topic Re: How long do soft inquiries last? in Credit Cards

How long do soft inquiries last?

NowIcare — Tue, 15 Jan 2008 00:30:08 GMT

I am just curious THX

Re: How long do soft inquiries last?

haulingthescoreup — Tue, 15 Jan 2008 00:31:33 GMT

I think that you can view them until they get edged off your reports by other stuff going on. There's only so much space allocated for the data on your report, and when enough new stuff comes in, something else has to fall off.

Re: How long do soft inquiries last?

NowIcare — Tue, 15 Jan 2008 00:39:49 GMT

haulingthescoreup wrote:
I think that you can view them until they get edged off your reports by other stuff going on. There's only so much space allocated for the data on your report, and when enough new stuff comes in, something else has to fall off.

Ohh so its not a time frame thing? I thought I heared somewhere on here that too many softs might create a split file...............

Re: How long do soft inquiries last?

Anonymous — Tue, 15 Jan 2008 00:41:37 GMT

All inquiries stay on for the same length of time. Without interferance, softs will stay two years just like hards. However, they are the first to go to make room for other things in most cases.

Re: How long do soft inquiries last?

Anonymous — Tue, 15 Jan 2008 00:42:34 GMT

2 years -

EX keeps all of them for 2 years

EQ- Only keeps Promotional INQ's on for 1 year.

Re: How long do soft inquiries last?

Anonymous — Tue, 15 Jan 2008 13:47:46 GMT

2 years with no affects on your scores