topic Re: What happens when you push the Barclay's CLI button? in Credit Cards

What happens when you push the Barclay's CLI button?

GST2008 — Thu, 17 May 2012 00:09:45 GMT

So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power." Underneath it is a button labeled, "Request a credit limit increase today." Has anybody pressed the button? If so, what happens? I don't want to waste a hard pull on curiosity

Re: What happens when you push the Barclay's CLI button?

Anonymous — Thu, 17 May 2012 00:40:57 GMT

Your computer explodes.

Re: What happens when you push the Barclay's CLI button?

Anonymous — Thu, 17 May 2012 00:42:01 GMT

OK, I was just kidding. Only a little bit of smoke came out of the back of the computer, but it continued operating.

In my case, I got a screen telling me I was not eligible. I'm sure they didn't pull credit, and it was only an internal check, because it took about .01 second.

Re: What happens when you push the Barclay's CLI button?

Anonymous — Thu, 17 May 2012 00:44:46 GMT

My husband said it downloads a virus. It reads all your personal emails and sends them to Barclay customer service.

OK, time for me to log off for the evening. LOL, sorry - well, hopefully someone else will tell you they had a good experience with the Barclay CLI button. One time Barclay gave me a $50 CLI, and I didn't even ask for it. They raised me from $2,500 to $2,550. And it was about a month after I got the message saying I was not eligible! So maybe that famed and mysterious button really does do something - indirectly, and later.

Re: What happens when you push the Barclay's CLI button?

navigatethis12 — Thu, 17 May 2012 00:45:03 GMT

@Anonymous wrote:
Your computer explodes.

lol

For me it was there right after I opened the account. Clicking it takes you to another screen where you input employer, salary, and other stuff.

Re: What happens when you push the Barclay's CLI button?

LS2982 — Thu, 17 May 2012 00:46:54 GMT

@GST2008 wrote:
So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power." Underneath it is a button labeled, "Request a credit limit increase today." Has anybody pressed the button? If so, what happens? I don't want to waste a hard pull on curiosity

If you applied for new accounts after Barclays within 6 months, a call from their reps with a bill lumbergh voice says "Yea...................um................we're gonna have to....close.....your account with us................yea..............because you have too many new accounts"

Re: What happens when you push the Barclay's CLI button?

Repo-ed — Thu, 17 May 2012 01:23:52 GMT

@LS2982 wrote:
@GST2008 wrote:
So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power." Underneath it is a button labeled, "Request a credit limit increase today." Has anybody pressed the button? If so, what happens? I don't want to waste a hard pull on curiosity
If you applied for new accounts after Barclays within 6 months, a call from their reps with a bill lumbergh voice says "Yea...................um................we're gonna have to....close.....your account with us................yea..............because you have too many new accounts"

True Story

Re: What happens when you push the Barclay's CLI button?

Anonymous — Thu, 17 May 2012 02:03:48 GMT

So the way I'm reading the above posts is that no one truly knows if it is a hard or soft inquiry?

Re: What happens when you push the Barclay's CLI button?

Brusilov — Thu, 17 May 2012 02:07:48 GMT

@Anonymous wrote:
So the way I'm reading the above posts is that no one truly knows if it is a hard or soft inquiry?

Well I have a credit freeze. So I could maybe test it out..you know...for science.

Re: What happens when you push the Barclay's CLI button?

Anonymous — Thu, 17 May 2012 02:26:17 GMT

I have 3 Barclay cards and every cli I have requested resulted in a hard pull. I've always done it online and they've given me an increase every time but I've always gotten a hard pull as well.

Re: What happens when you push the Barclay's CLI button?

Brusilov — Thu, 17 May 2012 02:38:58 GMT

@Anonymous wrote:
I have 3 Barclay cards and every cli I have requested resulted in a hard pull. I've always done it online and they've given me an increase every time but I've always gotten a hard pull as well.

Ah in that case I won't bother then. I hear they're pretty good about 6-12 month auto-CLIs anyhow.

Re: What happens when you push the Barclay's CLI button?

GST2008 — Thu, 17 May 2012 13:04:10 GMT

Thank you for all the info! It sounds like it will be a hardpull, so I'm gonna wait for the auto-CLI.