topic Re: GEMB MAXIMUM CREDIT LIMIT!!!! in Credit Cards

GEMB MAXIMUM CREDIT LIMIT!!!!

Anonymous — Tue, 01 May 2012 23:10:40 GMT

what is the maximum credit limit that GEMB can give?

i have a banana rep visa with 4k limit and this month is my 4th statement to ask cli.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Chaos122 — Wed, 02 May 2012 07:35:10 GMT

Not sure, i have 5.5k on my paypal smrt account, started out at 1200, its amazing how fast they grow, every 4 months just like evryone says.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

boomhower — Wed, 02 May 2012 08:42:34 GMT

I've seen a $30k GAP VIsa.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Anonymous — Wed, 02 May 2012 12:21:32 GMT

I think the person that got the 30k Cl was an error. The mc/visa card I have with have max limits of 10 or 15k.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

visorboy1974 — Wed, 02 May 2012 13:18:12 GMT

@Anonymous wrote:
I think the person that got the 30k Cl was an error. The mc/visa card I have with have max limits of 10 or 15k.

I believe you're right...the $30K turned out to be $3K.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Creditaddict — Wed, 02 May 2012 14:20:30 GMT

I have heard $15k talked about a bit with Sams Discover, but almost sure I have seen higher on Lowes.

But I would agree that most of the cards are $10-$15k

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

CS800 — Wed, 02 May 2012 14:21:40 GMT

I have a Lowes card at $5500. But I know there is someone on here with a $10K lowes card.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

OnTheRebound — Wed, 02 May 2012 16:08:43 GMT

My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Creditaddict — Wed, 02 May 2012 16:11:42 GMT

@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.

That would shock me if $10k is max... that doesn't come close to Home Depot!

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

OnTheRebound — Wed, 02 May 2012 16:15:10 GMT

@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!

YMMV

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

stefanc — Wed, 02 May 2012 16:30:12 GMT

@OnTheRebound wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
YMMV

12,500 on my Lowes, I'll go for more in a few months and see what happens

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

CS800 — Wed, 02 May 2012 16:52:06 GMT

@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!

Whats the max on Home Depot that you have heard?

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Creditaddict — Wed, 02 May 2012 16:55:32 GMT

@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?

I use to have $15,900. I believe I have seen the figure around $25k before but not for sure.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

CS800 — Wed, 02 May 2012 17:00:37 GMT

@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?
I use to have $15,900. I believe I have seen the figure around $25k before but not for sure.

Are you a big spender there?

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Creditaddict — Wed, 02 May 2012 17:06:58 GMT

@CS800 wrote:
@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?
I use to have $15,900. I believe I have seen the figure around $25k before but not for sure.
Are you a big spender there?

Card opened in 2005 with $5k I believe and charged $3700 that day I think. after 6 months they gave auto CLI in the $9k range (original charge was on 12 months $0 and most months I paid nothing, until end and PIF before 0% ended) I think at that point it was auto CL to $12,400 if I remember correctly and then it sat unused, they sent letter saying had not shopped in a while please come in, here is a 10% but if you don't shop within next 3 months we will close the account. Went in and bought paper towels I think it was... when statement arrived it had note on statement saying congrats we are increasing the CL to the $15,900! I never asked for increases.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

stefanc — Wed, 02 May 2012 17:17:29 GMT

Although not specifically directed towards me - for questions on usage...

As I said a few messages ago my Lowes is at $12,500 - DW has a Lowes at $10,000 - we have not tried for any CLI on her card for quite a while - We run $15,000 or so a year through the pair of them on 0% promos.

For Home Depot - DW has $20K limit and mine is $16,500 - between the two cards we run $25-$30 through them each year -- again on 0% promos.

On all four cards we just keep "recycling" Promo balances - never paid a dime on interest. We also play Depot and Lowes off each other - it seems one will often have a 12-18 months promo going when the other doesn't. They will match the competitors Promo in store! Because of the Promos we generally have balances ranging from $2,000 - $10,000 on each card most all of the time.

So I guess for us that would be heavy spending on both Depot and Lowes - I don't know for sure, but I would imagine that has something to do with the limits we've ended up with. I hope some of that info is useful...

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

CS800 — Wed, 02 May 2012 17:43:45 GMT

@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?
I use to have $15,900. I believe I have seen the figure around $25k before but not for sure.
Are you a big spender there?
Card opened in 2005 with $5k I believe and charged $3700 that day I think. after 6 months they gave auto CLI in the $9k range (original charge was on 12 months $0 and most months I paid nothing, until end and PIF before 0% ended) I think at that point it was auto CL to $12,400 if I remember correctly and then it sat unused, they sent letter saying had not shopped in a while please come in, here is a 10% but if you don't shop within next 3 months we will close the account. Went in and bought paper towels I think it was... when statement arrived it had note on statement saying congrats we are increasing the CL to the $15,900! I never asked for increases.

Not bad at all. I use Lowes more around here but we have HD also. Who issues the HD card?

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

OnTheRebound — Wed, 02 May 2012 22:52:40 GMT

@CS800 wrote:
@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?
I use to have $15,900. I believe I have seen the figure around $25k before but not for sure.
Are you a big spender there?
Card opened in 2005 with $5k I believe and charged $3700 that day I think. after 6 months they gave auto CLI in the $9k range (original charge was on 12 months $0 and most months I paid nothing, until end and PIF before 0% ended) I think at that point it was auto CL to $12,400 if I remember correctly and then it sat unused, they sent letter saying had not shopped in a while please come in, here is a 10% but if you don't shop within next 3 months we will close the account. Went in and bought paper towels I think it was... when statement arrived it had note on statement saying congrats we are increasing the CL to the $15,900! I never asked for increases.
Not bad at all. I use Lowes more around here but we have HD also. Who issues the HD card?

Citi

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Anonymous — Wed, 02 May 2012 23:35:27 GMT

I have more gemb card then I need..lol

PayPal MC 15k
Brooks MC. 10k
Walmart DC. 10k
Tjmaxx. MC. 4k

Also have more. but these are the visa, mc and discover.

Re: GEMB MAXIMUM CREDIT LIMIT!!!!

Switch2007 — Thu, 03 May 2012 16:03:25 GMT

@CS800 wrote:
@Creditaddict wrote:
@OnTheRebound wrote:
My wifes Lowes is maxed out at 10K. They will not increase it any more. I know. I tried twice. No go.
That would shock me if $10k is max... that doesn't come close to Home Depot!
Whats the max on Home Depot that you have heard?

My Home Depot is currently at 22k. We asked for that much when doing reno to take advantage of the 18 month no interest.