topic Re: Mr. Centurion Just Got FR'd in Credit Cards

Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 16:55:54 GMT

Yes folks, apparently buying a new car on your Amex is NOT the best of ideas if you intend on flying under the radar. Sending forms in today.

Re: Mr. Centurion Just Got FR'd

afbar1114 — Fri, 20 Apr 2012 16:58:21 GMT

wait let me get this stright. you bought a new card with an amex?

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 16:59:07 GMT

@afbar1114 wrote:
wait let me get this stright. you bought a new card with an amex?

...Yes...

Re: Mr. Centurion Just Got FR'd

webhopper — Fri, 20 Apr 2012 16:58:56 GMT

@Anonymous wrote:
Yes folks, apparently buying a new car on your Amex is NOT the best of ideas if you intend on flying under the radar. Sending forms in today.

Weeeeeeh

Good luck with FR

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 16:59:53 GMT

@webhopper wrote:
@Anonymous wrote:
Yes folks, apparently buying a new car on your Amex is NOT the best of ideas if you intend on flying under the radar. Sending forms in today.

Weeeeeeh

Good luck with FR

Thank you. This give me the excuse I needed to app for palladium.

Re: Mr. Centurion Just Got FR'd

Platinum — Fri, 20 Apr 2012 17:00:03 GMT

Car.

Not card.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:00:46 GMT

Did they give you a hard time for putting (presumably) such a large charge on a credit card? I got some beef from a dealership credit department last time when I wanted to use my CC, probably because of the transaction fees they'll have to eat.

Re: Mr. Centurion Just Got FR'd

espnjunkie — Fri, 20 Apr 2012 17:00:50 GMT

Haha you might have wanted to call in before making that purchase. All of their charge cards, yes even centurion, have internal limits. Depending on where your spending was for the month buying a new car on the card may have put you over the top and raised red flags with their system. pretty much any charge over 20,000.00 at one time will require you to call in and notify the card company.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:02:06 GMT

What was the charge and did it go through?

I routinely put 30k+ charges on my card.

Re: Mr. Centurion Just Got FR'd

webhopper — Fri, 20 Apr 2012 17:02:17 GMT

my buddy bryant suggested tweeting @chasesupport for info on palladium, he's in charge of social media for chase. also I can get you a number to call if you want a person.

Re: Mr. Centurion Just Got FR'd

pizzadude — Fri, 20 Apr 2012 17:02:19 GMT

Well at least you'll score a bunch of MR points ~ how much was the purchase amount ( roughly ) ?

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:02:46 GMT

@Anonymous wrote:
What was the charge and did it go through?

It was a car. It went through fine. I even asked the rep and he said it cleared. I like how they do a FR AFTER buying the car not before. Lol just seems backwards.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:03:57 GMT

So about 2013 being when you apply for Palladium.......

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:04:47 GMT

@Anonymous wrote:
So about 2013 being when you apply for Palladium.......

Lol. It might be still. Depends on how much hassle this FR is. I still need a Delta partner.

Re: Mr. Centurion Just Got FR'd

espnjunkie — Fri, 20 Apr 2012 17:05:54 GMT

don't you need 30 million in the bank to apply for palladium and to a private banking customer?

I agree it is strange that they FR you AFTER they approved the charge. How does that help prevent fraud?

Re: Mr. Centurion Just Got FR'd

afbar1114 — Fri, 20 Apr 2012 17:06:16 GMT

well congrats on new car.... lol but putting a car on a card never thought of it. maybe when i ready to buy my next card ill do it. just to call in first. i only buy used cars since you get more for your money.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:07:03 GMT

@espnjunkie wrote:
don't you need 30 million in the bank to apply for palladium and to a private banking customer?

Not anymore.

The requirements are a lot more "lenient" now.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:07:33 GMT

@espnjunkie wrote:
don't you need 30 million in the bank to apply for palladium and to a private banking customer?

I agree it is strange that they FR you AFTER they approved the charge. How does that help prevent fraud?

I think its to make sure they get paid back but even so they should have denied the charge and then FR not the other way around. For Pd there is no longer those requirements.

Re: Mr. Centurion Just Got FR'd

espnjunkie — Fri, 20 Apr 2012 17:11:09 GMT

I was going to say haha, there are not many people who have a minimum of 30 million and are private banking customers with chase.

Re: Mr. Centurion Just Got FR'd

Anonymous — Fri, 20 Apr 2012 17:13:01 GMT

Seriously. I am surprised by the order. Doesn't make a lot of sense. Well I hope my routine 30k charges doesn't get me a F/R. They sound like a pain the A#$