topic Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it? in Credit Cards

Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Creditaddict — Tue, 08 May 2012 02:43:12 GMT

Am I reading it right that TD Bank is the underwriting bank?

I thought they were investment and they had a credit card just for the investment account or whatever not that they actually issued other credit cards for stuff outside that?

The Application also seems very small and short and ask very little information.

Is it instant approval?

What kind of Credit Line?

BK Friendly?

Any other info besides the you better pay before no interst runs out because its 28%!!!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

injustifiiable — Tue, 08 May 2012 02:56:54 GMT

~~Looks like it's just another WFNNB credit card...~~

I take that back...there was a separate app there that does say TD Bank on the bottom. I can't find a Terms and Conditions link on that page at all!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Creditaddict — Tue, 08 May 2012 02:55:48 GMT

@injustifiiable wrote:
Looks like it's just another WFNNB credit card...

I was thinking that but didn't see it... where did you find that?

Wow, I actually had not started looking at the catalog until after I posted... This would be a pretty useless credit card without a VERY high limit. I'm seeing very little under the $1k mark and if talking furniture, not seeing much under $3k!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

injustifiiable — Tue, 08 May 2012 02:59:26 GMT

TD Bank is the retail branch of Toronto Dominion, they also issue standard Visa cards.

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

injustifiiable — Tue, 08 May 2012 03:00:27 GMT

@Creditaddict wrote:
@injustifiiable wrote:
Looks like it's just another WFNNB credit card...
I was thinking that but didn't see it... where did you find that?
Wow, I actually had not started looking at the catalog until after I posted... This would be a pretty useless credit card without a VERY high limit. I'm seeing very little under the $1k mark and if talking furniture, not seeing much under $3k!

Plus its a minimum $500 purchase to take advantage of the offer anyway!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Anonymous — Tue, 08 May 2012 03:11:14 GMT

I know this off topic, but I dream of their furniture. I used to pass by one of their stores everyday on my way to work.

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Creditaddict — Tue, 08 May 2012 04:48:55 GMT

@Anonymous wrote:
I know this off topic, but I dream of their furniture. I used to pass by one of their stores everyday on my way to work.

OH NO, I ran out to get dinner, and less then a mile away guess what store I go passing by?!! I never knew and now I know it's just right there!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

quest208 — Tue, 08 May 2012 05:41:01 GMT

wifey gets the catalog. i check the mail usually first, and when i see the catalog i throw it out. she's bought things from there, i do not want to come home and see another piece of furniture from that store. the furniture is awesome, and comfortable, but the prices make me shake my head.

i will give them credit though, i love their furniture if we're not talking about price. i guess its like art that you can sit in/on.....

:-(

what is the benefit of a card?

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Creditaddict — Tue, 08 May 2012 14:34:05 GMT

@quest208 wrote:

what is the benefit of a card?

Besides the 6 months interest free I don't see any!

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Adalen — Tue, 08 May 2012 14:39:42 GMT

I've drooled over their furniture design as well buuut yeaaah, unless you have a pretty high limit, it seems pretty pointless. Now, IKEA on the other hand...

Re: Design Within Reach (DWR) Credit Card... TD Bank? You have it?

Anonymous — Tue, 08 May 2012 18:14:06 GMT

I have a TD Retail Bank backed card for Cartier (financed a piece of jewelry using the 0% for 12 months deal that they have on its Red Card). I think they gave me a fairly generous credit line ($8K). I've been happy with the card -- TD Retail recently started accepting payments online, which is another plus. Apparently, TD Bank is starting to back more retail credit cards.

They pulled Experian for me.