topic Re: Chase must really like me! in Credit Cards

Chase must really like me!

Anonymous — Thu, 17 May 2012 17:19:37 GMT

I get bombared with offers and "pre-approvals" seemingly daily, but today I get a good one from Chase. 40,000 points after first purchase no minimum spend for the CSP. $400 is really nice and I could certainly use some free money, but would I be pushing my luck? Mind you, I have a Slate, Freedom Signature, and JPM Select Signature. Would 4 Chase be too many? Would I scare off the other lenders? I have 3 AMEX and the letter does mention AMEX and the limited acceptance worldwide. I wonder if they are scoping my reports and attempting to lure me away? Might they not pull hard if I just got the JPM Select less than a month ago?

Oh so many questions!

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:21:16 GMT

No minimum spend???

TO THE INTERNET!!! (I know, I know, it's probably a tailored offer).

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:22:52 GMT

@Anonymous wrote:
No minimum spend???

TO THE INTERNET!!! (I know, I know, it's probably a tailored offer).

It's true--no minimum, just first purchase!

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:27:26 GMT

I hope I have some mail... I hope I have some mail... I hope I have some mail...

This is THE card I want

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:29:46 GMT

I really don't need anymore damn cards! I think I have 16-20. The ONLY reason I got the JPM is because it is a hidden trade.

Re: Chase must really like me!

bichonmom — Thu, 17 May 2012 17:31:53 GMT

$400 is a GREAT offer! I was very lucky to stumble on a $350 offer online and glad I jumped on it when I did because later the same morning the link stopped working and Chase denied the offer was there. They are honoring it. It sounds like you're getting a really exclusive offer. If your AAoA can take the hit, I'd definitely go for it.

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:34:01 GMT

@Anonymous wrote:
I really don't need anymore damn cards! I think I have 16-20. The ONLY reason I got the JPM is because it is a hidden trade.

Give me your offer! Gimme gimme gimme lol

Re: Chase must really like me!

bichonmom — Thu, 17 May 2012 17:34:27 GMT

@Anonymous wrote:
I really don't need anymore damn cards! I think I have 16-20. The ONLY reason I got the JPM is because it is a hidden trade.

Wow. I replied before you posted this. That is a lot of cards to manage. $400 is a lot of money, but I guess it's a personal decision.

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 17:36:08 GMT

BTW, it's $400 cashback, but $500 if you use it towards travel

I have the Freedom/Checking combo and I just need the CSP for the trifecta and then all will be well and we'll no longer need Batman in Gotham.

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 19:40:18 GMT

My AAoA is 5 years right now. TU as of Mar 12 is 767. That was 1 day before 1 INQ was to no longer be counted towards scroing with 1 more to drop of on 05/20. Usually, when Chase sends me offers, they send me a TON. This free $400 really has me tempted.

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 19:48:45 GMT

They really do like you! You are blessed!!!

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 19:53:20 GMT

LOL, thanks, but I wouldn't say 'blessed'...maybe just really desired?

Re: Chase must really like me!

Anonymous — Thu, 17 May 2012 23:55:13 GMT

go for it

compared to one measly inquiry it's really just a gain

Re: Chase must really like me!

Anonymous — Fri, 18 May 2012 01:05:57 GMT

That 1 inquiry has me concerned though. Might they use the same report from a few weeks ago?

Re: Chase must really like me!

Anonymous — Fri, 18 May 2012 02:08:11 GMT

@Anonymous wrote:

Give me your offer! Gimme gimme gimme lol

**looks at Frugal's cards and limits**

but I don't think Chase likes you...

Re: Chase must really like me!

score_building — Fri, 18 May 2012 02:18:33 GMT

@Anonymous wrote:
That 1 inquiry has me concerned though. Might they use the same report from a few weeks ago?

will match the $400 if they do, lol, you know better- it is virtually guaranteed to be be a fresh pull...in any case, this won't be the last tempting offer if you pass do you think may be approaching exposure limit with Chase? You have a lot of them in current profile already.

Re: Chase must really like me!

Anonymous — Fri, 18 May 2012 03:23:26 GMT

Indeed, Chase give me a huge love too. I have 4 of their cards. Freedom, United, Marriott, CSP, and AU on my wife's Hyatt CC

I love them too.

Re: Chase must really like me!

Anonymous — Fri, 18 May 2012 03:56:05 GMT

There's little chance you'll get them to use the same pull. Heck they want to pull again for people who get approved and want to ask for a CLI the same day. You'll most likely get denied at first but may have luck calling the recon line, though they may ask you to shift some lines around.

Re: Chase must really like me!

Jake0215 — Fri, 18 May 2012 04:26:55 GMT

@Anonymous wrote:
Indeed, Chase give me a huge love too. I have 4 of their cards. Freedom, United, Marriott, CSP, and AU on my wife's Hyatt CC
I love them too.

How far apart were your apps?

Re: Chase must really like me!

Anonymous — Fri, 18 May 2012 12:51:06 GMT

@score_building wrote:
@Anonymous wrote:
That 1 inquiry has me concerned though. Might they use the same report from a few weeks ago?
will match the $400 if they do, lol, you know better- it is virtually guaranteed to be be a fresh pull...in any case, this won't be the last tempting offer if you pass do you think may be approaching exposure limit with Chase? You have a lot of them in current profile already.

Yeah, I know deep down it would be a new pull. I wish it wasn't, but reality and statistics demonstrate otherwise. If they do keep sending these, I might bite. Exposure limit? I have 20500 in total available and have never revolved a balance with them (that's what my other cards are for!), so maybe, maybe not.