topic Re: Chase Sapphire Preferred Instant Approval in Credit Cards

Chase Sapphire Preferred Instant Approval

BlueHusky — Wed, 11 Apr 2012 02:00:23 GMT

YAY! So excited - just got instant approval online, which was kind of unexpected.

I'm going to call and see CL and if they can rush the card - I have a trip soon. Think they'll do it?

Re: Chase Sapphire Preferred Instant Approval

SwiftTone — Wed, 11 Apr 2012 02:04:32 GMT

def $5000+ CL, and I've heard they rush it...great customer service. youll love it!

the CSP is the ellusive card for me

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 02:10:43 GMT

@BlueHusky wrote:
YAY! So excited - just got instant approval online, which was kind of unexpected.

I'm going to call and see CL and if they can rush the card - I have a trip soon. Think they'll do it?

They'll rush it at your request, no questions asked (maybe besides to what address, even international). I know because I work for Chase. Enjoy your card, it's a very nice card to have.

Re: Chase Sapphire Preferred Instant Approval

BlueHusky — Wed, 11 Apr 2012 02:11:00 GMT

"I'd like to get it quicker..."

"We'll get it to you in 1 business day sir, no charge"

"Um, wow, thanks"

"Of course!!"

Love it already. CL is only $5,000 though :/

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 02:13:46 GMT

@BlueHusky wrote:
"I'd like to get it quicker..."

"We'll get it to you in 1 business day sir, no charge"

"Um, wow, thanks"

"Of course!!"

Love it already. CL is only $5,000 though :/

Chase will take care of you, they like to pamper Chase Sapphire Preferred clients in any way feasible.

Re: Chase Sapphire Preferred Instant Approval

clocktick — Wed, 11 Apr 2012 02:14:09 GMT

@BlueHusky wrote:
"I'd like to get it quicker..."

"We'll get it to you in 1 business day sir, no charge"

"Um, wow, thanks"

"Of course!!"

Love it already. CL is only $5,000 though :/

Nice fast service! I hear you on the $5000 but at least you didn't have to recon! This is next on my list as I was debating between the CSP (but I didn't apply before the incentive ended) or the United. Are you going out of the country because this would be perfect timing?!

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 02:18:17 GMT

You actually shouldn't hesitate to recon for a higher limit. I'd suggest you go to your personal banker and have him call card services to do this request. It doesn't hurt to ask.

Re: Chase Sapphire Preferred Instant Approval

BlueHusky — Wed, 11 Apr 2012 02:20:13 GMT

@SamsungHDTV wrote:
You actually shouldn't hesitate to recon for a higher limit. I'd suggest you go to your personal banker and have him call card services to do this request. It doesn't hurt to ask.

Personal banker? Where/who do I call?

Re: Chase Sapphire Preferred Instant Approval

Anonymous — Wed, 11 Apr 2012 02:27:12 GMT

Congrats,I wish I had mine delivered overnight, as it is I'll be waiting another week I have a feeling. Has anyone had any luck reconning the 50k reward?

Re: Chase Sapphire Preferred Instant Approval

webhopper — Wed, 11 Apr 2012 02:26:22 GMT

Congrats! Very nice approval!

Re: Chase Sapphire Preferred Instant Approval

Anonymous — Wed, 11 Apr 2012 02:47:00 GMT

Nice, I've really been looking at the Sapphire, it seems like a better fit for me than my Amex, especially when combined with a Freedom.

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 02:47:17 GMT

@BlueHusky wrote:
@SamsungHDTV wrote:
You actually shouldn't hesitate to recon for a higher limit. I'd suggest you go to your personal banker and have him call card services to do this request. It doesn't hurt to ask.

Personal banker? Where/who do I call?

If you're not in Chase footprint just call the backdoor number you can find somewhere on this forums.

Re: Chase Sapphire Preferred Instant Approval

BlueHusky — Wed, 11 Apr 2012 02:51:12 GMT

@SamsungHDTV wrote:
@BlueHusky wrote:
@SamsungHDTV wrote:
You actually shouldn't hesitate to recon for a higher limit. I'd suggest you go to your personal banker and have him call card services to do this request. It doesn't hurt to ask.

Personal banker? Where/who do I call?
If you're not in Chase footprint just call the backdoor number you can find somewhere on this forums.

Uh, can someone find this number for me or can you PM it? I'd like to recon the CL tonight if possible..think I should try? What do I say? I've never done that before..

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 03:21:21 GMT

@BlueHusky wrote:
@SamsungHDTV wrote:
@BlueHusky wrote:
@SamsungHDTV wrote:
You actually shouldn't hesitate to recon for a higher limit. I'd suggest you go to your personal banker and have him call card services to do this request. It doesn't hurt to ask.

Personal banker? Where/who do I call?
If you're not in Chase footprint just call the backdoor number you can find somewhere on this forums.
Uh, can someone find this number for me or can you PM it? I'd like to recon the CL tonight if possible..think I should try? What do I say? I've never done that before..

Here is a link to the recon numbers: http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066/highlight/true#M136936

Say whatever you want really. Personally, I'd just call and say hey my limit is $5K and I'm wondering if you can increase this limit.

Re: Chase Sapphire Preferred Instant Approval

BlueHusky — Wed, 11 Apr 2012 03:27:55 GMT

I called and it says "Sorry we're closed, normal business hours are Monday thru Saturday 8am to Midnight eastern" . It was 11:15 when I called...I tried both Chase backdoor numbers...what the heck? lol

I tried customer service (normal customer service) and she said 5,000 was max based on what they saw on the credit report and theyd have to do another hard pull to increase it. Does she know what she was talking about? She didn't have access to my report or anything.

Re: Chase Sapphire Preferred Instant Approval

SwiftTone — Wed, 11 Apr 2012 03:33:59 GMT

The point of the backdoor numbers is because it connects you to credit analyst that can actually make and change the decision. Call in the morning, they will work with you.

Re: Chase Sapphire Preferred Instant Approval

SamsungHDTV — Wed, 11 Apr 2012 03:49:12 GMT

@SwiftTone wrote:
The point of the backdoor numbers is because it connects you to credit analyst that can actually make and change the decision. Call in the morning, they will work with you.

+1 Call back in the morning.

Re: Chase Sapphire Preferred Instant Approval

jefftca925 — Wed, 11 Apr 2012 04:02:15 GMT

Congrats to the OP!! The CS for the Sapphire card is top-notch. I think they put their most talented (and friendliest) CSRs on those phone lines...

I was just curious though... I currently have a Chase Sapphire card (non-preferred) and would consider applying for a Chase Preferred for the sign-up bonus. Will Chase still honor the bonus even if I already have a Sapphire card? I have all of my accounts with them too (mortgage, checking, savings, and 4 CCs). I'm planning on closing my Southwest RR card in a couple months (I just don't use it much) and would get this card to replace it.

Re: Chase Sapphire Preferred Instant Approval

Open123 — Wed, 11 Apr 2012 04:06:23 GMT

@jefftca925 wrote:
Congrats to the OP!! The CS for the Sapphire card is top-notch. I think they put their most talented (and friendliest) CSRs on those phone lines...

I was just curious though... I currently have a Chase Sapphire card (non-preferred) and would consider applying for a Chase Preferred for the sign-up bonus. Will Chase still honor the bonus even if I already have a Sapphire card? I have all of my accounts with them too (mortgage, checking, savings, and 4 CCs). I'm planning on closing my Southwest RR card in a couple months (I just don't use it much) and would get this card to replace it.

My friend had a similar question, the Chase's answer was "yes." They consider the CSP as a completely different card than the CS.

Re: Chase Sapphire Preferred Instant Approval

SwiftTone — Wed, 11 Apr 2012 04:09:55 GMT

Thats to my understanding also. They're two different products.