topic CCCU in Credit Cards

CCCU

golfmomfor3 — Mon, 20 Aug 2007 01:36:46 GMT

Anyone else approved by CCCU lately? Sent my app w/ support docs last week - probably jumping the gun but hoping that my explanations and income help to qualify for something! They seem really nice - received a reply email shortly after inquiring about their app. Really should have waited 30-60 days, but would love to balance transfer CapOne and others to make some progress ASAP

Re: CCCU

Anonymous — Mon, 20 Aug 2007 01:38:48 GMT

I was recently approved, but still waiting for the plastic. They are about 3 weeks behind.

WBLAKE

Re: CCCU

golfmomfor3 — Mon, 20 Aug 2007 01:40:24 GMT

What were your scores, what did they want from you after you applied (online?), etc. Was there a lot of communication/ faxing prior to approving?

Re: CCCU

Anonymous — Mon, 20 Aug 2007 01:50:13 GMT

They asked for proof of income and they wanted a hard copy of my application. I have a relatively short history and a Tax lien from 2003. My D/I ratio is pretty good. I asked for 5000, they made a counter offer for 1000 and they said they will review it in 1 year. They seem to be a great company to do business with,

TU 619

EQ 635

EX 657

Re: CCCU

golfmomfor3 — Sat, 25 Aug 2007 04:35:24 GMT

Email from Tammy at least twice - looks like they might approve us for something - asked about our vehicle info for possible refi! After chatting with her via email, mailed FedEx our recent report, support docs, etc w/ letter of explanation and needs on 8/16. Crossing my fingers and may still apply for NFCU or PenFed within couple of weeks pending this outcome. CCCU is very quick to respond and seem quite accommodating if given explanations of personal situation - we'll see.

Not great scores - hovering at/around 600s

Message Edited by golfmomfor3 on 08-24-2007 09:35 PM