topic Re: Loving my AMEX charge card! in Credit Cards

Loving my AMEX charge card!

LS2982 — Sat, 12 May 2012 00:47:53 GMT

Only had it 2 months, spent about $550 on it first month no problems paid off, spent over $1K on it this month no problems paying off in 2 weeks.

My highest revolving bankcard is $1K.

Not factored in overall util. / CL rises with usage and payment history >>>>>>>> revolving credit lines!

Loving it!

Re: Loving my AMEX charge card!

Anonymous — Sat, 12 May 2012 00:48:58 GMT

Use online tool to see what ou can charge on it if curious. Just don't do it too much

Re: Loving my AMEX charge card!

LS2982 — Sat, 12 May 2012 01:04:13 GMT

@Anonymous wrote:
Use online tool to see what ou can charge on it if curious. Just don't do it too much

That button is the devil...................

Re: Loving my AMEX charge card!

AF_23 — Sat, 12 May 2012 01:07:51 GMT

@LS2982 wrote:
@Anonymous wrote:
Use online tool to see what ou can charge on it if curious. Just don't do it too much
That button is the devil...................

Re: Loving my AMEX charge card!

CreditCrusader — Sat, 12 May 2012 01:23:50 GMT

Momma says...da button is the debil!

Re: Loving my AMEX charge card!

Anonymous — Sat, 12 May 2012 01:44:21 GMT

@LS2982 wrote:
@Anonymous wrote:
Use online tool to see what ou can charge on it if curious. Just don't do it too much
That button is the devil...................

My husband tried the button the other day.. Not qualifed for $1000.00 lol

Glad we checked before using it! I do wonder what it is though as we put $800 through it last month.. So, some odd number between $800 and $1000 I guess? They let me make a midmonth payment on it this month which is a good thing or it probably would've been getting declined. It is odd to me though as his Sears Citi has a $2k limit, his carecredit has a 2.1k limit and his bill me later has a 3.5k limit. I'm hoping his limit goes up when his sears card reports a $0 balance. It was at over 50% utilization, so maybe that's the reason for the low limit.

Re: Loving my AMEX charge card!

Anonymous — Sat, 12 May 2012 01:46:39 GMT

If it is a new card or not often used card, that would explain it. It should go up quickly with use. I got mine from 3.5k to at least 70k in like 2-3 months.

Re: Loving my AMEX charge card!

RyVision — Sat, 12 May 2012 01:56:22 GMT

LS (and anyone who's curious to know without testing "the debil" LOL);

Generally, if you've been able to hit 1100 without a decline, your internal spend probably started at, or is currently 1250.

Re: Loving my AMEX charge card!

LS2982 — Sat, 12 May 2012 02:01:54 GMT

@RyVision wrote:
LS (and anyone who's curious to know without testing "the debil" LOL);

Generally, if you've been able to hit 1100 without a decline, your internal spend probably started at, or is currently 1250.

I'm happy with $1250 for now, we'll see if Barclay's plays nice and gives me a CLI, otherwise I might have to make a business decision...............

Re: Loving my AMEX charge card!

Mailak — Sat, 12 May 2012 02:23:00 GMT

@RyVision wrote:
LS (and anyone who's curious to know without testing "the debil" LOL);

Generally, if you've been able to hit 1100 without a decline, your internal spend probably started at, or is currently 1250.

And the CL is $2500, then you don't hit 1100 without a decline? ::

Re: Loving my AMEX charge card!

RyVision — Sat, 12 May 2012 02:45:10 GMT

@Mailak wrote:
@RyVision wrote:
LS (and anyone who's curious to know without testing "the debil" LOL);

Generally, if you've been able to hit 1100 without a decline, your internal spend probably started at, or is currently 1250.
And the CL is $2500, then you don't hit 1100 without a decline? ::

LS has the Zync, and he worked his click finger off to get it. Knowing the history behind it, and a bit of how AMEX works the limits with that card under said circumstances, the 1250 is an accurate and safe (and somewhat educated) guess at his initial to 6 month internal CL. There's no way I'd advise LS to check the "Debil button" unless he was actually going to make a purchase for the checked amount. He could always call and ask if he's that curious. I just don't want him having any headaches caused by curiosity when I know how happy he was to get the account.

Re: Loving my AMEX charge card!

Mailak — Sat, 12 May 2012 02:54:27 GMT

@RyVision wrote:
@Mailak wrote:
@RyVision wrote:
LS (and anyone who's curious to know without testing "the debil" LOL);

Generally, if you've been able to hit 1100 without a decline, your internal spend probably started at, or is currently 1250.
And the CL is $2500, then you don't hit 1100 without a decline? ::

LS has the Zync, and he worked his click finger off to get it. Knowing the history behind it, and a bit of how AMEX works the limits with that card under said circumstances, the 1250 is an accurate and safe (and somewhat educated) guess at his initial to 6 month internal CL. There's no way I'd advise LS to check the "Debil button" unless he was actually going to make a purchase for the checked amount. He could always call and ask if he's that curious. I just don't want him having any headaches caused by curiosity when I know how happy he was to get the account.

ok that makes sense then

Re: Loving my AMEX charge card!

Anonymous — Sat, 12 May 2012 03:35:40 GMT

So glad to hear that it's working out well for you!

The internal limit should grow with you pretty quickly. Just keep using it for normal purchases and always pay the bill promptly. Enjoy!

Re: Loving my AMEX charge card!

webhopper — Sat, 12 May 2012 04:00:55 GMT

The internal limit grows awsomely. I got mine in Feb; checked it at 2k approved and off I went. Paid in full and charged another 2k before my first statement cut. Then I checked it for 3k the next month. I charged 3k in 2 and a half weeks; paid 1k then charged another.1k; balance was 2983 when the second statement cut. Charged another 3k; paid all but $4 before the.statement cut. Checked internal limit.at 5k. Booked tickets for the three of us round trip to Seattle where we.catch our honeymoon cruise. Me; daughter; joey. Charged the rest of the wedding cake and plan on charging rib crib for 50

Re: Loving my AMEX charge card!

Lambo23 — Sat, 12 May 2012 06:01:04 GMT

@LS2982 wrote:
Only had it 2 months, spent about $550 on it first month no problems paid off, spent over $1K on it this month no problems paying off in 2 weeks.

My highest revolving bankcard is $1K.

Not factored in overall util. / CL rises with usage and payment history >>>>>>>> revolving credit lines!

Loving it!

I want to spend around 500$ a month on mine, but I'm afraid I will not get as many points as I would with my cap1 cash back card. How are yours adding up for you?

Re: Loving my AMEX charge card!

Anonymous — Mon, 14 May 2012 06:46:52 GMT

I've had my Platinum card for a couple weeks and took the leap of faith for the first time button pusher, I tried 4G's and it said approved! I guess in like 3 months I'll try a little more maybe heck I don't know I think I'm good haha!

Re: Loving my AMEX charge card!

quest208 — Tue, 15 May 2012 01:11:20 GMT

LS! there you are!

ive been trying to track you down man LOL

congrats on the amex. i want one, and wont apply until end of summer, maybe early fall.

but again, i know you've wanted one for a long time, congrats dude. i hope you're able to pass it down to the younger LS family, so in the year 5035 they will have an amex backdated to 2012 LMAO!!!!!!!!!!!!

Re: Loving my AMEX charge card!

LS2982 — Tue, 15 May 2012 01:13:49 GMT

@quest208 wrote:
LS! there you are!
ive been trying to track you down man LOL
congrats on the amex. i want one, and wont apply until end of summer, maybe early fall.

but again, i know you've wanted one for a long time, congrats dude. i hope you're able to pass it down to the younger LS family, so in the year 5035 they will have an amex backdated to 2012 LMAO!!!!!!!!!!!!

Re: Loving my AMEX charge card!

NikJ4 — Tue, 15 May 2012 03:30:34 GMT

@CreditCrusader wrote:
Momma says...da button is the debil!

I like yo mama! She a smart woman!