topic Re: Does Citi alow PC's? in Credit Cards

Does Citi alow PC's?

drsmith — Mon, 19 Mar 2012 03:02:30 GMT

I've mentioned a few times that I'm considering one of their 18 month 0% cards for flexibility on my honeymoon this fall.

It's doubtful that I'd max the card out, and spend the whole 18 months repaying, I just want the option.

At the end of the 18 months though, would Citi allow me to PC to a rewards card?

Re: Does Citi alow PC's?

clocktick — Mon, 19 Mar 2012 03:35:21 GMT

I asked them over the phone a couple of weeks ago and the rep told me they do not do that anymore. However, I keep reading on here how people are still doing it. When my 0% is up I'm going to call again (and again and again ) to see if I can switch.

Re: Does Citi alow PC's?

CreditScholar — Mon, 19 Mar 2012 03:39:48 GMT

I think it depends on the kind of rewards card. For a co-branded card, probably not. For example: If you wanted to get an AA rewards card, they have different criteria altogether since AA has some input.

For their non co-branded cards, maybe... your best bet is to call and ask about the exact card you want to PC to.

Re: Does Citi alow PC's?

Anonymous — Mon, 19 Mar 2012 03:43:39 GMT

I asked a few months ago about this as I was trying to convert a family member's Dividend. You can PC within the same rewards structure, e.g. From Thank You Preferred to Citi Forward but not from Dividend (cash back) to Forward (TY points).

Re: Does Citi alow PC's?

drsmith — Mon, 19 Mar 2012 03:44:25 GMT

I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

Re: Does Citi alow PC's?

clocktick — Mon, 19 Mar 2012 03:54:41 GMT

@drsmith wrote:
I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

Exactly, that's what I want to do. Which card are you trying to pc from?

Re: Does Citi alow PC's?

drsmith — Mon, 19 Mar 2012 04:14:16 GMT

@clocktick wrote:
@drsmith wrote:
I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

Exactly, that's what I want to do. Which card are you trying to pc from?

Nothing yet. I suppose I'm getting a little ahead of myself since I haven't even app'd for the 0 interest card, but I have solid credit so I feel confident about it.

Re: Does Citi alow PC's?

Anonymous — Tue, 10 Apr 2012 01:13:34 GMT

I was considering asking my Citi Platinum Select World Elite MC to Citi Dividend MC (retain the World Elite status also). Will this work?

Re: Does Citi alow PC's?

tray — Tue, 10 Apr 2012 02:44:01 GMT

You will get nowhere with a entry level customer rep from citi as I was flat out told citi is no longer doing product changes, so I ended up calling one of the backdoor numbers (retention dept) and I was able to get a product change done, current platium select to a thank you preferred. Good Luck

Re: Does Citi alow PC's?

Anonymous — Tue, 10 Apr 2012 04:34:19 GMT

@tray wrote:
You will get nowhere with a entry level customer rep from citi as I was flat out told citi is no longer doing product changes, so I ended up calling one of the backdoor numbers (retention dept) and I was able to get a product change done, current platium select to a thank you preferred. Good Luck

Could you PM me the backdoor # you used? Thanks.

Re: Does Citi alow PC's?

jefftca925 — Tue, 10 Apr 2012 14:55:14 GMT

I just called last week to PC my Plat Select MC and was given a couple of options... switched to the Thank You card (no AF). Was told it wouldn't change until 5/24 (???). The Dividend card was also an option but didn't want to switch to that as they are giving pretty decent bonuses if you app for a new one.

Re: Does Citi alow PC's?

tray — Wed, 11 Apr 2012 00:09:47 GMT

@Anonymous wrote:
@tray wrote:
You will get nowhere with a entry level customer rep from citi as I was flat out told citi is no longer doing product changes, so I ended up calling one of the backdoor numbers (retention dept) and I was able to get a product change done, current platium select to a thank you preferred. Good Luck
Could you PM me the backdoor # you used? Thanks.

The number I used is right in the backdoor numbers thread on this forum 1-800-444-2568 citi retention dept. Good Luck

Re: Does Citi alow PC's?

Anonymous — Wed, 11 Apr 2012 00:57:17 GMT

@drsmith wrote:
I've mentioned a few times that I'm considering one of their 18 month 0% cards for flexibility on my honeymoon this fall.

It's doubtful that I'd max the card out, and spend the whole 18 months repaying, I just want the option.

At the end of the 18 months though, would Citi allow me to PC to a rewards card?

drsmith,

I do believe Citi allows PCs however there may be an adverse action to your account. Read Citi is Subprime to see if there is any helpful information in said thread.