topic Re: Who does soft pulls? in Credit Cards

Who does soft pulls?

Anonymous — Sun, 13 May 2012 00:18:12 GMT

I need to get this monkey off my back! who can i do a soft pull with?

Re: Who does soft pulls?

Anonymous — Sun, 13 May 2012 00:40:32 GMT

i would say calling your local law enforcemt arm if the monkey is problmatic

if not try something sweet

i know several "soft pull" lenders for credit all of wich are to tell you want card might work for you. i have never heard of a lender that will softpull to extend new credit lines. perhaps someone you are allready with

Re: Who does soft pulls?

Anonymous — Sun, 13 May 2012 00:42:18 GMT

It seems the App-monkey that jumped off AppBar's back found a new home, LOL!

A ton of inquiries is just going to further drag down your score and AOAA. You're already listing 6 new cards, will one more really make your life any better?

Customer service reps don't always know if it's a soft pull. You can't even trust when pre-qualification sites say it's a soft pull. A few people were (trying to get their approval fix) ended up with hard pulls from the Capitol 1 site.

Just take a deep breath and chill. You've got a long way to go until good credit.

Re: Who does soft pulls?

Anonymous — Sun, 13 May 2012 00:42:42 GMT

@Anonymous wrote:
i would say calling your local law enforcemt arm if the monkey is problmatic

if not try something sweet

i know several "soft pull" lenders for credit all of wich are to tell you want card might work for you. i have never heard of a lender that will softpull to extend new credit lines. perhaps someone you are allready with

Thats what I meant, I know Discover does a soft pull to see your possible offers, also Capital One does a soft pull. I don't know who else though.

Re: Who does soft pulls?

Anonymous — Sun, 13 May 2012 00:44:20 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/Warning-Orchard-Bank-Preapproval-a-Hard-Pull/td-p/1389681

Re: Who does soft pulls?

Anonymous — Sun, 13 May 2012 05:04:56 GMT

Almost all WFNNB backed cards do soft pulls at checkout online. Victoria's secret, buckle, express and a few others.