topic Re: AMEX BCE CLI in Credit Cards

AMEX BCE CLI

Anonymous — Sun, 29 Apr 2012 21:01:30 GMT

I got my AMEC BCE back in Feb, but I havent done the 61 day CLI yet. I had a balance that I paid off this Fri and its already showing that my balance is $0. My due date is May 2nd. Should I wait until my next statement cuts or should I go ahead and try to get a CLI?

Re: AMEX BCE CLI

Creditaddict — Sun, 29 Apr 2012 21:08:01 GMT

You can do it now... lots of people miss the 61 days by 2 or 3 days and get declined and then figure out that it's 2 days away and go back in 3 and do it again and get approved.

Re: AMEX BCE CLI

LS2982 — Sun, 29 Apr 2012 21:36:54 GMT

@Anonymous wrote:
I got my AMEC BCE back in Feb, but I havent done the 61 day CLI yet. I had a balance that I paid off this Fri and its already showing that my balance is $0. My due date is May 2nd. Should I wait until my next statement cuts or should I go ahead and try to get a CLI?

I'd go for it now! Fingers crossed for you!

Re: AMEX BCE CLI

Meltdownblitz — Sun, 29 Apr 2012 22:14:30 GMT

So to my understanding, Amex let's you request for CLI on your 60 day mark? I thought it was abouut 6 months with every lender.

Re: AMEX BCE CLI

frogfan12 — Sun, 29 Apr 2012 22:21:09 GMT

@Meltdownblitz wrote:
So to my understanding, Amex let's you request for CLI on your 60 day mark? I thought it was abouut 6 months with every lender.

Nope, it's after 61 days.

Re: AMEX BCE CLI

Anonymous — Sun, 29 Apr 2012 23:10:20 GMT

Ok Im going to go ahead and request. Which method is best to request for the CLI?

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 00:03:29 GMT

just the number onthe back of your card, theres a option for CLI, i thing 3x your exisitng limit is the norm but the system cant go over 25k. my starting limit was 7500 i think. when i did my CLI i asked for 20k and was appooved. by far my highest CL ~~

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 00:15:12 GMT

two questions..

(1)how do you figure out your activation date if you don't remember it...?

(2)Is it any difference for 61 day and 62 day?

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 03:34:47 GMT

Anyone know the answer?

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 03:39:13 GMT

@Anonymous wrote:
Anyone know the answer?

I called and asked. The CSR said that it was 61 days from the day the account was opened, not activated. He gave me the date the account opened. I tried, but was denied because even though it was >60 days since I got my latest card, it had only been 5 months since my last requested increase. So i will try again mid May.

Re: AMEX BCE CLI

haulingthescoreup — Mon, 30 Apr 2012 03:42:35 GMT

My understanding is that for Amex, it's 61 days after first opening, and THEN every six months after that.

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 03:43:05 GMT

is it a soft pull? does the 61 day thing apply to costco amex also?

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 14:01:26 GMT

It's a SP.

Got mine coming up in a few days. Heard it was 61 days from account opening. I opened mine on a 03/02/2012, but that was a Friday at 10 PM, so I'm probably going to wait 63/64 days for good measure.

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 14:35:42 GMT

Yes on the Costco card there is another thread on here that I was just in and someone just got an increase on there AmEx Costco card!

Re: AMEX BCE CLI

Anonymous — Mon, 30 Apr 2012 14:47:36 GMT

@Anonymous wrote:
@Anonymous wrote:
Anyone know the answer?
I called and asked. The CSR said that it was 61 days from the day the account was opened, not activated. He gave me the date the account opened. I tried, but was denied because even though it was >60 days since I got my latest card, it had only been 5 months since my last requested increase. So i will try again mid May.

Thanks.

However, in another thread, I found it 61 days from the activation date...

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-CLI-Denied/m-p/1364321#M378801

Anyway, I think I will wait for sure.