topic Re: AMEX SP for new accounts current member in Credit Cards

AMEX SP for new accounts current member

LS2982 — Mon, 21 May 2012 22:34:48 GMT

If your a current cardholder can you still app with a freeze on your CR's?

Re: AMEX SP for new accounts current member

bichonmom — Mon, 21 May 2012 22:39:27 GMT

Good question. I would think so just because it's a SP unless you're approved. Then supposedly they re-code it to a HP (from what I've read here). So, one would think it would work. Maybe others have experience w/this.

Re: AMEX SP for new accounts current member

RyVision — Mon, 21 May 2012 23:10:04 GMT

Interesting question (LS did you freeze or going to?). Bichonmom is right on about how AMEX pulls for members from all I've ever heard. I also think once someone has a business relationship (an account with a lender) they can HP anyway. Oddly enough, when I just applied for Blue, the CSR told me if I change it to something else later, they wouldn't even pull a report. I wonder if that goes for getting a new card of the same type too, and like Bichonmom said, they just code it as a HP later after they approve it?

Re: AMEX SP for new accounts current member

Repo-ed — Mon, 21 May 2012 23:42:41 GMT

lol, the itch must be itched! Defrost them things!

Re: AMEX SP for new accounts current member

pizzadude — Mon, 21 May 2012 23:47:42 GMT

I think somewhere along the way your application would be put on hold or cancelled if they are unable to HP your report.