topic Re: HSBC / Cap One in Credit Cards

HSBC / Cap One

buildingitbackup — Tue, 08 May 2012 14:02:11 GMT

Did anyone else get the merger letter? I got mine in the mail today. So, I'll have two cap one tradelines now?

Re: HSBC / Cap One

Revelate — Tue, 08 May 2012 14:22:00 GMT

Pretty much AFAIK, my merger letter came late last week. Figures, I'd avoided Cap One when I opened my tradelines, and now I have one regardless .

Re: HSBC / Cap One

OhioCPA — Tue, 08 May 2012 14:29:16 GMT

I received one yesterday as well. Funny thing is; I closed my HSBC card in January. I wonder if CapOne will still issue me a new card.

Re: HSBC / Cap One

MsLadyRover — Wed, 09 May 2012 01:11:13 GMT

I received a letter yesterday. I have the HSBC Direct Rewards Discover. Now it's Capital One. I guess I'll never see a CLI on that puppy.

Re: HSBC / Cap One

Anonymous — Wed, 09 May 2012 01:57:48 GMT

Unfortunately, I got a letter re: a card that I closed with HSBC last summer. I was fed up dealing with them! Then a few months ago, I received a Credit Watch notification that there was a balance on this very closed account. I called HSBC - long story short, i had to pay for a charge they allowed on a current account.. which they opnened once that charge came through. I paid and told them to close it.

Now that I have this letter, I am afraid that this account is opened somewhere. I called Cap 1, they said the account is not in their system as, yet. I called HSBC and they insist that it is now closed. This is the account that just will not go away. I have to wait a few more days before calling Cap1 again to see if they have any additional information for me.

Re: HSBC / Cap One

Brian_Trying_700 — Wed, 09 May 2012 02:07:31 GMT

Ummmm what to do with my Cap 1 since 2010 and Orchard card since 2011. I have prime cards now.The Utilization. I really don't care about. Bring the better primes.