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    <title>topic Okay...stupid question in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395448#M386393</link>
    <description>&lt;P&gt;Sorry in advance for the stupid question &lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;, could anyone answer the following about freezing reports:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1.&amp;nbsp; Does freezing your report stop your current accounts from updating?&amp;nbsp; Meaning, if I pay all of my balances off in full, will that then update on my reports in the same time as it would have without the freeze?&lt;/P&gt;&lt;P&gt;2.&amp;nbsp; Could I still receive soft pulls for cli?&lt;/P&gt;&lt;P&gt;3.&amp;nbsp; Does it expire or could I set like a time-frame?&amp;nbsp; Meaning, could I say, okay place this in affect from May 12th, 2012 through May 12th, 2013?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your answers and again, sorry if these are silly questions.&lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry if in wrong place...Mod feel free to move if need to. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 11 May 2012 14:22:51 GMT</pubDate>
    <dc:creator>shorrttyycm1</dc:creator>
    <dc:date>2012-05-11T14:22:51Z</dc:date>
    <item>
      <title>Okay...stupid question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395448#M386393</link>
      <description>&lt;P&gt;Sorry in advance for the stupid question &lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;, could anyone answer the following about freezing reports:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1.&amp;nbsp; Does freezing your report stop your current accounts from updating?&amp;nbsp; Meaning, if I pay all of my balances off in full, will that then update on my reports in the same time as it would have without the freeze?&lt;/P&gt;&lt;P&gt;2.&amp;nbsp; Could I still receive soft pulls for cli?&lt;/P&gt;&lt;P&gt;3.&amp;nbsp; Does it expire or could I set like a time-frame?&amp;nbsp; Meaning, could I say, okay place this in affect from May 12th, 2012 through May 12th, 2013?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your answers and again, sorry if these are silly questions.&lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry if in wrong place...Mod feel free to move if need to. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 May 2012 14:22:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395448#M386393</guid>
      <dc:creator>shorrttyycm1</dc:creator>
      <dc:date>2012-05-11T14:22:51Z</dc:date>
    </item>
    <item>
      <title>Re: Okay...stupid question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395452#M386394</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/446978"&gt;@shorrttyycm1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sorry in advance for the stupid question &lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;, could anyone answer the following about freezing reports:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1.&amp;nbsp; Does freezing your report stop your current accounts from updating?&amp;nbsp; Meaning, if I pay all of my balances off in full, will that then update on my reports in the same time as it would have without the freeze?&lt;/P&gt;&lt;P&gt;2.&amp;nbsp; Could I still receive soft pulls for cli?&lt;/P&gt;&lt;P&gt;3.&amp;nbsp; Does it expire or could I set like a time-frame?&amp;nbsp; Meaning, could I say, okay place this in affect from May 12th, 2012 through May 12th, 2013?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your answers and again, sorry if these are silly questions.&lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry if in wrong place...Mod feel free to move if need to. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;freezing reports will not stop accounts from updating. the will still update&lt;/P&gt;&lt;P&gt;you can still get cli's on sp&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 11 May 2012 14:26:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395452#M386394</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-05-11T14:26:49Z</dc:date>
    </item>
    <item>
      <title>Re: Okay...stupid question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395480#M386401</link>
      <description>&lt;P&gt;Great, thank so much!&amp;nbsp; I appreciate the response!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 May 2012 14:36:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Okay-stupid-question/m-p/1395480#M386401</guid>
      <dc:creator>shorrttyycm1</dc:creator>
      <dc:date>2012-05-11T14:36:10Z</dc:date>
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