topic Re: Which Card To Use as Everyday CArd/ in Credit Cards

Which Card To Use as Everyday CArd/

Anonymous — Tue, 17 Apr 2012 17:19:00 GMT

Just got approved for Discover More Card $6000 Cl, Chase Military Star Card $4500 CLI for a total CL of $5000.00 and USAA World Master Card $9000 CL which one to use as everyday card?

FICO Start 540 EQ: NOW 735 Start 620 TU: NOW 760 Start EX: 535 NOW: 747 Plus Score

My Wallet Discover More, Chase, USAA, HSBC about to got to sock drawer for a year while I build AAoA with others

Re: Which Card To Use as Everyday CArd/

Creditaddict — Tue, 17 Apr 2012 17:24:42 GMT

Not sure what the USAA gives you but I would proably say Discover More is better rewards? but not sure where you live, but Discover would probably not be my every day just because it's not accepted very much around here I feel (LA) funny that Amex use to be the step child of being accepted and I think especially here they FAR exceed Discover acceptance.

Re: Which Card To Use as Everyday CArd/

boomhower — Wed, 18 Apr 2012 08:24:37 GMT

Whichever card has the better rewards needs to be your daily spender.

Re: Which Card To Use as Everyday CArd/

TeeandDee — Wed, 18 Apr 2012 09:21:17 GMT

@boomhower wrote:
Whichever card has the better rewards needs to be your daily spender.

Re: Which Card To Use as Everyday CArd/

LS2982 — Wed, 18 Apr 2012 09:26:53 GMT

@boomhower wrote:
Whichever card has the better rewards needs to be your daily spender.

I agree, get the most bang for your buck!

Re: Which Card To Use as Everyday CArd/

Anonymous — Wed, 18 Apr 2012 17:26:14 GMT

Thanks everybody and right now it looks like Discover wins

Re: Which Card To Use as Everyday CArd/

Anonymous — Wed, 18 Apr 2012 17:48:48 GMT

Definitely use the Discover card for restaurants for this quarter.

And you can enroll your card to autopay for your utilities and get 2% cashback on that as well.

It pays to Discover.

Re: Which Card To Use as Everyday CArd/

Anonymous — Wed, 18 Apr 2012 18:16:11 GMT

@Anonymous wrote:
Definitely use the Discover card for restaurants for this quarter.
And you can enroll your card to autopay for your utilities and get 2% cashback on that as well.

It pays to Discover.

Thanks for that bit of info, Frugal! I was beginning to think that my DIscover More was going to be seldom used in comparison to my Chase Freedom. Now I'll definitely set up my utilities to be paid with my Discover.

To the OP: I would say to use the card that rewards you the most. The Discover More is a great card all around - but remember that you'll only get 1% back on everything after you spend $3k for the year...at least AFAIK.

Re: Which Card To Use as Everyday CArd/

Anonymous — Wed, 18 Apr 2012 18:24:11 GMT

Thanks FrugalRican Im signing up to have my sprint bill paid automatically with them and when I get back from Afghanistan I will set up my utilities on it as well

Re: Which Card To Use as Everyday CArd/

Anonymous — Wed, 18 Apr 2012 18:41:03 GMT

Make sure your utilities will actually use Discover though. I had no problem with any of mine except Verizon.

Verizon won't take Discover and that made me frugally sad.

Re: Which Card To Use as Everyday CArd/

clocktick — Wed, 18 Apr 2012 20:59:43 GMT

I don't use my Discover for my everyday card unless it's part of the 5% categories going on that quarter. What rewards are on the other cards?

I do, however, use the Discover for my utilities and don't forget to use it your birthday month to get 2% (capped, of course) back!!