topic Re: Amex canceld in Credit Cards

Amex canceld

eaglesilas — Thu, 17 May 2012 16:02:06 GMT

canceld becauce low credit score.

I called there and she sad,my score was(607) is to low and i have 15 collection,all meds.I had this card for almost 2 years .never late always paid up .I guess you can not get sick .

I told her I got a mortgage in March with no money down,but she sad sorry.

What ever I purchased my house,need no Amex Zync

Re: Amex canceld

Anonymous — Thu, 17 May 2012 16:09:19 GMT

Losing Amex stinks but not that bad. As if you get it back, you still have your original member date which basically will help you just as much as original card. I would save the zync though for evidence. Also I hope you das registered online Id. You will want to use same one.

Re: Amex canceld

sjt — Thu, 17 May 2012 17:50:31 GMT

@Anonymous wrote:
Losing Amex stinks but not that bad. As if you get it back, you still have your original member date which basically will help you just as much as original card. I would save the zync though for evidence. Also I hope you das registered online Id. You will want to use same one.

Dont give up yet!

I would write to Amex and ask for reconsideration. Highlight your history with them and explain the medical collections situation and your plans to resolve the issue.

Re: Amex canceld

CreditCrusader — Thu, 17 May 2012 20:17:46 GMT

@eaglesilas wrote:
canceld becauce low credit score.

I called there and she sad,my score was(607) is to low and i have 15 collection,all meds.I had this card for almost 2 years .never late always paid up .I guess you can not get sick .
I told her I got a mortgage in March with no money down,but she sad sorry.

What ever I purchased my house,need no Amex Zync

AMEX is rapidly gaining Barclayesque status for paranoia with their softs. I understand why they review, but you have a good charge payment history with them. That should mitigate medical bills IMHO.

Re: Amex canceld

Kendro — Thu, 17 May 2012 20:26:06 GMT

I believe their main concern or paranoia is that if you owe other agencies money, even though you pay AMEX on time, they think sooner or later you might have to make a choice between them and AMEX and you might not choose to pay AMEX.

Re: Amex canceld

Anonymous — Fri, 18 May 2012 04:03:37 GMT

@eaglesilas wrote:
canceld becauce low credit score.

I called there and she sad,my score was(607) is to low and i have 15 collection,all meds.I had this card for almost 2 years .never late always paid up .I guess you can not get sick .
I told her I got a mortgage in March with no money down,but she sad sorry.

What ever I purchased my house,need no Amex Zync

Wow you got a no money down mortgage with a 607 and 15 collections? What kind of rate did you get? Sorry, i should say something about the credit card so as to stay in the correct.topic, but ... wow.

Re: Amex canceld

eaglesilas — Fri, 18 May 2012 14:34:50 GMT

FFH loan,3.77% 82.000.-