topic Re: Chase question and income question in Credit Cards

Chase question and income question

Anonymous — Fri, 13 Apr 2012 05:18:52 GMT

I applied for a chase freedom on March 13th in which i got denied due to a au baddie, my dispute finally cleared and was wondering if Im still able to recon on April 13th, which will be an entire month since denial, or if I can reapply this early on for the same card? Second part question: From my understanding, CL reflect the Fico score and a persons annual income, I just got another job yesterday in which earns me an extra 10k a year, am I able to put that on applications even without a proven paystub or w-2? Thanks for reading!

Re: Chase question and income question

CreditWorld2013 — Fri, 13 Apr 2012 05:23:57 GMT

They will most likely do another pull or ask you to wait and re-apply. (I think chase wants 60 or 30 days between apps) Now I've heard of some people being asked about income verification but not many...so you are probably safe to put down your new job income especially if you have to wait (by then you should have a few checks just as a precaution) In any case most credit card applications say you can put a resonable estimation of what you believe you will earn anways. Good Luck!