
      <description>Dude, I thought you were on hiatus?!</description>
      <pubDate>Tue, 10 Apr 2012 02:24:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340499#M372555</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-10T02:24:04Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340509#M372558</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:36:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340509#M372558</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T02:36:27Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340525#M372563</link>
      <description>&lt;P&gt;You were driving, doing something else, and trying to communicate with an overseas rep? &amp;nbsp;Next time, just ask the CSR to call back later..&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:45:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340525#M372563</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-10T02:45:53Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340527#M372564</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;You were driving, doing something else, and trying to communicate with an overseas rep? &amp;nbsp;Next time, just ask the CSR to call back later..&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;yea that would have been a better idea lol&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:47:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340527#M372564</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T02:47:07Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340535#M372566</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I tried a recon with Chase and they ended up doing another HP!!&amp;nbsp; I found out months later while checking my CRs.&amp;nbsp; I would just stop now.&amp;nbsp; How many inquiries do you have?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:54:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340535#M372566</guid>
      <dc:creator>clocktick</dc:creator>
      <dc:date>2012-04-10T02:54:05Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340539#M372567</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/205132"&gt;@clocktick&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I tried a recon with Chase and they ended up doing another HP!!&amp;nbsp; I found out months later while checking my CRs.&amp;nbsp; I would just stop now.&amp;nbsp; How many inquiries do you have?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;yea i am stopping but i am still going to call and see what i can do since they now have the BoA CL&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 02:57:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340539#M372567</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T02:57:05Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340543#M372568</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;A target="_blank" href="http://media.photobucket.com/image/hmm smiley/patheticcockroach/smileys/hmm.gif?o=9"&gt;&lt;IMG src="http://i260.photobucket.com/albums/ii8/patheticcockroach/smileys/hmm.gif" border="0" /&gt;&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;"yea when i log on it says chase is listening &lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;so i have been sending feed back&lt;/STRONG&gt;&lt;/FONT&gt; and one of the ones i sent was&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt; i wanted them to match my BoA card and upgrade me&lt;/STRONG&gt;&lt;/FONT&gt; as BoA already upgraded me."&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;&lt;BR /&gt;&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;Mmm-hmmm. A phone call out of nowhere! &lt;A target="_blank" href="http://media.photobucket.com/image/whistling smiley/SavoryTina/album name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif?o=8"&gt;&lt;IMG src="http://i241.photobucket.com/albums/ff78/SavoryTina/album%20name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif" border="0" /&gt;&lt;/A&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 03:07:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340543#M372568</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2012-04-10T03:07:41Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340545#M372569</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;A target="_blank" href="http://media.photobucket.com/image/hmm smiley/patheticcockroach/smileys/hmm.gif?o=9"&gt;&lt;IMG src="http://i260.photobucket.com/albums/ii8/patheticcockroach/smileys/hmm.gif" border="0" /&gt;&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;"yea when i log on it says chase is listening &lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;so i have been sending feed back&lt;/STRONG&gt;&lt;/FONT&gt; and one of the ones i sent was&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt; i wanted them to match my BoA card and upgrade me&lt;/STRONG&gt;&lt;/FONT&gt; as BoA already upgraded me."&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;&lt;BR /&gt;&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;Mmm-hmmm. A phone call out of nowhere! &lt;A target="_blank" href="http://media.photobucket.com/image/whistling smiley/SavoryTina/album name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif?o=8"&gt;&lt;IMG src="http://i241.photobucket.com/albums/ff78/SavoryTina/album%20name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif" border="0" /&gt;&lt;/A&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i got a msg back saying &amp;nbsp;i was going to get a call&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 03:09:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340545#M372569</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-10T03:09:36Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340829#M372630</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Dude, I thought you were on hiatus?!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am i just messed up by not paying attention lol... but i am going to try to do a recon&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;A target="_blank" href="http://media.photobucket.com/image/hmm%20smiley/patheticcockroach/smileys/hmm.gif?o=9"&gt;&lt;IMG src="http://i260.photobucket.com/albums/ii8/patheticcockroach/smileys/hmm.gif" border="0" /&gt;&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;"yea when i log on it says chase is listening &lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;so i have been sending feed back&lt;/STRONG&gt;&lt;/FONT&gt; and one of the ones i sent was&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt; i wanted them to match my BoA card and upgrade me&lt;/STRONG&gt;&lt;/FONT&gt; as BoA already upgraded me."&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;&lt;BR /&gt;&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;Mmm-hmmm. A phone call out of nowhere! &lt;A target="_blank" href="http://media.photobucket.com/image/whistling%20smiley/SavoryTina/album%20name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif?o=8"&gt;&lt;IMG src="http://i241.photobucket.com/albums/ff78/SavoryTina/album%20name/AllSmileysTags/ed225a081f07b1bc22147003035618bcebb.gif" border="0" /&gt;&lt;/A&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i got a msg back saying &amp;nbsp;i was going to get a call&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;A call about what? An upgrade? You got an HP for an &lt;EM&gt;upgrade?&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Upgrades. Come on, we're talkin' 'bout upgrades?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Well, I'd dispute that all day. Unauthorized and unscrupulous.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Apr 2012 12:40:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1340829#M372630</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-04-10T12:40:16Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344305#M373462</link>
      <description>&lt;P&gt;so i called chase exce office for a recon and told them whats going on and told them BoA gave me more credit then chase. i also said that they gave me a lower apr of 14%. they said well how much would you like i said at least match BoA.. i also said that my amex is paid and if you were to look at my checking account you would see the payment for it and it has no limit...she gave to the exec lending dept and said shell let me know&lt;/P&gt;</description>
      <pubDate>Wed, 11 Apr 2012 23:07:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344305#M373462</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-04-11T23:07:59Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344309#M373463</link>
      <description>&lt;P&gt;Good Luck appbar &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Hopefully this recon will work out in your favor&lt;/P&gt;</description>
      <pubDate>Wed, 11 Apr 2012 23:11:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344309#M373463</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-04-11T23:11:12Z</dc:date>
    </item>
    <item>
      <title>Re: pre-approved....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344505#M373509</link>
      <description>Oh lordy..........appbar jr. lmao!</description>
      <pubDate>Thu, 12 Apr 2012 00:54:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/pre-approved/m-p/1344505#M373509</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-04-12T00:54:19Z</dc:date>
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