topic NFCU and Disputes in Credit Cards

NFCU and Disputes

Anonymous — Thu, 19 Apr 2012 15:59:05 GMT

As I'm sure most of you have read, about to pull the trigger on the NFCU card.

I realized, however, that I have a medical collection dispute on my EQ (SOL is past).

Is that going to disrupt the NFCU CC process? Anyone ever tried this before?

Re: NFCU and Disputes

K_J — Thu, 19 Apr 2012 16:09:25 GMT

Not sure what your situation with the CA is, but I just applied and got a 10K limit with NFCU. I too have a collection in dispute and your scores are better. so I guess you should be good.

Re: NFCU and Disputes

Datx — Thu, 19 Apr 2012 16:10:48 GMT

I think NFCU really only cares if the collection account is recent or not. If its old and even past SOL, then you should be fine.

Re: NFCU and Disputes

Adalen — Thu, 19 Apr 2012 16:13:33 GMT

I had a paid collection that was reporting as unpaid on my EQ report when I app'ed for my cashRewards. It was an instant approval. Sooo, you'll probably be fine.

Re: NFCU and Disputes

Anonymous — Thu, 19 Apr 2012 16:19:18 GMT

Paid a while ago (before I attained MyFico.com wisdom ) and didn't PFD or anything. CRTP (I said SOL before ... ) is past on it. So I am in the middle of the dispute (EQ is giving me the runaround, but I do have them in a corner now).

Thanks for the info. Eases my worries.