topic Re: AMEX Gold card in Credit Cards

AMEX Gold card

Ryry1 — Tue, 22 May 2012 01:44:17 GMT

I got pre-selected AMEX Gold card in the mail with 15,000 point reward if I use 1,000$ of AMEX in the first 3 month and if it worth having AMEX card?

I have 5 CCs & Debit card but never had a AMEX card before.

I don't really mind 125$ AF but curious if the Gold card is the #2 to gain a AMEX Platinum? I would love to get Platinum but how long do you need to use AMEX Gold (if I go for it) by June 20th in order to get AMEX Platinum?

I am curious for those have AMEX, can I pay 1,250$ for 10 years ASAP (for example) without worrying about paying 125$ AF until the year of 2022 if I were to pay 1,250$ for 10 years or 2,500$ for 20 years without worrying abou paying AF until 2032? I assume it doesn't work that way?

Re: AMEX Gold card

Anonymous — Tue, 22 May 2012 01:53:08 GMT

Go to the AMEX website. Nothing should stop you from Platinum if you want it. All their charge cards have similar approval standards aside from Zync. Also, I would get Premier Gold over Gold. The join bonus is better and first year AF is free.

Re: AMEX Gold card

Ryry1 — Tue, 22 May 2012 01:56:04 GMT

Premier Gold card recently new? I thought it was just AMEX Gold card.

Re: AMEX Gold card

Anonymous — Tue, 22 May 2012 01:59:16 GMT

Go to website. There is AMEX Gold and AMEX Premier Gold. Premier Gold is AF of 175, but first year is free. More points for certain categories of expenditures.

Re: AMEX Gold card

pizzadude — Tue, 22 May 2012 02:00:50 GMT

I don't believe that you can "prepay" your annual fee for the next ten years unfortunately....you'll have to pay it each year as it is billed.

Re: AMEX Gold card

Anonymous — Tue, 22 May 2012 02:05:34 GMT

@pizzadude wrote:

I don't believe that you can "prepay" your annual fee for the next ten years unfortunately....you'll have to pay it each year as it is billed.

You can overpay your bill so you have a credit which I guess the AF can go against for years to come.

Re: AMEX Gold card

ztnjpv — Tue, 22 May 2012 02:27:05 GMT

Well, I honestly don't see the value in getting the Amex Gold.

What other cards do you have? If you have a Chase Freedom or Sapphire, you get access to the Ultimate Rewards Mall along with better rewards on purchases. Throw in no annual fee vs. a heffty one and better acceptance overall and it's a no brainer.

The little things that seem better with the AMEX Gold aren't that big of a deal for most people. Perhaps you are one of those people for whom the little things do make a difference.

I'm all about rewards. And in terms of rewards, there are better cards for most purposes. Just my 2 cents.

Re: AMEX Gold card

Ryry1 — Tue, 22 May 2012 02:34:59 GMT

I have Discover More (2 years) (never applied-they called me), USbank Platinum (1 yr) (never applied-they called me), Capital One Platinum (8 yr) (never applied-they called me), Lowes Card (3 yr), & 1 Debit Card